ICICI Prudential All Seasons Bond Fund

ICICI Prudential All Seasons Bond Fund invests in bonds to earn maximum returns without restricting their duration. An open-ended debt mutual fund scheme invests in short-term bonds maturing in a few months or long-term bonds that mature after several years. The Fund portfolio includes 43.98% investment in sovereign GOI bonds and 43.14% in corporate debt securities.

Investment Plans

Guaranteed Tax Savings
Under sec 80C & 10(10D)
₹1 Crore
Invest ₹10k per month*
Zero LTCG Tax

In-built life cover

Top performing plans with High Returns^**

Invest ₹10K/month & Get ₹1 Crore returns*

Your Name

+91

Mobile Number

View Plans

Your personal information is secure with us

By clicking on "View Plans" you agree to our Privacy Policy and Terms of use

Get Updates on WhatsApp

ICICI Prudential All Seasons Bonds Categories

ICICI Prudential All Seasons Bond Fund is available in four plan categories:

Growth - Direct
IDCW as and when - Direct
Growth - Regular
IDCW as and when - Regular

Direct plans are those in which people invest in mutual fund units directly from the Fund House. Regular plans are those in which people invest in mutual fund units through the distributor network.

IDCW denotes Income Distribution cum Capital Withdrawal (Payout and Reinvestment Facility) Plan. The scheme offers weekly, quarterly, annual frequency, and flexible payout transfer facilities subject to sufficiency of distributable surplus per extant SEBI guidelines.

Investment Facts

Parameter	Details
Fund Name	ICICI Prudential All Seasons Bond Fund
Fund House	ICICI Prudential Mutual Fund
Launch Date	04-May-2009
Benchmark	Nifty Composite Debt TRI
Type	Open-Ended
Minimum Investment	Rs. 5,000/- Minimum Additional Investment: Rs.1,000/- Minimum SIP Investment: Rs.100/-
Lock-in Period	None
Entry Load	Not applicable
Exit Load	0.25% for redemption within 30 days
Return Performance	High
Fund Consistency	Moderately High
Risk Level	Low

Investment Objective

ICICI All Seasons Bond Fund aims to provide attractive returns to investors through investment in debt securities, including sovereign bonds, corporate debt, and money market instruments of various maturities based on the expected interest rate scenario.

Fund Summary

ICICI All Seasons Bond Fund Direct Plan-Growth
- Risk level-Low
- NAV-Rs. 29.7993 as of 08.07.2021
- Expense Ratio-0.66% (as on 31.05.2021)
- Fund Started-01.01.2013
ICICI All Seasons Bond Fund Direct Plan IDCW
- Risk level- Low
- NAV-Rs. 10.5407 as of 08.07.2021 (Weekly)
- NAV-Rs. 11.7471 as of 08.07.2021 (Quarterly)
- NAV-Rs. 11.4604 as of 08.07.2021 (Annual)
- NAV-Rs. 20.7946 as of 08.07.2021 (As and When)
- Expense Ratio-0.66% (as on 31.05.2021)
- Fund Started-01.01.2013
ICICI All Seasons Bond Fund Regular Plan-Growth
- Risk level- Low
- NAV-Rs. 28.4016 as of 08.07.2021
- Expense Ratio-1.45% (as on 31.05.2021)
- Fund Started-04.05.2009
ICICI All Seasons Bond Fund Regular Plan IDCW
- Risk level- Low
- NAV-Rs. 10.8446 as of 08.07.2021 (Weekly)
- NAV-Rs. 11.4757 as of 08.07.2021 (Quarterly)
- NAV-Rs. 11.4319 as of 08.07.2021 (Annual)
- NAV-Rs. 19.1264 as of 08.07.2021 (As and When)
- Expense Ratio-1.45% (as on 31.05.2021)
- Fund Started-04.05.2009

Fund Managers

Mr Anuj Tagra (since January 2015)
Mr Manish Banthia (since September 2012)

Select Company

Select Ulip Plan

Fund Returns Summary

ICICI All Seasons Bond Fund Direct Plan-Growth

Period

Returns Per Year (Annualized)

6 Months

2.26%

1 year

6.59%

2 years

9.65%

3 years

10.06%

5 years

9.57%

Since Inception

10.71%

ICICI All Seasons Bond Fund Direct Plan IDCW (Annualized)

