HDFC Bank provides Fixed Deposit accounts and a plethora of other schemes and plans for their customers. In the HDFC FD account, the investor can park their surplus savings and earn high interest on the deposited amount. The bank offers a myriad of Fixed Deposit (FD) options for Individuals, Senior Citizens, and NRIs.
Yearly
| Tenure | REGULAR RATES | SENIOR CITIZEN |
| 7 days to 14 days | 2.50% | 3.00% |
| 15 days to 29 days | 2.50% | 3.00% |
| 30 days to 45 days | 3.00% | 3.50% |
| 46 days to 60 days | 3.00% | 3.50% |
| 61 days to 90 days | 3.00% | 3.50% |
| 91 days to 6 months | 3.50% | 4.00% |
| 6 months 1 day to 9 months | 4.40% | 4.90% |
| 9 months 1 day to < 1 year | 4.50% | 5.00% |
| 1 year | 5.10% | 5.60% |
| 1 year 1 day to 2 years | 5.10% | 5.60% |
| 2 year 1 day to 3 years | 5.40% | 5.90% |
| 3 years 1 day to 5 years | 5.60% | 6.10% |
| 5 years 1 day to 10 years | 5.75% | 6.50% |
FD interest rates have been declining over last few years and is expected to further fall, as Indian economy grows in coming years.
For investors looking for a fixed return investment option, HDFC offers Guaranteed return plans as well which can be considered as an alternative to FD. These plans offer higher returns and come with an additional benefit of life cover for ensuring financial security for the investors family.
Guaranteed return plan - Lumpsum
You Give
₹10 Lac
in 10 YearsYou Get
1.81 Times
₹18.1 Lac
in 15th Year
Guaranteed return plan - Income
You Give
₹10 Lac
in 10 YearsYou Get
3.89 Times
₹38.9 Lac
| BANKS | GENERAL CITIZENS | SENIOR CITIZEN |
| HDFC Bank FD Rates | 2.50% - 5.60% | 3.00% - 6.35% |
| SBI FD Rates | 5.30% - 5.40% | 5.80% - 6.20% |
| Axis Bank FD Rates | 2.50% - 5.75% | 2.50% - 6.50% |
| Yes Bank FD Rates | 3.25% - 6.25% | 3.75% - 7.25% |
| Canara Bank FD Rates | 2.90% - 5.40% | 2.90% - 5.90% |
| Bandhan Bank FD Rates | 3.00% - 5.00% | 3.75% - 5.75% |
| Bank of Baroda FD Rates | 2.80% - 5.25% | 3.30% - 6.25% |
| Bank of India FD Rates | 2.85% - 5.05% | 3.35% - 5.55% |
| Central Bank of India FD Rates | 2.75% - 5.00% | 2.90% - 3.25% |
| DBS Bank FD Rates | 2.50% - 5.50% | 3.50% - 6.00% |
| IDFC Bank FD Rates | 2.50% - 6.00% | 3.00% - 6.50% |
| Indian Bank FD Rates | 2.90% - 5.15% | 3.40% - 5.65% |
| IndusInd Bank FD Rates | 2.50% - 6.00% | 3.00% - 6.50% |
| Punjab National Bank FD Rates | 2.90% - 5.25% | 3.50% - 5.75% |
| UCO Bank FD Rates | 2.55% - 5.05% | 3.80% - 6.30% |
The Fixed Deposit scheme of HDFC Bank gives you the flexibility to keep a part of your salary aside for achieving your goals and enjoy rates on par with Bank's FDs.
HDFC also provides tax-saving deposits and other FD options, which come with an online banking facility, seep-in facility, and loan facility. You can also make huge profits with a five-year tax-saving fixed deposit scheme.
Moreover, you can save tax on your earnings from the Fixed Deposit, and the limit is up to INR 1.5 lacs per annum as per section 80C. You can easily open an HDFC fixed deposit account online by logging in to your HDFC internet banking account.
The detailed description of these fixed deposit schemes is as follows:
HDFC bank offers easy investment options with decent returns and at negligible risk. The quick and fast net banking enables even senior citizens to open a Fixed Deposit account without any hassle. Along with this, there are various advantages of HDFC fixed deposit schemes. Some of them are listed below:
An investor can opt for either of the following methods to invest in the HDFC FD Scheme:
The highest HDFC FD interest rate that you can get is 4.60 percent for a long-term FD ranging between INR 1 crores and 5 crores. For FDs lesser than 2 crore rupees, you can earn the best interest rate of 5.60% again for long-term deposits.
Yes, HDFC bank FD rates for senior citizens are 0.5 more than normal FD interest rates in HDFC bank.
You can open an FD with HDFC bank for a tenure of a minimum of 7 days and a maximum of 10 years.
You can start your HDFC bank Fixed deposit with a minimum of Rs. 5000.
Below are the groups and individuals who are eligible to open a Regular HDFC Fixed Deposit Account-
Once an FD account is opened with HDFC bank, you cannot change its tenure. In this case, you will have to close your current FD account and then open a new FD account for the required tenure.
Below are the groups and individuals who are eligible to open a Regular HDFC Fixed Deposit Account:
05 Aug 2022
AU Bank FD Rates Calculator is an easy-to-use and hassle-free...
22 Jul 2022
Prathama UP Gramin Bank is supported by Punjab National Bank...
22 Jul 2022
Under the ownership of the Government of Tamil Nadu, Tamil Nadu...
18 Jul 2022
AU Small Finance Banks' history goes a long way where it is...Insurance
Payment Methods
Secured With
Follow us on
