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Kotak Small Cap Fund
The Kotak Small Cap Fund is a small-cap open-ended equity scheme. It works under the Kotak Mahindra Mutual Fund house. It aims to generate long-term capital appreciation by investing in small-cap stocks with growth potential. Investment is made in a diversified portfolio of equity and equity-related market securities.
Investment Plans
-
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Under sec 80C & 10(10D) -
₹1 Crore
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₹ 10,000
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Accelerator Mid-Cap Fund II
AUM (Cr)
₹5,652
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.59 %
Instant tax receipt
Instant tax receipt
Diversified Equity Fund
AUM (Cr)
₹3,581
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.66 %
Instant tax receipt
Frontline Equity Fund
AUM (Cr)
₹4,348
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.77 %
Instant tax receipt
Grow Money Plus Fund
AUM (Cr)
₹440
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.42 %
Instant tax receipt
Instant tax receipt
Instant tax receipt
Instant tax receipt
Diversified Equity Fund
AUM (Cr)
₹3,581
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.66 %
Frontline Equity Fund
AUM (Cr)
₹4,348
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.77 %
Grow Money Plus Fund
AUM (Cr)
₹440
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.42 %
Growth Super Fund
AUM (Cr)
₹13,357
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.07 %
Accelerator Mid-Cap Fund II
AUM (Cr)
₹5,652
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.59 %
Growth Opportunities Plus Fund
AUM (Cr)
₹986
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.74 %
Classic Opportunities Fund
AUM (Cr)
₹13,638
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.54 %
Opportunities Fund
AUM (Cr)
₹3,368
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.7 %
Whole Life Income Fund
AUM (Cr)
₹866
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 6.2 %
Individual Preserver Pension Fund
AUM (Cr)
₹136
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 5.71 %
Whole Life Aggressive Growth Fund
AUM (Cr)
₹878
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.71 %
Save N Grow Money Fund
AUM (Cr)
₹65
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 11.85 %
Asset Allocation Fund II
AUM (Cr)
₹295
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 13.85 %
Multi Cap Balanced Fund
AUM (Cr)
₹2,021
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 14.16 %
Super Select Equity Fund
AUM (Cr)
₹1,296
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.88 %
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Fund in Brief
The Kotak Small Cap Fund has adopted a growth-oriented investment style. Under this, the fund invests assets in many different market caps. It is done so that the fund performs well in every situation, even when a particular market cap is not doing well.
Investments are made in large, medium, and small-cap companies with majority in small-cap stocks that have higher growth potential.
The gains from these investments are taxable under the IT Act. If the investor redeems their units within 12 months, the gains would be taxed at 15%. If units are redeemed after 12 months, gains up to Rs. 1 lac are tax-free. If gains exceed Rs. 1 lac, they are taxed at 10%.
The investor's dividend income is added to their overall income and tax is levied as per their tax slabs. If the dividend income is more than Rs. 5,000 in a financial year, 10% TDS is deducted by the fund house.
