LIC Dhan Rekha Maturity Calculator

Maturity benefit is the amount you get at the end of the policy term if you survive the whole duration. Knowing this value will help you decide if the LIC Dhan Rekha plan is worth the premiums charged and if you can afford it.

What Is The LIC Dhan Rekha Maturity Calculator?

It is a LIC calculator that lets you calculate the maturity benefit amount using a set of factors. It also displays the premium amount against your desired sum assured. Here are the factors that the LIC premium and maturity calculator uses -

Factors Considered By the LIC Dhan Rekha Maturity Calculator

• Age

• Policy term

• Sum assured

• Premium paying term

• Type of premium payment

Based on the details that you fill in, the calculator arrives at a value. Therefore, every user gets a unique estimation as per their needs.

To fill in the above requirements, you need to be aware of the minimum and maximum eligibility conditions for LIC Dhan Rekha.

Eligibility Criteria of LIC Dhan Rekha

Sample Benefit Illustration Using the LIC Dhan Rekha Maturity Calculator

Here’s an example of how the calculator will use your details to give you the maturity benefit amount and the premium quote.

• Entry Age - 26 years

• Basic sum assured - Rs. 10 Lakhs

• Policy Term - 20 years

• Type of premium payment - Limited

• Premium paying term - 10 years

• Guaranteed addition from 6th year - Rs. 50 per Rs. 1000 sum assured

Calculated Benefits -

• Monthly premium - Rs. 8,754

• Total guaranteed addition after 20 years - ((50 x 10,00,000/1,000) x 15) - Rs. 7,50,000

• Survival Benefit -

  1. After 10 years - 10% of 10,00,000 - 1,00,000

  2. After 15 years - 10% of 10,00,000 - 1,00,000

• Maturity benefit - Sum assured plus guaranteed additions - 10,00,000 + 7,50,000 = 17,50,000

Why Should You Use The LIC Dhan Rekha Maturity Calculator?

• It helps with future financial planning.

• It gives information about the affordability of the plan.

• It can be used multiple times at no cost and from the comfort of your home.

• It offers personalized results as per the input of each user.

• It limits the chances of miscommunication by third parties.

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