Fund Overview of HDFC Medium Term Debt Fund Direct-growth
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₹3,803.6 CrAUM
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₹62.27NAV
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0.67%Expense Ratio
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DebtFund Category
Returns of HDFC Medium Term Debt Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.25% | NA | 0.84% |
| 6 Months | 4.66% | NA | 4.74% |
| 1 Year | 8.20% | 8.20% | 9.16% |
| 2 Years | 17.62% | 8.45% | 8.80% |
| 3 Years | 26.30% | 8.09% | 8.10% |
| 5 Years | 41.40% | 7.17% | 7.60% |
| 7 Years | 70.77% | 7.94% | NA |
| 10 Years | 115.13% | 7.96% | 7.69% |
Asset Allocation
debt instruments
93.96%other assets or cash equivalents
3.91%HDFC Medium Term Debt Fund Direct-growth is one Debt mutual fund offered by HDFC Mutual Fund. Launched on 01 Jan 2013, the fund aims income over medium term. to generate income / capital appreciation through investments in Debt and Money Market Instruments. It manages assets worth ₹3,803.6 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.67%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout HDFC Medium Term Debt Fund Direct-growth
The portfolio allocation consists of 93.96% in debt instruments, 3.91% in other assets or cash equivalents. Managed by Shobhit Mehrotra, it has delivered a return of 8.20% in the last year, a total return since inception of 8.21%.
Key Metrics of HDFC Medium Term Debt Fund Direct-growth
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Standard Deviation1.35%
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Sharpe Ratio0.99%
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Alpha1.04%
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Beta0.76%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Aditya Birla Sun Life Medium Term Plan Direct-growth  |
₹2,744 | 1.02% | 1.85% | 13.85% | 10.37% | 12.74% |
| Aditya Birla Sun Life Medium Term Plan Regular-growth |
₹2,744 | 0.96% | 1.65% | 13.05% | 9.59% | 11.98% |
| Nippon India Medium Duration Fund Direct-growth |
₹106 | 0.74% | 3.60% | 10.76% | 9.00% | 9.71% |
| Axis StrateGIC Bond Fund Regular-growth |
₹1,938 | 0.81% | 1.43% | 8.71% | 8.16% | 6.93% |
| UTI Medium Duration Fund Direct-flexi Idcw |
₹41 | 0.68% | 0.98% | 7.75% | 7.79% | 6.74% |
| HDFC Medium Term Debt Fund Regular-growth |
₹3,804 | 0.79% | 1.28% | 7.80% | 7.63% | 6.43% |
| UTI Medium Duration Fund Regular-flexi Idcw |
₹41 | 0.63% | 0.81% | 7.02% | 7.09% | 6.05% |
| Sundaram Medium Duration Fund Regular-growth |
₹43 | 0.50% | 0.57% | 6.13% | 6.02% | 4.08% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from HDFC Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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HDFC Medium Term Debt Fund Regular-growth
|
₹3,804 | 0.79% | 1.28% | 3.36% | 7.80% | 7.63% |
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HDFC Medium Term Debt Fund Direct-idcw
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₹3,804 | 0.85% | 1.45% | 3.71% | 8.51% | 8.37% |
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HDFC Medium Term Debt Fund Regular-idcw
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₹3,804 | 0.79% | 1.28% | 3.36% | 7.80% | 7.63% |
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HDFC Medium Term Debt Fund Direct-idcw Fortnightly