- Insurance Companies
- Mutual Funds
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 5 Years | 7 Years | 10 Years | |
| High Growth Fund Max Life | 27.23% | 21.83% |
18.4%
View Plan
|
|
| Top 200 Fund Tata AIA | 30.78% | 22.34% |
17.46%
View Plan
|
|
| Accelerator Mid-Cap Fund II Bajaj Allianz | 23.59% | 13.57% |
14.73%
View Plan
|
|
| Opportunities Fund HDFC Standard | 25% | 15.59% |
14.71%
View Plan
|
|
| Equity II Fund Canara HSBC Oriental Bank | 19.29% | 10.82% |
10.2%
View Plan
|
|
| Grow Money Plus Fund Bharti AXA | 20.42% | 14.45% |
13.81%
View Plan
|
|
| Multiplier Birla Sun Life | 25.88% | 14.93% |
15.51%
View Plan
|
|
| Equity Top 250 Fund Edelwiess Tokio | 19.7% | 12.68% |
11.51%
View Plan
|
|
| Opportunities Fund ICICI Prudential | 22.7% | 14.04% |
12.36%
View Plan
|
|
| Flexi Growth Fund LIC | - | - |
-
View Plan
|
|
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| Returns | ||||
|---|---|---|---|---|
| Fund Name | 3 Years | 5 Years | 10 Years | |
| Active Fund QUANT | 23.92% | 31.48% |
21.87%
|
|
| Flexi Cap Fund PARAG PARIKH | 20.69% | 26.41% |
19.28%
|
|
| Large and Mid-Cap Fund EDELWEISS | 22.34% | 24.29% |
17.94%
|
|
| Equity Opportunities Fund KOTAK | 24.64% | 25.01% |
19.45%
|
|
| Large and Midcap Fund MIRAE ASSET | 19.74% | 24.32% |
22.50%
|
|
| Flexi Cap Fund PGIM INDIA | 14.75% | 23.39% |
-
|
|
| Flexi Cap Fund DSP | 18.41% | 22.33% |
16.91%
|
|
| Emerging Equities Fund CANARA ROBECO | 20.05% | 21.80% |
15.92%
|
|
| Focused fund SUNDARAM | 18.27% | 18.22% |
16.55%
|
|
Last updated: May 2025
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Kotak Small Cap Fund Facts
The following table shows some important facts about the Kotak Small Cap Fund:
|
Fund House |
Kotak Mahindra Mutual Fund |
|
Asset Management Company |
Kotak Mahindra Asset Management Company Ltd. |
|
Trustee Company |
Kotak Mahindra AMC Trustee Company Ltd. |
|
Fund Type |
Open-ended |
|
Launch Date |
February 24th, 2005 |
|
Benchmark |
NIFTY Smallcap 100 TRI |
|
Risk Rating |
Very high |
|
CAGR since inception |
18.04% |
|
Assets (as on October 31st, 2021) |
Rs.6,180 crores |
|
NAV (as on November 29th, 2021) |
Rs.161.494 |
|
Risk Grade |
Below average |
|
Return Grade |
High |
|
Entry Load |
N.A. |
|
Exit Load |
If units are redeemed within 365 days of allotment: Redeemed units more than 10% of the investment, 1% charge |
|
Minimum Investment Amount |
Rs. 5,000 |
Investment Objective
The Kotak Small Cap Fund is an open-ended equity scheme that invests in small companies with greater growth potential. The fund's investment objective is to generate capital through portfolio diversification by investing in equity and equity-related instruments. The investments are majorly done in the small market cap companies across different sectors.
The fund has a 95.11% investment in Indian stocks. Out of the total, the fund has invested 2% in large-cap stocks, 11.79% in mid-cap stocks, and 70.9% in small-cap stocks. The fund performs on the benchmark of the NIFTY Smallcap 100 Total Return Index.
Fund Summary
The Kotak Small Cap Fund has two types of plans for investors to choose from. Given below are the basic details about the plans.
-
Kotak Small Cap Fund Regular Plan
This plan is suitable for those investors who purchase units through a distributor. The basic details of this plan are as follows:
-
NAV (as of November 29th, 2021): Rs 161.494
-
Expense Ratio: 1.96%
-
CAGR since inception: 18.04%
-
-
Kotak Small Cap Fund Direct Plan
This plan is meant for investors buying the units directly from the fund. The basic details of the plan are as follows:
-
NAV (as of November 29th, 2021): Rs.181.067
-
Expense Ratio: 0.47%
-
CAGR since inception: 22.11%
-
Fund Return Summary
The following table shows the fund return summary of the Kotak Small Cap Fund for the Regular Plan:
|
Investment Period |
Absolute Returns* |
Annualized Returns* |
|
1 week |
-3.49% |
- |
|
1 month |
0.66% |
- |
|
3 month |
10.49% |
- |
|
6 month |
24.14% |
- |
|
YTD |
65.88% |
- |
|
1 year |
82.68% |
82.68% |
|
2 year |
130.20% |
51.64% |
|
3 year |
143.86% |
34.56% |
|
5 year |
176.87% |
22.56% |
|
10 year |
654.04% |
22.36% |
|
Since Inception |
1521.14% |
18.04% |
*Returns are subject to change. The investment risk in the investment portfolio is borne by the policyholder.
