LIC Dhan Rekha Maturity Calculator

The LIC Dhan Rekha policy is a money-back plan that offers regular sums of money to policyholders. It also comes with guaranteed additions to the death and maturity benefits which increases the final amount that you are entitled to. The LIC Dhan Rekha maturity calculator will help you calculate this amount yourself before actually buying the policy.

LIC, Policybazaar join hands to
accelerate insurance growth

Buy LIC policy online
hassle free
Guaranteed maturity with life
cover for securing family's future
Tax saving under Sec 80C &
10(10D)
Sovereign guarantee as per
Sec 37 of LIC Act

Now Available on Policybazaar

Grow wealth through
100% Guaranteed Returns with LIC

Your Name

+91

Your Mobile

View Plans

By clicking on "View Plans", you agree to our Privacy Policy and Terms of Use Tax benefit is subject to changes in tax laws

Get Updates on WhatsApp

LIC Dhan Rekha Maturity Calculator
What is the LIC Dhan Rekha maturity calculator?
Factors considered
Eligibility Criteria
Sample Benefit Illustration
Why use it?
FAQ's

Maturity benefit is the amount you get at the end of the policy term if you survive the whole duration. Knowing this value will help you decide if the LIC Dhan Rekha plan is worth the premiums charged and if you can afford it.

What Is The LIC Dhan Rekha Maturity Calculator?

It is a LIC calculator that lets you calculate the maturity benefit amount using a set of factors. It also displays the premium amount against your desired sum assured. Here are the factors that the LIC premium and maturity calculator uses -

Factors Considered By the LIC Dhan Rekha Maturity Calculator

Age
Policy term
Sum assured
Premium paying term
Type of premium payment

Based on the details that you fill in, the calculator arrives at a value. Therefore, every user gets a unique estimation as per their needs.

To fill in the above requirements, you need to be aware of the minimum and maximum eligibility conditions for LIC Dhan Rekha.

Eligibility Criteria of LIC Dhan Rekha

Policy Term	20 years	30 years	40 years
Minimum Entry Age	8 years	3 years	90 days
Maximum Entry Age (Single Premium)	60 years	50 years	40 years
Maximum Entry Age (Limited Premium)	55 years	45 years	35 years
Minimum Maturity Age	28 years	33 years	40 years
Maximum Maturity Age	Single-Premium - 80 years Limited Premium - 75 years
Sum Assured	Minimum - Rs. 2 Lakhs Maximum - No limit
Premium Paying Term	10 years	15 years	20 years

Sample Benefit Illustration Using the LIC Dhan Rekha Maturity Calculator

Here’s an example of how the calculator will use your details to give you the maturity benefit amount and the premium quote.

Entry Age - 26 years
Basic sum assured - Rs. 10 Lakhs
Policy Term - 20 years
Type of premium payment - Limited
Premium paying term - 10 years
Guaranteed addition from 6th year - Rs. 50 per Rs. 1000 sum assured

Calculated Benefits -

Monthly premium - Rs. 8,754
Total guaranteed addition after 20 years - ((50 x 10,00,000/1,000) x 15) - Rs. 7,50,000
Survival Benefit -
1. After 10 years - 10% of 10,00,000 - 1,00,000
2. After 15 years - 10% of 10,00,000 - 1,00,000
Maturity benefit - Sum assured plus guaranteed additions - 10,00,000 + 7,50,000 = 17,50,000

Why Should You Use The LIC Dhan Rekha Maturity Calculator?

It helps with future financial planning.
It gives information about the affordability of the plan.
It can be used multiple times at no cost and from the comfort of your home.
It offers personalized results as per the input of each user.
It limits the chances of miscommunication by third parties.

More Useful Resources

LIC Online Services	LIC Investment Plans	LIC Other Plans
LIC	LIC Jeevan Umang Plan	LIC Term Insurance Plans
LIC Policy Details Online	LIC Jeevan Lakshya Plan	LIC Pension Plans
LIC Online Premium Payment	LIC Money Back Policy	LIC ULIP Plans
LIC Online Registration	LIC New Jeevan Anand	LIC Child Plans
LIC Online Login Portal	LIC New Endowment Plan	LIC One Time Investment Plan
LIC Premium Calculator

FAQ's

Q: How does Life Insurance Corporation calculate the maturity amount?

Ans: The exact value that a policyholder will get at the maturity of their LIC policy cannot be calculated, however, one can calculate a close estimate by the calculator. The basic formula that these calculators use to estimate the maturity amount is Sum Assured + Bonuses + Final Additional Bonus (if any).
Q: Is the maturity amount taxable?

Ans: Yes, the maturity amount that a policyholder or his/her nominee gets from any insurer like LIC is taxable under section 10(10D) of the Income Tax Act, 1961.
Q: How is the bonus calculated in LIC?

Ans: The basic formula that LIC uses to calculate bonus is Bonus Amount = Bonus Rate X (Sum Assured / 1000)