LIC Jeevan Utsav Plan 771 Calculator

The LIC Jeevan Utsav Plan 771 Calculator is an online tool that helps users to calculate the premium amounts to be paid and the maturity benefits they receive under the plan. By entering your age, premium paying term, sum assured, and other basic details. This LIC Jeevan Utsav calculator simplifies the financial planning by showing the premium you have to pay and helps in comparing different options of paying premiums.

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We are rated++
rating
13.2 Crore
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53
Insurance Partners
6.29 Crore
Policies Sold

What is the LIC Jeevan Utsav Calculator?
LIC Jeevan Utsav Plan Calculator is a smart online tool by LIC of India which is available on the website of LIC of India, which assists you in understanding the plan and calculating the financial effect of your LIC Jeevan Utsav Policy. Whether you are exploring the Jeevan Utsav LIC Plan or looking for a LIC Jeevan Utsav Calculator, this tool helps you simplify your financial planning. LIC Jeevan Utsav Premium Calculator is an online tool that helps you plan your future finances by calculating the premiums to be paid and the maturity value to be received at the end of the policy term.

Using this LIC calculator, you can:

  • Estimate the premium for your LIC Jeevan Utsav plan’s payments that can be paid in the following ways, by month, by quarter, semi-annually, and annually

  • Estimate your income, death benefit amount

  • Compare different LIC Jeevan Utsav Plan payment options

  • Project your return estimations in real time

  • Loan eligibility and provides information of the surrender value.

  • With the LIC Jeevan Utsav Calculator, it would be easy to check the effects of your age, premium payment term, and sum assured on your payouts.

How to Use LIC Jeevan Utsav Calculator?

LIC Jeevan Utsav Calculator for Plan 771 (previously known as LIC Jeevan Utsav plan 871 premium and maturity calculator) can be used to determine the premium and insurance coverage value. The LIC Jeevan Utsav Plan 771 Calculator can be obtained from the LIC official website or other sites such as Policybazaar.

From Policybazaar

Here are a few easy steps to calculate premiums by using the LIC Jeevan Utsav calculator and purchasing the plan from Policybazaar:

Step 1: Go to the Policybazaar website for the LIC Jeevan Utsav Policy.

Step 2: Enter your name and contact details, which are provided at the top right corner of the application form.

Step 3: Your turn next! Please enter your current city, age, and income.

Step 4: Once completed, select LIC Jeevan Utsav 771 and click "Get Details". You will be taken to the LIC Jeevan Utsav Calculator page.

Step 5: Verify the maturity amount and click on “Proceed for payment”

On the basis of the input provided, the LIC Jeevan Utsav Calculator will provide the estimated premium, the Basic Sum Assured, the Guaranteed Additions, and the benefits available under the LIC Jeevan Utsav Policy.

From LIC Website:

Another tool for calculation is the LIC Jeevan Utsav Calculator on the official LIC website. Though not listed by the same name, the standard LIC Calculator will perform the same operations after choosing the LIC Jeevan Utsav Plan.

The procedures to use the LIC Jeevan Utsav Policy Calculator from the official website of LIC are as follows:

Step 1: Visit the official website of LIC by scrolling down to the section ‘How Much You Need.’

Step 2: Click on ‘Calculate Premium’.

Step 3: Fill the basic information like your name, age, gender, and contact number by clicking on the “Next” button. After that, press the “Quick Quote” button.

Step 4: Select the LIC Jeevan Utsav plan from the plans listed and click on “Coverage”.

Step 5: Submit the required information and click the “Quote” button.

The result for the LIC Jeevan Utsav Plan 771 calculator will depend on your input values. Alternatively, you will be able to get an elaborated graph showing the premium amount, sum assured value, bonus amount, among other details.

How to Calculate Premium Using The LIC Jeevan Utsav Calculator?

Age at entry: 30 years

Survival Benefit Option: Regular Income Benefit

Sum Assured: Rs 10,00,000

Premium Paying Term Annual Premium
5 Rs.2,27,601
8 Rs. 1,49,540
12 Rs. 90,758
16 Rs. 61,394

How Does the LIC Jeevan Utsav Calculator Help Me?

The LIC Jeevan Utsav Calculator is a useful online tool that lets you figure out how much your premiums and benefits will be before you buy the LIC Jeevan Utsav policy. Using the LIC Jeevan Utsav Plan 771 Calculator, you can better plan your savings, protection, and long-term financial goals with the LIC Jeevan Utsav Plan Calculator.

  • Enter Basic Information
    Fill in your name, date of birth, and contact information first. These details help give you a precise estimate of your LIC Jeevan Ustav policy premium.

  • Choose the Sum Assured
    Choose the amount that the policy will pay out. The LIC Jeevan Utsav plan usually has a minimum sum assured of ₹5 lakhs. The amount you choose will directly affect the premium and the benefits you get.

  • Choose the term for the premium payment
    Next, choose a premium payment term of 5 to 16 years. The LIC Jeevan Utsav premium and benefits will change based on how long you stay. The LIC plan 771 calculator helps you compare different payment terms and select the option that is best according to your financial goals.

What are the Key Benefits of the LIC Jeevan Utsav Calculator?

Premium Calculation: LIC Jeevan Utsav Calculator assists you to determine your premium amounts depending on the age, policy term and sum assured chosen on LIC Jeevan Utsav policy.

Sum Assured Calculation: LIC Jeevan Utsav LIC Plan Calculator assists you to determine the life insurance that you are qualified for depending on the facts provided by you.

