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Best Multi-Cap Funds To Invest in 2025~
The indifference to market capitalization is the best quality of mutual fund^^ diversity. This article delves into the advantages and positioning of multi-cap funds. It also covers top multi-cap funds for you to invest in 2025.
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Best SIP Funds
Payment Mode
Invest
₹ 10,000
Invest for
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Opportunities Fund
AUM (Cr)
₹35,672
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 25.73 %
Instant tax receipt
Accelerator Mid-Cap Fund II
AUM (Cr)
₹5,410
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 24.15 %
Instant tax receipt
Diversified Equity Fund
AUM (Cr)
₹3,524
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.02 %
Instant tax receipt
Frontline Equity Fund
AUM (Cr)
₹4,206
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 24.13 %
Instant tax receipt
Grow Money Plus Fund
AUM (Cr)
₹434
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.74 %
Instant tax receipt
Instant tax receipt
Instant tax receipt
Instant tax receipt
Diversified Equity Fund
AUM (Cr)
₹3,524
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.02 %
Frontline Equity Fund
AUM (Cr)
₹4,206
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 24.13 %
Grow Money Plus Fund
AUM (Cr)
₹434
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.74 %
Growth Super Fund
AUM (Cr)
₹13,305
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.11 %
Opportunities Fund
AUM (Cr)
₹35,672
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 25.73 %
Accelerator Mid-Cap Fund II
AUM (Cr)
₹5,410
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 24.15 %
Growth Opportunities Plus Fund
AUM (Cr)
₹969
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.22 %
Classic Opportunities Fund
AUM (Cr)
₹13,357
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.83 %
Opportunities Fund
AUM (Cr)
₹3,245
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.95 %
Equity Top 250 Fund
AUM (Cr)
₹535
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.13 %
Whole Life Income Fund
AUM (Cr)
₹872
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 6.22 %
Whole Life Aggressive Growth Fund
AUM (Cr)
₹849
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.92 %
Save N Grow Money Fund
AUM (Cr)
₹63
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 11.95 %
Asset Allocation Fund II
AUM (Cr)
₹297
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 13.85 %
Multi Cap Balanced Fund
AUM (Cr)
₹2,007
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 14.34 %
Super Select Equity Fund
AUM (Cr)
₹1,239
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.56 %
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What Are Multi-Cap Funds?
Multi-cap funds are open-ended equity funds. Small-cap, mid-cap, and large-cap stocks are all represented in these funds. The funds are low-risk and cater to less risk-averse investors. You can easily pick from the portfolio of stocks without getting affected by market capitalization. The funds should include 65% of equity and equity-related instruments in assets.
In multi-cap funds, it is easy to switch between the small-cap, mid-cap, and large-cap stocks. The returns in this situation are higher and sometimes perform better than the pure large-cap funds.
- Insurance Companies
- Mutual Funds
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 5 Years | 7 Years | 10 Years | |
| High Growth Fund Max Life | 27.23% | 21.27% |
18.4%
View Plan
|
|
| Top 200 Fund Tata AIA | 31.36% | 21.73% |
17.46%
View Plan
|
|
| Accelerator Mid-Cap Fund II Bajaj Allianz | 24.15% | 12.92% |
14.99%
View Plan
|
|
| Opportunities Fund HDFC Standard | 25.73% | 14.99% |
15.14%
View Plan
|
|
| Equity II Fund Canara HSBC Oriental Bank | 19.44% | 10.32% |
10.53%
View Plan
|
|
| Grow Money Plus Fund Bharti AXA | 20.74% | 13.95% |
14.2%
View Plan
|
|
| Multiplier Birla Sun Life | 26.67% | 14.27% |
15.83%
View Plan
|
|
| Equity Top 250 Fund Edelwiess Tokio | 20.13% | 12.14% |
11.86%
View Plan
|
|
| Opportunities Fund ICICI Prudential | 22.95% | 13.36% |
12.55%
View Plan
|
|
| Flexi Growth Fund LIC | - | - |
-
View Plan
|
|
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| Returns | ||||
|---|---|---|---|---|
| Fund Name | 3 Years | 5 Years | 10 Years | |
| Active Fund QUANT | 23.92% | 31.48% |
21.87%
|
|
| Flexi Cap Fund PARAG PARIKH | 20.69% | 26.41% |
19.28%
|
|
| Large and Mid-Cap Fund EDELWEISS | 22.34% | 24.29% |
17.94%
|
|
| Equity Opportunities Fund KOTAK | 24.64% | 25.01% |
19.45%
|
|
| Large and Midcap Fund MIRAE ASSET | 19.74% | 24.32% |
22.50%
|
|
| Flexi Cap Fund PGIM INDIA | 14.75% | 23.39% |
-
|
|
| Flexi Cap Fund DSP | 18.41% | 22.33% |
16.91%
|
|
| Emerging Equities Fund CANARA ROBECO | 20.05% | 21.80% |
15.92%
|
|
| Focused fund SUNDARAM | 18.27% | 18.22% |
16.55%
|
|
Last updated: May 2025
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Who Should Invest In Multi-Cap Funds?
The following categories of investors are best-suited for mutual fund investments:
-
Investment beginner looking for low-risk options
-
Novice investor seeking fund hedging
-
People looking to avoid market capitalization risks
-
Risk-averse investors
-
People looking to switch between portfolio funds
-
Expecting a stable return with consistent moderate growth
-
Looking for a long-term financial commitment
-
Do not have an active financial plan
Why Should I Invest In Multi-Cap Funds?
The best advantage of investing in a multi-cap fund is the risk aversion to the changing market conditions. You should not opt for the more aggressive, high-risk funds if you are uncomfortable with the risk-prone stock market. It is an ideal fund for beginners and could help you learn the market and the investment scenarios with hands-on experience.
While investing in multi-cap funds, you should consider the fund objectives with the risk, cost, and investment opportunities. When you invest in any plan or scheme, the first concern should be your financial goal. A primary evaluation of the multi-cap funds should be done using metrics like fund history, fund manager, expense ratio, financial ratio, and fund returns.
Benefits and Features of Multi-cap Funds
The features of multi-cap funds are in the below table:
|
Enable retail investors to invest a significant amount |
A diverse portfolio |
|
Empower wholesale investors |
Lower market risks |
|
Do not have the demerits of large-cap, medium-cap and small-cap funds |
Validates the entry of new investors |
|
Low financial risk |
Retention of investment value over time |
|
Not highly affected by changes in SEBI regulations |
Dynamic asset allocation |
|
Rate of returns offered is higher |
Mixed portfolio helps widen investment options |
The main benefits of having multi-cap funds in your investment portfolio are:
-
The funds are easy to invest in and provide flexible options.
-
The investment is time-saving as the fund portfolio is diversified.
-
The risk involved is less to moderate with comfortable investment options.
-
SIP investing offers some unique and exclusive benefits in the long term.
-
You may avail of applicable taxation benefits.
-
It is effortless to shift between market caps based on market situations and stock opportunities.
-
You can gain exposure to a varied market portfolio.
-
The focus is on the top-performing market sectors and stocks.
-
You may receive sustainable returns lasting up to seven years.
-
The funds are for long-term financial planning.
Best Multi-cap Funds to Invest~
The best multi-cap funds to invest in 2025 are as follows:
-
Axis Multi-cap: The fund offers a return between 13 - 18%, and the fund size is Rs 3695.67 crores. The expense ratio is 0.54% with a Net Asset Value (NAV) of Rs 12.48.
-
SBI Magnum Multi-cap: The fund offers a return between 5 - 17%, and the fund size is Rs 7582.94 crores. The expense ratio is 0.94% with a Net Asset Value (NAV) of Rs 48.9.
-
Motilal Oswal Multi-cap: The fund offers a return between 2 - 12%, and the fund size is Rs 13634.94 crores. The expense ratio is 0.93% with a NAV of Rs 26.26.
-
Edelweiss Multi-cap: The fund offers a return between 5 - 13%, and the fund size is Rs 847 crores. The NAV is Rs 22.83.
-
Kotak Standard Multi-cap: The fund offers a return between 6 - 17%, and the fund size is Rs 26010.02 crores. The expense ratio is 0.64% with a NAV of Rs 36.81.
-
HDFC Equity: The fund offers a return between 2 - 13%, and the fund size is Rs 23737.12 crores. The expense ratio is 1.18%, with a NAV of Rs 585.83.
-
ICICI Prudential Multi-cap: The fund offers a return between 4 - 15%, and the fund size is Rs 3847 crores. The expense ratio is 1.11% with a NAV of Rs 275.55.
-
Nippon India Multi-cap: The fund offers a return between 0 - 12%, and the fund size is Rs.13634.94 crores. The expense ratio is 2% with a NAV of Rs.78.11.
-
Invesco India Multi-cap: The fund offers a return between 2 - 18%, and the fund size is Rs 849.99 crores. The expense ratio is 0.91% with a NAV of Rs 52.18.
-
Franklin India Equity: The fund offers a return between 4 - 15% and the fund size is Rs 11540.78 crores. The expense ratio is 1.09% with a NAV of Rs 569.93.
-
Parag Parikh Long Term Equity: The fund size is Rs 14590 crores with a net asset value of Rs 49.57.
-
UTI Equity: The fund size is Rs.22592 crores with NAV Rs 264.31.
-
Canara Robeco Equity Diversified: The fund size is Rs 5730 crores and the NAV is Rs 226.65.
-
DSP Blackrock Equity: The fund size is Rs 6744 crores and the NAV is Rs 67.33.
-
PGIM India Diversified Equity: The fund size is Rs 2031 crores and the NAV is Rs 26.5.
-
Mirae Asset India Equity: The fund size is Rs 29425 crores, and the NAV is Rs 79.76.
-
Principal Multi-cap Growth: The fund size is Rs 839 crores and the net asset value is Rs 230.09.
-
Quant Active: The fund size is Rs 1051 crores with no minimum investment.
-
Mahindra Badhat Yojana: The fund size is Rs 721 crores with no minimum investment.
-
Baroda Pioneer Growth: The fund size is Rs 1116 crores and the risk is high for this fund.
-
BNP Paribas Multi-cap: The fund size is Rs 590 crores with up to 66% return after the first year.
-
Aditya Birla Sunlife Multi-cap: The fund size is Rs 2614 crores with a minimum investment of Rs 1000.
-
Sundaram Equity: The fund size is Rs 796 crores with up to 62.7% return after the first year.
-
ITI Multi-cap: The fund size is Rs 288 crores with moderate risk and a first-year return of up to 57.2%.
The above list includes small-cap, medium-cap, and large-cap fund options.
In Conclusion
You should do credible research to invest in the best plan that matches your interests. You can also directly reach out to the stock portfolio providers and fund managers to learn more about the best fit. Weightage should be given to factors like expense ratio, per cent of returns for your specified investment time, net asset value, positioning of the fund manager.
FAQ's
-
Q. How may I receive the maximum benefits from a multi-cap fund?
Ans: It is better to wait for 5-7 years to receive the maximum benefits on your investment. It is the ideal sustainable period for your funds to mature. -
Q. What are the ways to invest in a multi-cap fund?
Ans: You can go for online or offline mode depending on the investment you choose and their fund policies. The process will be hassle-free for registration & verification if you have all the required documents. -
Q. What is the taxability of multi-cap funds?
Ans: Since they are a class of equity funds, taxation is applicable. For short-term capital gains, the taxation rate will be 15%. The only tax exemption is for long-term capital gains of up to Rs.1 lakh. Anything above this scale will attract a taxation rate of 10%. -
Q. What is market capitalization, and how do you calculate it?
Ans: Market capitalization is a publicly traded company’s aggregate valuation. Also known as market cap, you can calculate it by multiplying the current price of a company’s market share with the total outstanding shares. -
Q. What are the drawbacks of multi-cap funds?
Ans: Multi-cap funds have minimal drawbacks. If you opt for diversification over the standard average limits, it might dilute the return percentage. The cost may be high when flexible strategies for the stock portfolio are adopted.
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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