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₹3,804 | 0.85% | 1.45% | 3.71% | 8.51% | 8.37% |
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HDFC Medium Term Debt Fund Regular-idcw Fortnightly
|
₹3,804 | 0.79% | 1.28% | 3.36% | 7.80% | 7.63% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Medium Term Debt Fund Regular-growth |
₹3,804 | ₹57.28 | 7.63% | 6.43% | 7.15% |
| Aditya Birla Sun Life Medium Term Plan Direct-growth |
₹2,744 | ₹44.36 | 10.37% | 12.74% | 9.30% |
| Aditya Birla Sun Life Medium Term Plan Regular-growth |
₹2,744 | ₹40.72 | 9.59% | 11.98% | 8.53% |
| Axis StrateGIC Bond Fund Regular-growth |
₹1,938 | ₹28.56 | 8.16% | 6.93% | 7.49% |
| Invesco India Medium Duration Fund Direct - Discretionary Idcw |
₹173 | ₹1,300.13 | 8.03% | - | - |
| Invesco India Medium Duration Fund Regular - Discretionary Idcw |
₹173 | ₹1,255.12 | 7.18% | - | - |
| Nippon India Medium Duration Fund Direct-growth |
₹106 | ₹17.39 | 9.00% | 9.71% | 4.19% |
| Sundaram Medium Duration Fund Regular-growth |
₹43 | ₹69.77 | 6.02% | 4.08% | 5.39% |
| UTI Medium Duration Fund Direct-flexi Idcw |
₹41 | ₹15.45 | 7.79% | 6.74% | 6.58% |
| UTI Medium Duration Fund Regular-flexi Idcw |
₹41 | ₹13.66 | 7.09% | 6.05% | 5.87% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Goi Sec 7.18 24/07/2037 | Entities | 8.25% | ₹313.70 Cr |
| Goi Sec 7.23 15/04/2039 | Entities | 5.11% | ₹194.23 Cr |
| Tata Steel Limited 8.03 Ncd 25fb28 Fvrs1lac | Materials | 3.90% | ₹148.31 Cr |
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 3.24% | ₹123.16 Cr |
| Jubilant Beverages Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 2.91% | ₹110.74 Cr |
| Kalpataru Projects International Limited 8.35 Ncd 11ju27 Fvrs1lac | Industrials | 2.66% | ₹101.33 Cr |
| Sbfc Finance Limited Sr A3 Rr Ncd 13my27 Fvrs1lac | Financial | 2.63% | ₹99.99 Cr |
| Sk Finance Limited 9.25 Ncd 15jl27 Fvrs1lac | Financial | 2.62% | ₹99.62 Cr |
| Mas Financial Services Limited 9.75 Ncd 15ju27 Fvrs100000 | Financial | 2.49% | ₹94.80 Cr |
| Net Current Assets | Unspecified | 2.25% | ₹84.71 Cr |
| Tata Power Company Ltd Sr Cgplau02 Debenture 9.90 27/08/2028 | Energy & Utilities | 2.03% | ₹77.25 Cr |
| Power Finance Corporation Limited Sr 247a 7.44 Bd 15jn30 Fvrs1lac | Financial | 2.02% | ₹76.72 Cr |
| Motilal Oswal Home Finance Limited Sr 2 8.55 Ncd 24mr28 Fvrs1lac | Financial | 2.00% | ₹76.04 Cr |
| Truhome Finance Limited Sr 38 8.60 Ncd 27ag27 Fvrs1lac | Financial | 1.99% | ₹75.50 Cr |
| Iifl Finance Limited Sr D29 Op B 9.90 Ncd 20mr26 Fvrs1lac | Financial | 1.98% | ₹75.39 Cr |
| Bajaj Housing Finance Limited 7.89 Ncd 14jl34 Fvrs1lac | Financial | 1.91% | ₹72.55 Cr |
| Pipeline Infrastructure Limited Sr 1 7.96 Ncd 11mr27 Fvrs1lac | Industrials | 1.87% | ₹71.31 Cr |
| Repo | Unspecified | 1.66% | ₹63.14 Cr |
| Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100 | Entities | 1.63% | ₹61.86 Cr |
| Pipeline Infrastructure Limited Sr 2 7.96 Ncd 11mr28 Fvrs1ac | Industrials | 1.62% | ₹61.79 Cr |
| Aadhar Housing Finance Limited 8.10 Ncd 24ag28 Fvrs1lac | Financial | 1.59% | ₹60.65 Cr |
| India Grid Trust Sr M 6.72 Loa 14sp26 Fvrs10lac | Industrials | 1.44% | ₹54.96 Cr |
| 4.45% Government Of India (30/10/2034) | Entities | 1.34% | ₹51.13 Cr |
| Cholamandalam Investment And Finance Company Limited Sr Sd72 9.10 Ncd 27ju31 Fvrs1lac | Financial | 1.34% | ₹51.10 Cr |
| Housing And Urban Development Corporation Limited Sr F 7.37 Ncd 12mr35 Fvrs1lac | Financial | 1.34% | ₹51.05 Cr |