Check the Guaranteed Additions: The LIC Jeevan Utsav Calculator displays the guaranteed additions that form a part of your policy. This helps you see the assured benefits and the long-term value that you may expect from the plan.

Customisation: LIC plan 771 calculator allows you to adjust the coverage, premium payment conditions and riders as many times as you like.

Easy to Use: This calculator is very easy to use. All you need to do is follow a few simple steps and enter some basic information to get the results. You can use it whenever you want. You can use this calculator anytime to evaluate your LIC Jeevan Utsav benefits.

Wrapping it Up

The LIC Jeevan Utsav 771 Calculator is one tool that is highly necessary when considering the LIC Jeevan Utsav plan. It allows you to make the best decision by calculating the premium payments and the guaranteed amount. This LIC Jeevan Utsav Calculator helps you understand policy projections more clearly. By using the calculator properly, you can make a confident move towards securing your financial future and getting assured peace of mind with LIC Jeevan Utsav Plan.

FAQ's

  • Q: What is LIC Jeevan Utsav Calculator? How does it work?

    LIC Jeevan Utsav Calculator is a tool to calculate the amount of money that a person would receive from Jeevan Utsav insurance. It also calculates premiums and other crucial things depending on the user input.
  • Q: Are results from LIC Jeevan Utsav Calculator guaranteed?

    The LIC Jeevan Utsav Plan calculator provides estimates based on the information you provide, but the final results may vary. These calculations are just estimations. The actual amounts will depend on the terms and circumstances of the insurance and how your investments perform.
  • Q: Can I adjust my inputs in LIC Jeevan Utsav Calculator?

    Yes, the input in Jeevan Utsav LIC calculator may be changed as per the customer’s wishes. This lets you compare the coverage advantages under different alternatives.
  • Q: What is the Jeevan Utsav maturity amount?

    Jeevan Utsav LIC Plan is a whole-life insurance policy but does not provide any maturity benefit. The payout is a guaranteed income benefit that will be paid after all the premiums have been paid.
  • Q: What is the interest rate of LIC Jeevan Utsav?

    LIC Jeevan Utsav plan provides an interest rate of 5.5% per annum. This rate is compounded every year.
  • Is LIC Jeevan Utsav a good plan?

    Whether LIC's Jeevan Utsav is a good plan depends on your financial goals. It offers guaranteed lifetime income and life coverage. However, its actualised annualised returns (XIRR) are typically around 5% to 6%. If you want wealth creation, you might be better off investing elsewhere.
  • Q: What is the paid-up value in Jeevan Utsav?

    The paid-up value is the lower sum assured that is left after the policyholder stops paying premiums. In this case, the policy doesn't end completely, but the coverage amount goes down. The policyholder gets a smaller amount based on the premiums they have already paid.
  • Q: Is LIC Jeevan Utsav tax-free?

    Yes, the LIC Jeevan Utsav plan premiums are tax-free under Section 80C, and the maturity benefits are tax-free under Section 10(10D) of the Income Tax Act.
  • Q: What is the age limit for Jeevan Utsav?

    People between the ages of 30 days and 65 years can buy the LIC Jeevan Utsav.
  • Q: Is Jeevan Utsav a pension plan?

    No, LIC Jeevan Utsav is a non-linked, individual, savings, whole life insurance plan.
  • Q: What is the return rate of LIC Jeevan Utsav?

    The answer is that the return rate of LIC Jeevan Utsav depends on the policy's term and the amount of money that is promised. You can use the LIC Jeevan Utsav calculator to find out how much money you might make in the future. This will help you figure out your finances and know what benefits you might get before you invest.
  • Q: How does the Jeevan Utsav Calculator work?

    The LIC Jeevan Utsav Calculator uses data such as the policyholder's age, how long they will be paying premiums, and how long the policy will be in effect. It adds up the expected maturity benefits, bonus amounts, and other things to find out how much the LIC Jeevan Utsav plan will pay out in total.
  • Q: Who is eligible for Jeevan Utsav?

    From age 8 to 55, individuals can buy the LIC Jeevan Utsav plan. It offers life cover, with options for how often payments are made. It is a good option for anyone looking for low-cost coverage.
  • Q: What is LIC’s Jeevan Utsav single premium plan?

    LICs Jeevan Utsav Single Premium (Plan 883) is a non-linked, non-participating life insurance plan introduced in January 2026. Only a single premium is required to purchase this plan and it provides bonus as well as a choice between regular or flexible income benefits. Coverage is available from 30 days to age 65.
  • Q: Does this plan provide a death benefit?

    A: Yes, the nominee will get the greater of the amount assured on death or 7 times the yearly premium paid plus accrued guaranteed additions on death of the policyholder during the policy term.
  • Q: Are you able to add riders to your plan?

    A: LIC Jeevan Utsav Plan 771 offers additional riders for more protection such as the Accident Benefit Rider, Term Assurance Rider, Critical Illness Rider, Disability Benefit Rider and Premium Waiver Benefit Rider.
  • Q: What are the benefits of LIC Jeevan Utsav plan 771?

    A: LIC Jeevan Utsav Plan (Table 771) is a non-linked, non-participating Whole Life Assurance Plan with a limited premium payment term offering assured lifetime income and life cover up to the age of 100 years.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
+Returns Since Inception of LIC Growth Fund
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
++Returns are 10 years returns of Nifty 100 Index benchmark
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

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