The following table shows the fund return summary of the Kotak Small Cap Fund for the Direct Plan:
|
Investment Period |
Absolute Returns* |
Annualized Returns* |
|
1 week |
-2.71% |
- |
|
1 month |
0.03% |
- |
|
3 month |
8.12% |
- |
|
6 month |
21.90% |
- |
|
YTD |
65.20% |
- |
|
1 year |
77.44% |
76.89% |
|
2 year |
130.94% |
51.88% |
|
3 year |
148.33% |
35.38% |
|
5 year |
188.46% |
23.59% |
|
Since Inception |
493.33% |
22.11% |
*Returns are subject to change. The investment risk in the investment portfolio is borne by the policyholder.
Pros and Cons
The following table shows the pros and cons of the Kotak Small Cap Fund:
|
Pros |
Cons |
|
3 year and 5 year annualized returns are higher than the category average. |
1 year annualized returns are lower than the category average. |
|
The fund does not charge an entry load. |
The fund charges an exit load. |
|
The expense ratio of the fund is low. |
The fund's risk rating is very high. |
|
The fund has two plan options for investors. |
Investment in small-cap funds is more volatile. |
|
The fund has a 5-star CRISIL rank. |
The fund is only suitable for seasoned investors with a high-risk appetite. |
|
The fund charges a very small stamp duty. |
Who should invest in the Kotak Small Cap Fund?
The Kotak Small Cap Fund is suitable for:
-
Investors who are willing to invest money for at least 3-4 years.
-
Investors who have a high-risk appetite due to the high volatility of the fund.
-
Investors who want consistently high returns over a long period.
-
Investors who are experienced in small-cap investments.
FAQ's
-
Q. What is the SIP return summary of the Kotak Small Cap Fund?
A. The following table shows the SIP return summary of the Kotak Small Cap Fund:Investment Period Investments Latest Value Absolute Returns Annualized Returns 1 year 12,000 15,585.9 29.88% 59.21% 2 year 24,000 44,040.42 83.5% 71.04% 3 year 36,000 72,224.4 100.62% 50.78% 5 year 60,000 1,25,918.1 109.86% 30.13% 10 year 1,20,000 4,11,061.08 242.55% 23.26% -
Q. What are the top 10 holdings of the Kotak Small Cap Fund?
A. The following table shows the top ten holdings of the Kotak Small Cap Fund and the percentage of assets invested in them.Holdings Percentage of Assets Century Plyboards (India) 5.69% Carborundum Universal 4.25% Sheela Foam 3.88% Persistent Systems 3.36% Galaxy Surfactants 3.31% Supreme Industries 3.20% Ratnamani Metals and Tubes 3.12% Blue Star 3.07 Somany Ceramics 2.94% Amber Enterprises 2.63% -
Q. What is the sector allocation under Kotak Small Cap Fund?
A. The following table shows the sector allocation of the Kotak Small Cap Fund:Sector Allocation Consumer Goods 25.79% Industrial Manufacturing 15.92% Chemicals 8.66% Construction 6.49% Information Technology 6.17% Metals 6.12% Automobile 4.88% Cash & Cash Equivalent 4.71% Financial Services 4.7% Services 4.39% -
Q. Who manages the Kotak Small Cap Fund?
A. Mr Pankaj Tibrewal manages the Kotak Small Cap Fund. He has experience in managing funds with Principal Asset Management Company before joining Kotak Asset Management Company. -
Q. What is the turnover of the Kotak Small Cap Fund?
A. The turnover of the Kotak Small Cap Fund is 11.65%.
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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