DBS Bank FD Interest Rates

DBS bank FD interest rates for 4 years to less than 5 years tenure is 6.5% for regular citizens and 7% for senior citizens. FD or Fixed Deposit is one of the safest options when it comes to investment. Fixed Deposits offer relatively higher interest rates when compared to most savings bank accounts. The Rate of Interest (ROI) varies from one lender to another. DBS Bank is one such lender that offers Fixed Deposits.

Read more
Best Investment Plans
  • Save upto ₹46,800 in tax under Sec 80C

  • Inbuilt Life Cover

  • Tax Free Returns Unlike FD+

Buy Online & Get upto 4% extra#
Get Guaranteed returns upto 7.5%*
Invest in 100% Guaranteed Return Plans with Tax benefits under sec 80C & No Tax on returns*
+91
Secure
We don’t spam
View Plans
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp

DBS Bank Fixed Deposit Rates

  1. For Regular Citizens and Senior Citizens:

    The following are the DBS Bank FD rates as of the current financial year 2023-2024 for regular and senior citizen accounts:

    Rates w.e.f. 1st February, 2023

    Tenor Regular Senior Citizen
    7 days 2.50% 2.50%
    8 days & up to 14 days 2.75% 2.75%
    15 days & up to 29 days 2.75% 2.75%
    30 days & up to 45 days 2.75% 2.75%
    46 days & up to 60 days 2.75% 2.75%
    61 days 3.25% 3.25%
    62 days & up to 90 days 3.00% 3.00%
    91 to 180 days 3.00% 3.00%
    181 to 269 days 4.75% 5.25%
    270 to less than 1 year 4.75% 5.25%
    1 year to 375 days 6.25% 6.75%
    376 days to 540 days 7.25% 7.75%
    541 days to 599 days 7.25% 7.75%
    600 days 7.25% 7.75%
    601 days to less than 2 years 6.50% 7.00%
    2 years & 6 months 6.50% 7.00%
    2 years 6 months 1 day & less than 3 years 6.50% 7.00%
    3 years and less than 4 years 6.50% 7.00%
    4 years to less than 5 years 6.50% 7.00%
    5 years and above 6.50% 7.00%

    *The FD Rates are subject to change, without any prior notice. Standard T&C Apply

  2. NRO Fixed Deposit Interest Rates of deposits less than Rs 2 crore w.e.f. 1 February 2023:

    Tenure Interest Rates (% p.a.)
    Regular Citizens Senior Citizens
    7 days 2.50 2.50
    8 days to 14 days 2.75 2.75
    15 days to 29 days 2.75 2.75
    30 days to 45 days 2.75 2.75
    46 days to 60 days 2.75 2.75
    61 days 3.25 3.25
    62 days to 90 days 3.00 3.00
    91 days to 180 days 3.00 3.00
    181 days to 269 days 4.75 5.25
    270 days to less than 1 year 4.75 5.25
    1 year to 375 days 6.25 6.75
    376 days to 540 days 7.25 7.75
    541 days to 599 days 7.25 7.75
    600 days 7.25 7.75
    601 days to less than 2 years 6.50 7.00
    2 years & 6 months 6.50 7.00
    2 years 6 months 1 day & less than 3 years 6.50 7.00
    3 years & less than 4 years 6.50 7.00
    4 years & less than 5 years 6.50 7.00
    5 years & above 6.50 7.00
  3. Non-Resident External (NRE) Fixed Deposit Interest Rates of deposits less than Rs 2 crores w.e.f. 1 February 2023:

    Tenure Interest Rates (% p.a.)
    1 year to 375 days 6.25
    376 days to 540 days 7.25
    541 days to less than 2 years 7.25
    2 years & less than 2 years 6 months 5.75
    2 years and 6 months 5.25
    2 years 6 months 1 day and less than 3 years 5.25
    3 years and less than 4 years 5.00
    4 years and less than 5 years 5.00
    5 years and above 5.00

    *The FD Rates are subject to change, without any prior notice. Standard T&C Apply

Features of DBS Bank Fixed Deposit

Some of the main highlights of Fixed Deposits offered by the DBS Bank are as follows:

  • It offers liquidity

  • It offers various investment options depending on the duration of the investment

