Tata Retirement Savings Fund Conservative Plan Regular-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -0.96%
NAV: ₹32.73 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Tata Retirement Savings Fund Conservative Plan Regular-Growth

  • ₹161.1 Cr
    AUM
  • ₹32.73
    NAV
  • 2.17%
    Expense Ratio
  • Hybrid
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Tata Retirement Savings Fund Conservative Plan Regular-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -0.96% NA 0.55%
6 Months 2.35% NA 5.55%
1 Year 2.62% 2.62% 5.63%
2 Years 6.65% 3.27% 10.55%
3 Years 21.46% 6.70% 10.07%
5 Years 30.47% 5.46% 10.06%
7 Years 57.89% 6.74% NA
10 Years 95.68% 6.94% 8.75%
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As on Thu Nov 05, 2026

Asset Allocation of Tata Retirement Savings Fund Conservative Plan Regular-Growth

equities

28.63%

debt instruments

66.54%

other assets or cash equivalents

4.83%
Large Cap: 57.26%
Mid Cap: 18.48%
Small Cap: 24.26%
Other: 0.00%
Top Holdings
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
20.21%
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
20.24%
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
20.24%
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
20.35%
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
20.35%
 
Top Sectors
Entities
393.25%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Tata Retirement Savings Fund Conservative Plan Regular-Growth

Tata Retirement Savings Fund Conservative Plan Regular-Growth is one Hybrid mutual fund offered by Tata Mutual Fund. Launched on 01 Nov 2011, the fund aims Long Term Capital Appreciation &Current Income. A predominantly debt oriented savingsscheme which provides tool for retirement planning to individual investors. It manages assets worth ₹161.1 crore as on Sat Oct 31, 2026. The expense ratio stands at 2.17%.
The portfolio allocation consists of 28.63% in equities, 66.54% in debt instruments, 4.83% in other assets or cash equivalents.Managed by Sonam Udasi, it has delivered a return of 2.62% in the last year, a total return since inception of 8.21%.
For those looking to take better financial choices it makes sense to review best sip investment suited to financial planning needs.

Read more
  • Murthy Nagarajan

    Fund Manager

  • Mr. Nagarajan is a M.Com, ICWA and PGPMS.

    Manager Education

  • Sonam Udasi

    Fund Manager

  • Mr. Udasi is a B.Com and also holds PGDM(Finance).

    Manager Education

Key Metrics of Tata Retirement Savings Fund Conservative Plan Regular-Growth

  • Standard Deviation
    5.72%
  • Mean
    5.97%
  • Sharpe Ratio
    0.07%
  • Sortino Ratio
    0.09%

Tata Retirement Savings Fund Conservative Plan Regular-Growth Fund Details

Fund Names Tata Retirement Savings Fund Conservative Plan Regular-Growth
Inception Date 01 Nov 2011
Lock In 1825
SIP Minimum Investment amount ₹150
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹500
 
Risk Principal at moderately high risk
Category Average Annual Returns 5.63
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Tata Retirement Savings Fund Conservative Plan Regular-Growth Fund Returns Comparison

Compare Tata Retirement Savings Fund Conservative Plan Regular-Growth with other mutual funds in the same category