Period	Weekly	Quarterly	Annual	As and When
6 Months	2.25%	2.22%	2.26%	2.26%
1 year	6.57%	6.33%	-5.44%	14.07%
2 years	8.31%	8.29%	-2.01%	16.22%
3 years	8.20%	8.07%	0.98%	15.05%
5 years	4.80%	7.24%	2.56%	14.59%
Since Inception	5.33%	8.19%	5.15%	14.65%

ICICI All Seasons Bond Fund Regular Plan-Growth

Period

Returns Per Year (Annualized)

6 Months

1.86%

1 year

5.78%

2 years

8.89%

3 years

9.29%

5 years

8.80%

10 years

10.04%

Since Inception

9.52%

ICICI All Seasons Bond Fund Regular Plan IDCW (Annualized)

Period	Weekly	Quarterly	Annual	As and When
6 Months	1.85%	1.83%	1.86%	1.86%
1 year	5.76%	5.56%	-5.55%	13.37%
2 years	7.70%	7.62%	-2.05%	15.51%
3 years	7.63%	7.49%	0.95%	14.21%
5 years	7.00%	6.69%	2.33%	11.71%
10 years	7.83%	7.49%	4.62%	8.85%
Since Inception	6.14%	7.35%	4.69%	8.67%

Summative Pros and Cons

Pros	Cons
An all-seasons bond fund invests across a myriad of debt securities that have different investment durations.	The Fund has no scheduled repayment or interest payout like any bank deposit.
The Fund has outperformed its Benchmark: Nifty Composite Debt Index.	All seasons bond funds have volatile interest rates.

Benefits of ICICI Prudential All Seasons Bond Fund

Some essential benefits of ICICI Prudential All Seasons Bond Fund are:

Flexible Investment Allocation: Such funds can invest in short-duration securities when interest rates in the market rise. Similarly, they invest in long-duration securities when interest rates fall. This type of investment assists them in earning better returns from the movement of interest rates.
Indexation Benefit: Investors, who tend to invest in the All Seasons Bond Fund for a tenure of 2-4 years, can reap the benefits of indexation. For taxation, the gains from the sale of such funds are taxed at 20% after the indexation benefit. Investors who want to invest in debt instruments but are paying tax at 30% can benefit from this.

Fund House Details

ICICI Prudential All Seasons Bond Fund is part of the Fund House, ICICI Prudential Mutual Fund - a Trust. SEBI registered ICICI Prudential Asset Management Company Limited (AMC) acts as the Investment Manager to all the Schemes of ICICI Prudential Mutual Fund. The Fund House supports 68 schemes with active Indian investors exceeding 60 lakhs.

The Fund House shareholders are:

ICICI Bank: 51% holdings
Prudential Plc: 49% holdings

Who Should Invest in ICICI Prudential All Seasons Bond Fund?

Funds such as ICICI Prudential All Seasons Bond Fund are suitable for investors who cannot take advantage of market interest rate fluctuations but wish to invest in the bond market. An All Seasons Bond Fund has to withstand credit risk and interest rate risk.

Hence, only investors who have the money to withstand the inherent risk in these funds may look at investing in them for 2-4 years tenure.

In Conclusion

ICICI Prudential All Seasons Bond Fund provides reasonable and stable returns to the investors. Its annualized returns for the last five years have been better than its NIFTY Composite Debt Index benchmark. Investors who wish to invest in the debt market for a midterm of two to four years can invest in the Fund.

FAQ's

Q. Are there any risks associated with ICICI Prudential All Seasons Bond Fund investment?

Ans: Investments in an All Seasons Bond Fund come with risks such as market risk, interest rate risk, default risk, inability to sell securities, reinvestment risk, etc. The Fund balances credit risk and interest rate movements as per the SEBI investment guidelines to counter these risks.
Q. How can one take advantage of taxation laws to maximize returns from this Fund?

Ans: The gains from the sale of the ICICI Prudential All Seasons Bond Fund will be taxed at 20% after the indexation benefit. By investing in the Fund for more than three years, one can derive advantage of the indexation benefit available under income tax laws. Investors paying tax at 30% and wanting to invest in fixed income instruments will benefit from this aspect.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

Calculators

Show More Calculator

Period	Returns Per Year (Annualized)
6 Months	2.26%
1 year	6.59%
2 years	9.65%
3 years	10.06%
5 years	9.57%
Since Inception	10.71%