  • It offers overdraft facilities

  • FDs can be purchased online through net banking or mobile banking as well

  • The interest rate ranges from 2.50% to 5.50% currently

  • The deposit period ranges from 7 days to 5 years or more

  • Rs. 10, 000 is the minimum amount for DBS Fixed Deposit

  • Interest is paid on a monthly and quarterly basis

Allahabad Bank FD Interest Rates

Allahabad Bank FD Interest Rates

Andhra Bank FD Interest Rates

Andhra Bank FD Interest Rates

Assam Gramin Vikash Bank FD Interest Rates

Assam Gramin Vikash Bank FD Interest Rates

AU Small Finance Bank FD Interest Rates

AU Small Finance Bank FD Interest Rates

Axis Bank FD Rates

Axis Bank FD Rates

Bajaj Finance FD Interest Rates

Bajaj Finance FD Interest Rates

Bandhan Bank FD Interest Rates

Bandhan Bank FD Interest Rates

Bangiya Gramin Vikash Bank FD Interest Rates

Bangiya Gramin Vikash Bank FD Interest Rates

Bank of Baroda FD Interest Rates

Bank of Baroda FD Interest Rates

Bank of Ceylon FD Interest Rates

Bank of Ceylon FD Interest Rates

Bank of India FD Interest Rates

Bank of India FD Interest Rates

Bank of Maharashtra FD Interest Rates

Bank of Maharashtra FD Interest Rates

Baroda Gujarat Gramin Bank FD Interest Rates

Baroda Gujarat Gramin Bank FD Interest Rates

Canara Bank FD Interest Rates

Canara Bank FD Interest Rates

Capital Small Finance Bank FD Interest Rates

Capital Small Finance Bank FD Interest Rates

Central Bank of India FD Interest Rates

Central Bank of India FD Interest Rates

Citibank FD Interest Rates

Citibank FD Interest Rates

City Union Bank FD Interest Rates

City Union Bank FD Interest Rates

Corporation Bank FD Interest Rates

Corporation Bank FD Interest Rates

Dakshin Bihar Gramin Bank FD Interest Rates

Dakshin Bihar Gramin Bank FD Interest Rates

Dena Bank FD Interest Rates

Dena Bank FD Interest Rates

Dhanlaxmi Bank FD Interest Rates

Dhanlaxmi Bank FD Interest Rates

Equitas Small Finance Bank FD Interest Rates

Equitas Small Finance Bank FD Interest Rates

ESAF Small Finance Bank FD Interest Rates

ESAF Small Finance Bank FD Interest Rates

HDFC Bank FD Interest Rates

HDFC Bank FD Interest Rates

HSBC FD Interest Rates

HSBC FD Interest Rates

ICICI Bank FD Interest Rates

ICICI Bank FD Interest Rates

IDBI Bank FD Interest Rates

IDBI Bank FD Interest Rates

IDFC First Bank FD Interest Rates

IDFC First Bank FD Interest Rates

Indian Bank FD Interest Rates

Indian Bank FD Interest Rates

Indian Overseas Bank FD Interest Rates

Indian Overseas Bank FD Interest Rates

IndusInd Bank FD Interest Rates

IndusInd Bank FD Interest Rates

Jana Small Finance Bank FD Interest Rates

Jana Small Finance Bank FD Interest Rates

Karnataka Bank FD Interest Rates

Karnataka Bank FD Interest Rates

Kerala Gramin Bank FD Interest Rates

Kerala Gramin Bank FD Interest Rates

Kotak Mahindra Bank FD Interest Rates

Kotak Mahindra Bank FD Interest Rates

Lakshmi Vilas Bank FD Interest Rates

Lakshmi Vilas Bank FD Interest Rates

Muthoot Capital

Muthoot Capital

Nainital Bank FD Interest Rates

Nainital Bank FD Interest Rates

Odisha Gramya Bank FD Interest Rates

Odisha Gramya Bank FD Interest Rates

Paschim Banga Gramin Bank FD Interest Rates

Paschim Banga Gramin Bank FD Interest Rates

Paytm Payments Bank FD Interest Rates

Paytm Payments Bank FD Interest Rates

PNB FD Interest Rates

PNB FD Interest Rates

Prathama UP Gramin Bank FD Interest Rates

Prathama UP Gramin Bank FD Interest Rates

RBL Bank FD Rates

RBL Bank FD Rates

Saurashtra Gramin Bank FD Interest Rates

Saurashtra Gramin Bank FD Interest Rates

SBI FD Interest Rates

SBI FD Interest Rates

Shriram Finance FD Interest Rates

Shriram Finance FD Interest Rates

State Bank of Hyderabad FD Interest Rates

State Bank of Hyderabad FD Interest Rates

State Bank of Mysore FD Interest Rates

State Bank of Mysore FD Interest Rates

State Bank of Travancore FD Interest Rates

State Bank of Travancore FD Interest Rates

Syndicate Bank FD Interest Rates

Syndicate Bank FD Interest Rates

Tamil Nadu Grama Bank FD Interest Rates

Tamil Nadu Grama Bank FD Interest Rates

Telangana Grameena Bank FD Interest Rates

Telangana Grameena Bank FD Interest Rates

Tripura Gramin Bank FD Interest Rates

Tripura Gramin Bank FD Interest Rates

UCO Bank FD Interest Rates

UCO Bank FD Interest Rates

Ujjivan Small Finance Bank FD Interest Rates

Ujjivan Small Finance Bank FD Interest Rates

Union Bank of India FD Interest Rates

Union Bank of India FD Interest Rates

Uttar Bihar Gramin Bank FD Interest Rates

Uttar Bihar Gramin Bank FD Interest Rates

Uttarakhand Gramin Bank FD Interest Rates

Uttarakhand Gramin Bank FD Interest Rates

Vijaya Bank FD Interest Rates

Vijaya Bank FD Interest Rates

Yes Bank FD Interest Rates

Yes Bank FD Interest Rates

Expand

Eligibility for DBS Bank Fixed Deposit

The following people are eligible to invest in the FD of DBS Bank:

  • Any individual

  • HUF (Hindu Undivided Family)

  • Minor

  • Partnership Firm

  • LLP (Limited Liability Partnership)

  • NRIs (Non-Resident Indians)

  • Trusts

FD interest rates India have fallen consistently over the last 10 years.
Invest in Plans that offer Guaranteed Returns for over 25 Years

DBS Bank FD Calculator

The DBS FD Calculator helps you figure out how much money you'll get when your fixed deposit at DBS Bank matures. You just have to enter the investment amount, FD tenure, and interest value to know the final results.

DBS Bank (The Development Bank of Singapore Limited) is a well-established financial service group and works as a (WOS) Wholly Owned Subsidiary of DBS Bank Ltd., Singapore. With Fixed Deposit rates ranging from 2.50% to 5.50% per annum, it is one of the best rates offered in the FD market.

Premature Withdrawal of Fixed Deposits

If the FD account holder decides to withdraw the amount before its tenor, it attracts the following charges:

  • Penal rate of 1% will be deducted from interest paid.

  • The applicable rate will be the lower of two conditions:

    • Interest rate for original/contracted tenor of deposit

    • Interest rate applicable at the time for the deposit period for which FD remained with the bank.

  • 1% pre-closure charges will apply to all FDs booked/renewed on or after 15th April 2019.

In Conclusion

DBS Bank offers competitive fixed deposit interest rates to its customers. Customers can choose from a range of deposit tenures and compounding options to maximize their returns on investment. With the DBS FD Calculator, customers can easily estimate the maturity amount of their fixed deposits, making it easier to plan and manage their finances. Overall, DBS Bank's FD interest rates provide a reliable and attractive investment option for customers looking to grow their savings.

FAQ's

  • How is Fixed Deposit maturity amount calculated?

    The FD Calculator calculates the maturity amount and the amount of interest you'll earn. The formula used for calculating the fixed deposit is M = P + (P*r*t/100).
    Wherein;
    P = Principal/Deposit amount
    T = Tenure
    R = Rate of return
    For instance – You deposit Rs 10,000 for 5 years at 5% interest rate.
    As per the formula,
    M = 10000 + (10000*5*5/100) = 12,500
    Rs 12,500 will be the final amount at maturity.
  • Can I withdraw my fixed deposit before maturity? Will I be charged any penalty?

    You can withdraw your DBS Term Deposit before its maturity. However, it attracts certain penalties as per your bank’s policy. The penalty charge in most cases is 1%. The amount of interest you get will depend on how long you held the deposit before withdrawal.
  • Is DBS Bank FD calculator free to use?

    Yes. Since it is an online tool, you can use it at your convenience without a charge.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023

FD Calculator

Total Investment

₹500 ₹30L
Enter Total Investment

Rate of Interest (Yearly)

1% 15%
Rate of Interest (Yearly)

Time Period

1 Year 15 Years
Enter Time Period
Interest Earned
Maturity Amount

FD Rates articles

Recent Articles
Popular Articles
Monthly FD Interest on ₹1 Crore

15 Apr 2024

A Fixed Deposit (FD) scheme helps to earn monthly FD interest on
Read more
Monthly FD Interest on ₹50 Lakh

11 Apr 2024

This article will help you to explore the potential returns of
Read more
How to Make the Most of Your Fixed Deposits with a Fixed Deposit Calculator in 2024

08 Jan 2024

Fixed deposits, with their guaranteed returns and relative
Read more
Mistakes To Avoid While Choosing Corporate Fixed Deposit

08 Jan 2024

When it comes to choosing Corporate Fixed Deposits, steering
Read more
How Does an FD Calculator Help Select the Right FD Scheme in 2024?

08 Jan 2024

In 2024, the role of Fixed Deposit calculators becomes
Read more
Application for Withdrawal of Fixed Deposit
Fixed Deposits are the safest investment instruments. You invest the amount of your choice as the fixed deposit
Read more
Which Bank has the Highest Interest Rate for Fixed Deposit?
The Small Finance Banks offer the highest FD interest rates for a tenure between 7 days to 10 years. Unity Small
Read more
SBI Fixed Deposit Monthly Income Scheme
Fixed deposits are the safest investment vehicles for Indian financial planners. You can open a fixed deposit
Read more
Nominee Vs Legal Heirs for Fixed Deposits
Fixed deposits are a popular investment option for individuals who wish to earn a stable rate of interest on
Read more
SBI Fixed Deposit Double Scheme
The SBI Fixed Deposit Double Scheme is named Special Term Deposit to cater to investors looking to double their
Read more

top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL