However, have you ever thought to check the status of your LIC policies? LIC offers an option to check the LIC policy status by visiting the LIC branch, through an SMS or also, by calling the customer care number of the company. Let’s discuss this all in detail:
LIC Policy Status
LIC offers various online insurance services to smoothen the transaction process and to provide assistance to its customer’s concerns. LIC has introduced e-services to bring you every type of assistance that was available once through its offline platforms. Now you can check LIC policy status by sitting at home without visiting the LIC branch office. LIC is allowing its customers easy ways to track the status of their existing LIC policies. You can check the LIC policy status by following ways:
- Online
- SMS facility
- By calling the customer care helpline number of LIC
Checking the LIC policy status from time to time is as crucial as purchasing the policy. In the daily hustle and bustle, busy lifestyle, it is very common to miss out on the payments of premiums on time, and sometimes grace period also goes unnoticed. So it is advisable to keep a regular check on your LIC policy.
Before LIC has introduced an online platform, an individual had to visit the LIC home branch or contact the agent to know the LIC policy status. Nowadays, the online platform is providing several services to check the status of LIC policies. Mobile services are also offered by the company through which customers can track their policies or the status of premium payment.
How to Check LIC Policy Status by SMS?
LIC has introduced phone call and SMS services that provide smooth and convenient solutions for customers who wish to keep a check on their policy particulars regularly, without logging into the website. So if you are not registered in a User gateway of LIC, you are still eligible to track the status of your LIC policy via call or SMS.
Check LIC Policy Status by SMS
LIC has earned reliability of its customer-centric insurance products and services. The SMS facility offered by the insurer (LIC) brings more easiness and smoothness if the policyholder wants to know the status of the LIC policy. To know the LIC policy status by SMS, type ASKLIC and enter the function-specific code. Then send it to 9222492224 or 56767877 from your registered number with the insurance company. Refer to the below table for the function-specific codes:
Enquiry
|
Code For SMS
|
For the payment of premium through installments
|
ASKLIC PREMIUM
|
Information about the additions of bonus
|
ASKLIC BONUS
|
For the amount of revival
|
ASKLIC REVIVAL
|
Details regarding nomination
|
ASKLIC NOM
|
Information about the available loan amount
|
ASKLIC LOAN
|
With the LIC mobile services, you can also check LIC pension policy status by SMS. Send SMS by typing ASKLIC followed by a function code. Send it to 9222492224 or 56767877 from your registered number. The number is the same but the SMS codes completely differ. Here’s a quick laydown:
Enquiry
|
Code For SMS
|
To know the status of IPP
|
ASKLIC STAT
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Last release date of the annuity
|
ASKLIC ANNPD
|
Amount of Annuity
|
ASKLIC AMOUNT
|
To know about the existence certificate due
|
ASKLIC ECDUE
|
Information about the cheque return
|
ASKLIC CHQRET
|
Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.
Why Is It Important to Check the LIC Policy Status on Time?
As we have discussed above, it is very important to check the status of your existing LIC policies from time to time. You can check LIC policy status by SMS, through the customer care helpline number. While doing a periodic check on your policy, you can:
- Check the remaining tenure of the policy
- Find out the due date of the premium
- Check the accrued bonuses
- Revive the lapsed policy
- Make service requests of any type
Checking the LIC policy status by SMS keeps you updated about your current plans and you can easily plan your finances and funds accordingly.
Wrapping It Up!
LIC offers several insurance solutions to make life easier for policyholders. The e-services offered by LIC helps manage your policy details such as bonuses, premium, etc. People sometimes forget or miss out on the date of paying premiums. So now you can check your LIC policy status by SMS. It means there is no need to visit the LIC office branch and stand in a queue under the scorching sun. Also, checking the policy status regularly keeps you updated about the short-term bonuses and other associated important details.
FAQ's
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Ans. There are no charges for checking LIC policy status by SMS. However, SMS charges may be applicable, if you are using services as per your company. Likewise, call charges may also be applied if you are availing of IVRS services.
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Ans. No. Insurance buyers who want to know about the policy status, are not required to register, especially for availing of SMS services. The function codes specified in the above-mentioned text are just enough for availing these services. The only thing you should follow is the format of the SMS.
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Ans. No. This facility is not available for any insurance buyer under LIC. You can determine the status or detailed information about your policy with the help of the policy number.