| Indian Oil Corporation Limited Sr Xxv 7.44 Ncd 25nv27 Fvrs10lac | Energy & Utilities | 1.34% | ₹51.03 Cr |
| Tata Power Renewable Energy Limited Sr I 7.93 Ncd 26ju29 Fvrs1lac | Industrials | 1.34% | ₹51.01 Cr |
| National Bank For Agriculture And Rural Development Sr 25e 7.53 Bd 24mr28 Fvrs1lac | Financial | 1.34% | ₹50.99 Cr |
| Godrej Industries Limited Sr Ii 8.40 Ncd 27ag27 Fvrs1lac | Diversified | 1.34% | ₹50.95 Cr |
| Infopark Properties Limited Sr I Rr Ncd 19ju39 Fvrs1lac | Real Estate | 1.33% | ₹50.57 Cr |
| Jm Financial Home Loans Limited Sr Ii Tr S 9 Ncd 13ag27 Fvrs1lac | Financial | 1.33% | ₹50.56 Cr |
| Tmf Holdings Ltd Perpetual Bond 7.9944 | Financial | 1.32% | ₹50.14 Cr |
| Ntpc Limited Sr 72 5.45 Loa 15ot25 Fvrs10lac | Energy & Utilities | 1.31% | ₹49.93 Cr |
| Tmf Holdings Limited Sr A 7.2962 Ncd Perpetual Fvrs10lac | Financial | 1.30% | ₹49.47 Cr |
| Power Finance Corporation Ltd. Series 184 B 9.10 Bd 23mr29 Fvrs10lac | Financial | 1.27% | ₹48.16 Cr |
| Kalpataru Projects International Limited 8.07 Ncd 29ju26 Fvrs1lac | Industrials | 1.19% | ₹45.25 Cr |
| Vajra 003 Trust Senior Tranche Ptc 08dec23 | Unspecified | 1.06% | ₹40.48 Cr |
| Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100 | Entities | 1.06% | ₹40.30 Cr |
| Universe Trust Dec 2024 Series A1(b) Ptc 28jan25 | Unspecified | 0.98% | ₹37.35 Cr |
| Indian Railway Finance Corporation Limited Series 133 8.35 Loa 13mr29 Fvrs10lac | Financial | 0.97% | ₹36.86 Cr |
| Central Government Loan 30734 Goi 15dc35 6.67 Fv Rs 100 | Entities | 0.93% | ₹35.41 Cr |
| Embassy Office Parks Reit | Real Estate | 0.84% | ₹31.82 Cr |
| Bajaj Housing Finance Limited 7.80 Ncd 09fb34 Fvrs1lac | Financial | 0.81% | ₹30.87 Cr |
| Bharat Highways Invit | Industrials | 0.75% | ₹28.65 Cr |
| 7.54% Govt Of India Red 23-05-2036 | Entities | 0.71% | ₹26.83 Cr |
| Goi Sec 7.41 19/12/2036 | Entities | 0.70% | ₹26.58 Cr |
| Lic Housing Finance Limited Tranche 382 8.7 Loa 23mr29 Fvrs10lac | Financial | 0.69% | ₹26.35 Cr |
| Indian Railway Finance Corporation Limited Series 134 8.30 Loa 25mr29 Fvrs10lac | Financial | 0.69% | ₹26.30 Cr |
| Indian Railway Finance Corporation Limited Sr 165 7.64 Bd 28nv37 Fvrs10lac | Financial | 0.69% | ₹26.18 Cr |
| Central Government Loan 23277 Goi 22sp33 Flt Fv Rs 100 | Entities | 0.68% | ₹25.99 Cr |
| Indian Railway Finance Corporation Limited Sr 168 B 7.65 Bd 18ap33 Fvrs1lac | Financial | 0.68% | ₹25.97 Cr |
| National Bank For Agriculture And Rural Development Sr 25f 7.37 Bd 28my35 Fvrs1lac | Financial | 0.67% | ₹25.57 Cr |
| Power Finance Corporation Limited Sr 244b 7.40 Bd 15jn30 Fvrs1lac | Financial | 0.67% | ₹25.53 Cr |
| Small Industries Development Bank Of India Sr Vii 7.42 Bd 12mr29 Fvrs1lac | Financial | 0.67% | ₹25.51 Cr |
| Ongc Petro Additions Limited Sr Xiii 8.39 Ncd 28ju27 Fvrs1lac | Energy & Utilities | 0.67% | ₹25.50 Cr |
| Small Industries Development Bank Of India Sr Iv 7.79 Bd 19ap27 Fvrs1lac | Financial | 0.67% | ₹25.49 Cr |
| Mahindra Rural Housing Finance Limited 8.45 Ncd 25mr27 Fvrs1lac | Financial | 0.67% | ₹25.47 Cr |
| Grasim Industries Limited Sr I 7.50 Loa 10ju27 Fvrs10lac | Materials | 0.67% | ₹25.44 Cr |
| Jm Financial Home Loans Limited Sr Iii Tr S 9 Ncd 16fb28 Fvrs1lac | Financial | 0.67% | ₹25.30 Cr |
| India Grid Trust Sr L 7.32 Loa 27ju31 Fvrs10lac | Industrials | 0.66% | ₹25.29 Cr |
| Ongc Petro Additions Limited Sr Xi 8.37 Ncd 16ju26 Fvrs1lac | Energy & Utilities | 0.66% | ₹25.27 Cr |
| Muthoot Finance Limited Strpp 2a 8.65 Ncd 23mr26 Fvrs1lac | Financial | 0.66% | ₹25.19 Cr |
| Housing And Urban Development Corporation Limited Sr B 6.90 Ncd 06my30 Fvrs1lac | Financial | 0.66% | ₹25.10 Cr |
| Jubilant Bevco Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 0.55% | ₹20.78 Cr |
| Capital Infra Trust | Industrials | 0.54% | ₹20.42 Cr |
| Government Of India 34238 Goi 22ap64 7.34 Fv Rs 100 | Entities | 0.41% | ₹15.45 Cr |
| Government Of India 33002 Goi 12ju63 7.25 Fv Rs 100 | Entities | 0.40% | ₹15.26 Cr |
| Others Class A2 Aif | Unspecified | 0.31% | ₹11.79 Cr |
| Power Finance Corporation Limited Sr 247b 7.40 Bd 15jn35 Fvrs1lac | Financial | 0.27% | ₹10.24 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 0.27% | ₹10.20 Cr |
| Jm Financial Asset Reconstruction Company Limited Sr Iv 9.60 Ncd 19dc25 Fvrs10lac | Financial | 0.26% | ₹10.02 Cr |
| Ntpc Limited Sr 83 6.84 Ncd 09my35 Fvrs1lac | Energy & Utilities | 0.26% | ₹9.97 Cr |
| Central Government Loan 30962 Goi 16dc61 6.95 Fv Rs 100 | Entities | 0.26% | ₹9.79 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Aditya Birla Sun Life Medium Term Plan Direct-growth |
₹44.36 | 10.37% | 12.74% | - |
| Aditya Birla Sun Life Medium Term Plan Regular-growth |
₹40.72 | 9.59% | 11.98% | - |
| Nippon India Medium Duration Fund Direct-growth |
₹17.39 | 9.00% | 9.71% | - |
| Axis StrateGIC Bond Fund Regular-growth |
₹28.56 | 8.16% | 6.93% | - |
| UTI Medium Duration Fund Direct-flexi Idcw |
₹15.45 | 7.79% | 6.74% | - |
| HDFC Medium Term Debt Fund Regular-growth |
₹57.28 | 7.63% | 6.43% | - |
| UTI Medium Duration Fund Regular-flexi Idcw |
₹13.66 | 7.09% | 6.05% | - |
| Sundaram Medium Duration Fund Regular-growth |
₹69.77 | 6.02% | 4.08% | - |
growth is based on 5Y returns of the funds
HDFC Medium Term Debt Fund Direct-growth
What is the current AUM of HDFC Medium Term Debt Fund Direct-growth?
As of Thu Jul 31, 2025, HDFC Medium Term Debt Fund Direct-growth manages assets worth ₹3,803.6 crore
How has HDFC Medium Term Debt Fund Direct-growth performed recently?
- 3 Months: 1.25%
- 6 Months: 4.66%
What is the long-term performance of HDFC Medium Term Debt Fund Direct-growth?
- 3 Years CAGR: 8.09%
- 5 Years CAGR: 7.17%
- Since Inception: 8.21%
What is the portfolio composition of HDFC Medium Term Debt Fund Direct-growth?
Debt: 93.96%, Others: 3.91%.
Who manages HDFC Medium Term Debt Fund Direct-growth?
HDFC Medium Term Debt Fund Direct-growth is managed by Shobhit Mehrotra from HDFC Mutual Fund.
Which are the top companies HDFC Medium Term Debt Fund Direct-growth has invested in?
- GOI Sec 7.18 24/07/2037 – 8.25% of the fund's portfolio
- GOI Sec 7.23 15/04/2039 – 5.11% of the fund's portfolio
- TATA STEEL LIMITED 8.03 NCD 25FB28 FVRS1LAC – 3.90% of the fund's portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 3.24% of the fund's portfolio
- JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC – 2.91% of the fund's portfolio
Which are the major sectors HDFC Medium Term Debt Fund Direct-growth focuses on?
- Financial – 38.87% of the fund's portfolio
- Entities – 24.99% of the fund's portfolio
- Industrials – 12.07% of the fund's portfolio
- Energy & Utilities – 6.27% of the fund's portfolio
- Unspecified – 6.26% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