Tata Retirement Savings Fund Conservative Plan Regular-Growth

SBI Children's Fund - Savings Plan Direct-Growth

SBI Children's Fund - Savings Plan Regular-Growth

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
SBI Children's Fund - Savings Plan Direct-Growth trend ₹149 -0.33% 0.35% 8.43% 11.26% 10.24%
SBI Children's Fund - Savings Plan Regular-Growth trend ₹149 -0.36% 0.26% 8.03% 10.86% 9.84%
Bank Of India Conservative Hybrid Fund Direct-Growth trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Monthly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Quarterly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Yearly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Parag Parikh Conservative Hybrid Fund Direct-Growth trend ₹3,395 0.42% -0.63% 3.33% 9.15% 9.11%
Parag Parikh Conservative Hybrid Fund Direct-IDCW Monthly trend ₹3,395 0.42% -0.63% 3.33% 9.15% 9.11%
Bank Of India Conservative Hybrid Fund Regular-Growth trend ₹68 1.18% -0.07% 1.57% 5.77% 8.87%
Bank Of India Conservative Hybrid Fund Regular-IDCW Monthly trend ₹68 1.18% -0.07% 1.57% 5.77% 8.87%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Tata Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Tata Retirement Savings Fund Conservative Plan Direct-Growth increase ₹161 1.75% -0.67% 2.94% 3.82% 7.95%
increase growth is based on 1-month returns of the funds

Tata Retirement Savings Fund Conservative Plan Regular-Growth Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
SBI Conservative Hybrid Fund-Growth trend ₹10,107 ₹76.61 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-Growth trend ₹10,107 ₹84.22 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Monthly trend ₹10,107 ₹20.91 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Monthly trend ₹10,107 ₹27.50 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Quarterly trend ₹10,107 ₹22.10 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Quarterly trend ₹10,107 ₹25.73 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Yearly trend ₹10,107 ₹27.02 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Yearly trend ₹10,107 ₹33.59 8.46% 8.14% 8.83%
Parag Parikh Conservative Hybrid Fund Regular-Growth trend ₹3,395 ₹15.83 8.82% 8.77% -
Parag Parikh Conservative Hybrid Fund Direct-Growth trend ₹3,395 ₹16.09 9.15% 9.11% -
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Top funds are based on Fund AUM

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Tata Retirement Savings Fund Conservative Plan Regular-Growth Detailed Portfolio

Stocks Sector % of Holding Value
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.21%₹35.88 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.24%₹35.48 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.24%₹35.48 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.35%₹35.47 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.35%₹35.35 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities-—
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.41%₹35.31 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.94%₹35.28 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.92%₹35.15 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.92%₹35.15 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.92%₹35.15 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.92%₹35.15 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.62%₹35.12 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.34%₹34.80 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.34%₹34.80 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.34%₹34.80 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.78%₹34.46 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.95%₹34.42 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities21.79%₹34.39 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities20.67%₹34.20 Cr
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Frequently Asked Questions

Tata Retirement Savings Fund Conservative Plan Regular-Growth

What is the current AUM of Tata Retirement Savings Fund Conservative Plan Regular-Growth?

As of Sat Oct 31, 2026, Tata Retirement Savings Fund Conservative Plan Regular-Growth manages assets worth ₹161.1 crore

How has Tata Retirement Savings Fund Conservative Plan Regular-Growth performed recently?

  • 3 Months: -0.96%
  • 6 Months: 2.35%

What is the long-term performance of Tata Retirement Savings Fund Conservative Plan Regular-Growth?

  • 3 Years CAGR: 6.70%
  • 5 Years CAGR: 5.46%
  • Since Inception: 8.21%

What is the portfolio composition of Tata Retirement Savings Fund Conservative Plan Regular-Growth?

Equity: 28.63%, Debt: 66.54%, Others: 4.83%.

Who manages Tata Retirement Savings Fund Conservative Plan Regular-Growth?

Tata Retirement Savings Fund Conservative Plan Regular-Growth is managed by Sonam Udasi from Tata Mutual Fund.

What is the market-cap allocation of Tata Retirement Savings Fund Conservative Plan Regular-Growth?

Large Cap: 57.26%, Mid Cap: 18.48%, Small Cap: 24.26%.

Which are the top companies Tata Retirement Savings Fund Conservative Plan Regular-Growth has invested in?

  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 20.21% of the fund's portfolio
  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 20.24% of the fund's portfolio
  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 20.24% of the fund's portfolio
  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 20.35% of the fund's portfolio
  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 20.35% of the fund's portfolio

Which are the major sectors Tata Retirement Savings Fund Conservative Plan Regular-Growth focuses on?

  • Entities – 393.25% of the fund's portfolio
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