Fund Overview of SBI Banking & Financial Services Fund Direct-growth
-
₹8,450.1 CrAUM
-
₹48.03NAV
-
0.76%Expense Ratio
-
EquityFund Category
Returns of SBI Banking & Financial Services Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.61% | NA | 2.31% |
| 6 Months | 18.87% | NA | 15.50% |
| 1 Year | 12.32% | 12.32% | 10.43% |
| 2 Year | NA | 22.08% | 18.38% |
| 3 Years | 68.48% | 18.99% | 17.78% |
| 5 Years | 182.48% | 23.08% | 22.24% |
| 7 Years | 173.61% | 15.46% | NA |
| 10 Years | 426.94% | 18.08% | 13.92% |
Asset Allocation
equities
92.51%debt instruments
0.06%other assets or cash equivalents
7.43%SBI Banking & Financial Services Fund Direct-growth is one Equity mutual fund offered by SBI Mutual Fund. Launched on 26 Feb 2015, the fund aims Long term capital appreciation. Investment predominantly in a portfolio of equity & equity related instruments of companies engaged in banking & financial services sector. It manages assets worth ₹8,450.1 crore as on Thu Jul 31, 2025. , with a 52-week NAV range between ₹39.68 and ₹48.50. The expense ratio stands at 0.76%. Fund Manager Manager Education Fund Manager Manager EducationAbout SBI Banking & Financial Services Fund Direct-growth
The portfolio allocation consists of 92.51% in equities, 0.06% in debt instruments, 7.43% in other assets or cash equivalents. Managed by Milind Agrawal, it has delivered a return of 12.32% in the last year, a total return since inception of 15.97%.
Key Metrics of SBI Banking & Financial Services Fund Direct-growth
-
Standard Deviation11.90%
-
Sharpe Ratio0.96%
-
Alpha7.55%
-
Beta0.81%
Fund Details
-
Fund NamesSBI Banking & Financial Services Fund Direct-growth
-
Inception Date26 Feb 2015
-
Lock InNo Lock-in
-
SIP Minimum Investment amount₹ 500
-
SWP Minimum Investment amount₹ 500
-
STP Minimum Investment amount₹ 500
-
RiskPrincipal at very high risk
-
Category Average Annual Returns10.43
-
52 Weeks High48.50
-
52 Weeks Low39.68
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
SBI Banking & Financial Services Fund Regular-growth
|
₹8,450 | 2.80% | -2.14% | 9.79% | 8.88% | 19.18% |
|
SBI Banking & Financial Services Fund Direct-idcw
|
₹8,450 | 2.89% | -1.89% | 10.36% | 10.02% | 20.50% |
|
SBI Nifty Private Bank Etf - Growth
|
₹502 | 1.54% | -6.06% | 3.35% | 0.26% | 10.47% |
|
SBI Bse Psu Bank Etf-growth
|
₹480 | 11.67% | 4.27% | 21.21% | - | - |
|
SBI Nifty Bank Index Fund Direct-growth
|
₹121 | 1.80% | -4.41% | 6.66% | - | - |
|
SBI Nifty Bank Index Fund Regular-growth
|
₹121 | 1.76% | -4.53% | 6.40% | - | - |
|
SBI Bse Psu Bank Index Fund Direct - Growth
|
₹38 | 11.65% | 4.20% | 20.71% | - | - |
|
SBI Bse Psu Bank Index Fund Regular - Growth
|
₹38 | 11.61% | 4.07% | 20.40% | - | - |
|
SBI Bse Psu Bank Index Fund Direct - Idcw
|
₹38 | 11.65% | 4.20% | 20.71% | - | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Mirae Asset Nifty Financial Services Etf - Growth |
₹431 | ₹27.26 | 15.09% | - | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Ltd | Financial | 20.34% | ₹1,718.44 Cr |
| State Bank Of India | Financial | 8.23% | ₹695.42 Cr |
| Kotak Mahindra Bank Ltd | Financial | 8.18% | ₹690.84 Cr |
| Icici Bank Ltd | Financial | 7.78% | ₹657.12 Cr |
| Axis Bank Ltd | Financial | 4.98% | ₹420.46 Cr |
| Sbi Life Insurance Company Ltd | Financial | 3.54% | ₹299.15 Cr |
| Max Financial Services Ltd | Financial | 3.52% | ₹297.60 Cr |
| Hdfc Life Insurance Co Ltd | Financial | 3.33% | ₹281.11 Cr |
| Net Receivables | Unspecified | 3.22% | ₹276.38 Cr |
| Bajaj Finserv Ltd | Financial | 3.23% | ₹272.72 Cr |
| Aptus Value Housing Finance India Ltd | Financial | 2.88% | ₹243.64 Cr |
| Bank Of Baroda | Financial | 2.81% | ₹237.53 Cr |
| Aditya Birla Capital Ltd | Financial | 2.76% | ₹233.14 Cr |
| Rbl Bank Ltd | Financial | 2.73% | ₹230.42 Cr |
| Repo | Unspecified | 2.43% | ₹205.20 Cr |
| Bank Of India | Financial | 2.40% | ₹202.61 Cr |
| Sbi Cards & Payments Services Ltd | Financial | 2.04% | ₹172.27 Cr |
| Power Finance Corporation Ltd | Financial | 2.02% | ₹170.37 Cr |
| Cash Margin | Unspecified | 1.78% | ₹150.00 Cr |
| City Union Bank Ltd | Financial | 1.34% | ₹113.17 Cr |
| Star Health & Allied Insurance Co. Ltd | Financial | 1.28% | ₹107.99 Cr |
| Icra Ltd | Industrials | 1.21% | ₹101.91 Cr |
| Care Ratings Ltd | Industrials | 1.13% | ₹95.26 Cr |
| Muthoot Finance Ltd | Financial | 1.05% | ₹88.62 Cr |
| Nippon Life India Asset Management Ltd | Financial | 0.95% | ₹80.21 Cr |
| Niva Bupa Health Insurance Company Ltd. | Financial | 0.94% | ₹79.67 Cr |
| Cholamandalam Financial Holdings Ltd | Financial | 0.90% | ₹76.46 Cr |
| Crisil Ltd | Industrials | 0.77% | ₹64.83 Cr |
| National Securities Depository Limited Eq | Financial | 0.58% | ₹48.60 Cr |
| Hdb Financial Services Limited Eq | Financial | 0.48% | ₹40.60 Cr |
| Sbfc Finance Ltd | Financial | 0.38% | ₹31.76 Cr |
| Aditya Birla Sun Life Amc Ltd | Financial | 0.31% | ₹26.43 Cr |
| Icici Prudential Life Insurance Company Ltd | Financial | 0.29% | ₹24.64 Cr |
| Mahindra & Mahindra Financial Services Ltd | Financial | 0.13% | ₹10.59 Cr |
| Government Of India 36005 182 Days Tbill 20nv25 Fv Rs 100 | Financial | 0.06% | ₹4.92 Cr |
SBI Banking & Financial Services Fund Direct-growth
What is the current AUM of SBI Banking & Financial Services Fund Direct-growth?
As of Thu Jul 31, 2025, SBI Banking & Financial Services Fund Direct-growth manages assets worth ₹8,450.1 crore
How has SBI Banking & Financial Services Fund Direct-growth performed recently?
- 3 Months: 1.61%
- 6 Months: 18.87%
What is the long-term performance of SBI Banking & Financial Services Fund Direct-growth?
- 3 Years CAGR: 18.99%
- 5 Years CAGR: 23.08%
- Since Inception: 15.97%
What is the portfolio composition of SBI Banking & Financial Services Fund Direct-growth?
Equity: 92.51%, Debt: 0.06%, Others: 7.43%.
Who manages SBI Banking & Financial Services Fund Direct-growth?
SBI Banking & Financial Services Fund Direct-growth is managed by Milind Agrawal from SBI Mutual Fund.
What is the market-cap allocation of SBI Banking & Financial Services Fund Direct-growth?
Large Cap: 11.93%, Mid Cap: 20.27%, Small Cap: 2.96%.
Which are the top companies SBI Banking & Financial Services Fund Direct-growth has invested in?
- HDFC Bank Ltd – 20.34% of the fund's portfolio
- State Bank of India – 8.23% of the fund's portfolio
- Kotak Mahindra Bank Ltd – 8.18% of the fund's portfolio
- ICICI Bank Ltd – 7.78% of the fund's portfolio
- Axis Bank Ltd – 4.98% of the fund's portfolio
Which are the major sectors SBI Banking & Financial Services Fund Direct-growth focuses on?
- Financial – 89.46% of the fund's portfolio
- Unspecified – 7.43% of the fund's portfolio
- Industrials – 3.11% of the fund's portfolio
Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.
Please consult your financial advisor for an informed decision.
Past performance may not be indicative of future results.
The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.
Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.
For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.
For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
