Central Bank of the UAE

The Central Bank of the UAE (CBUAE) is the central bank and financial regulator of the United Arab Emirates. It oversees the country's monetary system, ensures financial stability, and regulates licensed financial institutions operating in the UAE. Customers seeking retail banking services, including NRI banking facilities, may obtain them through eligible licensed commercial banks operating in the UAE.

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Central Bank of the UAE Branches

The Central Bank of the United Arab Emirates operates through its head office and regional branches across the UAE. The offices assist the bank with its regulatory, supervisory and operational functions. Members of the public and financial institutions can access services through locations such as:

  • Abu Dhabi (Head Office)
  • Dubai Branch
  • Sharjah Branch
  • Al Ain Branch
  • Ras Al Khaimah Branch
  • Fujairah Branch

Read More: NRI investment plans in India

Central Bank of the UAE Head Office

The headquarters of the Central Bank of the UAE is located in Abu Dhabi. It serves as the primary administrative and regulatory centre for the bank's operations.

Address King Abdullah Bin Abdulaziz Al Saud St - Al Bateen - W34 - Abu Dhabi - United Arab Emirates
Contact Number +971 2 691 5555
Fax No. +971 2 691 5100
Opening Hours Monday to Friday: 7:30 AM to 2:30 PM
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Central Bank of the UAE Dubai Branch

Customers and financial institutions in Dubai can contact the following branch for enquiries related to the Central Bank's services and regulatory functions.

Address 5 26th St, Dubai, United Arab Emirates, P.O. Box 448, Dubai, UAE
Contact Number Available through Central Bank contact channels
Fax No. Available through branch contact
Opening Hours Monday to Friday: 7:30 AM to 2:30 PM

Central Bank of the UAE Sharjah Branch

The Sharjah branch supports the Central Bank's operations in the northern emirates and provides assistance for authorised financial institutions.

Address King Abdul Aziz St, P.O. Box 645, Sharjah, UAE
Contact Number Available through Central Bank contact channels
Fax No. Available through branch contact
Opening Hours Monday to Friday: 7:30 AM to 2:30 PM

Central Bank of the UAE Al Ain Branch

The Al Ain branch supports the Central Bank of the UAE's operations in the Al Ain region. It assists in implementing the Bank's regulatory and operational functions and provides support to licensed financial institutions operating in the area.

Address Ali Bin Abi Talib Street (#133), P.O. Box 1414, Al Ain, UAE
Contact Number Available through Central Bank contact channels
Fax No. Available through branch contact
Opening Hours Monday to Friday: 7:30 AM to 2:30 PM

Central Bank of the UAE Ras Al Khaimah Branch

Financial institutions and members of the public can contact the Ras Al Khaimah branch for information regarding the Central Bank's regulatory activities.

Address Al Muntasir Rd, P.O. Box 5000, Ras Al Khaimah, UAE
Contact Number Available through Central Bank contact channels
Fax No. Available through branch contact
Opening Hours Monday to Friday: 7:30 AM to 2:30 PM
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Central Bank of the UAE Banking Services

Although the Central Bank of the UAE does not directly provide retail banking services, it regulates banks and financial institutions that offer products to Non-Resident Indians (NRIs). For individuals requiring an NRI account and other banking services, they can avail the services of the UAE-licensed commercial banks.

  • The Central Bank regulates the banks offering NRI account facilities to eligible customers.
  • It sets out guidelines and regulatory standards to be followed by banks in providing NRI banking services.
  • The Central Bank makes information about regulated financial institutions available to customers through its official channels.
  • The Central Bank's commitment is to transparency and protection of consumers in the banking sector.

For information about specific banking products, NRI account opening procedures, remittance services, deposits, or investment-related offerings, customers should contact the relevant licensed commercial bank directly. 

Related guide: What is an NRI account and how does it work?

Conclusion

The Central Bank also plays a significant part in granting monetary and economic security to the UAE. Its head office and regional offices supervise financial institutions and ensure the smooth operation of the banking sector. It does not directly provide an NRI account or investment plans, but helps to ensure regulated banks offer financial products safely and transparently. Further details can be obtained from the concerned branch or the official website of the Central Bank of the UAE.

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FAQs

  • 1. What does the Central Bank of the UAE do?

    The Central Bank of the UAE is responsible for regulating financial institutions, for monetary policy, financial stability and issuing the national currency.
  • 2. Can I open a bank account with the Central Bank of the UAE?

    No. The Central Bank of the UAE does not offer retail banking services such as savings accounts or personal loans.
  • 3. How do I get in touch with the Central Bank of the UAE?

    The Central Bank can be contacted via its head office in Abu Dhabi and also by its regional branches throughout the UAE.
  • 4. Does the Central Bank of the UAE regulate commercial banks?

    Yes. The Central Bank is responsible for surveillance and regulation of its commercial banks and other licensed financial institutions in the UAE.

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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

*Past 10 Year annualised returns as on 01-07-2026
*All savings plans are provided by the insurer as per the IRDAI approved insurance plan. Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

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