Syndicate Bank FD Interest Rates

The Syndicate Bank FD rates are quite sought after because of the profitable returns. The bank also provides flexible pay-out options.Syndicate Bank FD rates are dependent on various factors and change with changes in those factors. The first important factor is the period of deposit. The longer the investor invests the amount the higher will be the interest and the same pattern works for the amount deposited. 

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Features of Syndicate Bank Fixed Deposit

Investment Amount  Minimum - Rs.1000 Maximum- No Maximum Limit
Tenure  Minimum - 15 daysMaximum- 10 Years
Interest Rate  Minimum - 3.50 %Maximum- 5.45%

Syndicate Bank FD Rates in India
Tenure General Public FD Rates Senior Citizen FD Rates
7 days to 45 days 2.90% 2.90%
46 days to 90 days 3.90% 3.90%
91 days to 179 days 3.95% 3.95%
180 days to less than 1 year 4.40% 4.90%
1 year 5.00% 5.50%
Above 1 year to less than 2 years 5.00% 5.50%
2 years and more to less than 3 years 5.10% 5.60%
3 years and above to less than 5 years 5.25% 5.75%
111 days 5.35% 5.85%
5 years and above to less than 10 years 5.25% 5.75%
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Compare FD Interest Rates of Top Financial Institutions
BANKS GENERAL CITIZENS SENIOR CITIZEN
Axis Bank FD Rates 2.50% - 5.75% 2.50% - 6.50%
Bandhan Bank FD Rates 3.00% - 5.00% 3.75% - 5.75%
Bank of Baroda FD Rates 2.80% - 5.25% 3.30% - 6.25%
Bank of India FD Rates 2.85% - 5.05% 3.35% - 5.55%
Canara Bank FD Rates 2.90% - 5.40% 2.90% - 5.90%
Central Bank of India FD Rates 2.75% - 5.00% 2.90% - 3.25%
DBS Bank FD Rates 2.50% - 5.50% 3.50% - 6.00%
HDFC Bank FD Rates 2.50% - 5.60% 3.00% - 6.35%
IDFC Bank FD Rates 2.50% - 6.00% 3.00% - 6.50%
Indian Bank FD Rates 2.90% - 5.15% 3.40% - 5.65%
Indian Overseas Bank FD Rates 3.40% - 5.20% 3.90% - 5.70%
IndusInd Bank FD Rates 2.50% - 6.00% 3.00% - 6.50%
Punjab National Bank FD Rates 2.90% - 5.25% 3.50% - 5.75%
SBI FD Rates 5.30% - 5.40% 5.80% - 6.20%
UCO Bank FD Rates 2.55% - 5.05% 3.80% - 6.30%
Yes Bank FD Rates 3.25% - 6.25% 3.75% - 7.25%
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The next important factor is the economic conditions of India. When the economy is growing at a great pace the demand for credit increases and the bank turns to its resources to lend the money. This will cause an increase in the FD rates as banks want cash to lend out.

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About Syndicate Bank

Syndicate Bank is the oldest and one of the major commercial banks in India. The bank was nationalized in 1969. The bank was merged with Canara Bank on the 01st of April 2020. The rate of interest of Canara Bank for FDs will now apply to Syndicate Bank FD rates. The bank has its headquarters in Manipal, Karnataka.

The bank has 4103 branches spread across India and 88 out of these 4103 branches were opened recently. The bank has sponsored many rural banks and has thus contributed to the development of India at the grass-root level.

Syndicate Bank fixed deposit scheme offers investors the to deposit an amount for a fixed period and earn interest on the amount. This is the safest form of investment that earns the investor a steady source of income.

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About Syndicate Bank Fixed Deposit Interest Rate Calculator

Syndicate Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps in quick calculation of the maturity amount and the interest earned receivable at the end of the policy tenure. By entering some basic details, you can calculate the correct FD amount. Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on the FD Calculator:

  • The amount that is invested

  • The Rate of Interest offered

  • The tenure of the Fixed Deposit Account

  • The compounding period, that is, yearly, half-yearly, quarterly, or monthly

  • The FD Amount

Once entered the following details, an investor will come to know:

  • The maturity value of the FD

  • The total interest earned during the complete tenure

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Syndicate Bank FD Rates in India

It is advisable to reconfirm the FD Rates from the bank before making any decision based on the data provided below.

  1. For Domestic Deposits - Rs. 2 Cr to less than Rs. 10 Cr (As of August 09, 2021)

    Period of Deposit Callable (%) Non-Callable (%)
    7 days to 45 days 2.90% NA
    46 days to 90 days 3.10% 3.10%
    91 days to 179 days 3.25% 3.25%
    180 days to less than one year 3.25% 3.25%
    1 year 3.65% 3.65%
    Above than 1 year to less than 2 years 3.65% 3.65%
    2 years and above to less than 3 years 3.65% 3.65%
    3 years and above to less than 5 years 3.40% 3.40%
    5 years and above to 10 years 3.40% No Quote

    Note: The aforementioned Syndicate Bank FD interest rates apply to W.E.F. 09/08/2021. The non-callable deposits are bulk deposits wherein premature withdrawal is not allowed. The facility of auto-renewal is also not available for non-callable deposits. The bank does not accept bulk deposits under this segment for tenures that are below 46 days and above 5 years.

  2. For NRE Fixed Deposit - Less than Rs. 2 cr (As of Jan 17, 2022)

    MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
    1 year Less than Rs. 2cr 5.00%
    Above than 1 year to less than 2 years Less than Rs. 2cr 5.00%
    2 years and above to less than 3 years Less than Rs. 2cr 5.10%
    3 years and above to less than 5 years Less than Rs. 2cr 5.25%
    Unique 111 days Less than Rs. 2cr 5.35%
    5 years and above to 10 years Less than Rs. 2cr 5.25%

    Note: The rate of interest for NRO term deposits for all maturities is the same as applicable to Domestic Term Deposits. The aforementioned Syndicate Bank FD interest rates are applicable W.E.F. 17/01/2022 and are for NRE fixed deposits that are less than Rs.2 Cr.

  3. For NRE Fixed Deposit - Rs. 2 cr to Less than Rs. 10 Cr (As of August 08, 2021)

    MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.) 
    1 year Rs. 2 cr to Rs. 10 cr 3.65%
    Above than 1 year to less than 2 years Rs. 2 cr to Rs. 10 cr 3.65%
    2 years and above to less than 3 years Rs. 2 cr to Rs. 10 cr 3.65%
    3 years and above to less than 5 years Rs. 2 cr to Rs. 10 cr 3.40%
    5 years and above to 10 years Rs. 2 cr to Rs. 10 cr 3.40%

    Note: The aforementioned Syndicate Bank FD interest rates are applicable W.E.F. 09/08/2021 and where pre-mature withdrawal is allowed.

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