Tata AIA Capital Guarantee Solution

Life Insurance Plans under the Capital Guarantee Solution

The following investment plans are included under the Capital Guarantee Solution:

• Tata AIA Life Insurance Fortune Pro (Unit Linked, Individual Life Insurance Savings Plan) this plan can also be replaced with the Tata AIA Life Insurance Wealth Pro (Unit Linked, Individual Life Insurance Savings plan).

• The Tata AIA Life Insurance Smart Income Plus (Non-Linked, Non-Participating, Individual Life Insurance Savings Plan)

Benefits of Tata AIA Capital Guarantee Solution

Following are the features of Tata AIA Capital Guarantee Solution Plan: 

• Guaranteed Protection of All Paid Premiums: The premiums you pay for this plan are protected, ensuring that you receive guaranteed returns on your investment.

• Market Linked Returns: By investing a portion of your premium regularly in investment funds of your choice, you have the opportunity to create long-term wealth through market-linked returns.

• Life Cover: This policy provides an increasing life cover, safeguarding your family's financial future in the event of an unfortunate incident.

• Flexible Death Benefit Payout: In this plan, the death benefit payout can be customized to suit your preferences. You can choose to receive it as a lump sum, regular income, or a combination of both.

• Flexibility to Choose Percentage of Guaranteed Amount: Depending on your annualized premium amount, you have the flexibility to select 80%, 90%, or 100% of the guaranteed amount as the payout.

You can choose the following percentage of guaranteed maturity payout based on your risk appetite:

• 80% of Total Premiums Paid (excluding taxes)

• 90% of Total Premiums Paid (excluding taxes)

• 100% of Total Premiums Paid (excluding taxes)

• Limited Payment Term: You only need to pay premiums for a limited period of 7 or 10 years, depending on the policy term of 15 or 21 years, respectively.

• Partial Withdrawal: After a mandatory lock-in period of 5 years on your investment fund, you can make partial withdrawals according to your financial needs.

• Multiple Fund Options: You have the freedom to choose from a variety of top-rated funds, allowing you to personalize your investment strategy.

• Tax Benefits: As per the applicable income tax laws, you can avail yourself of income tax benefits, reducing your tax liability.

By opting for the Tata AIA Capital Guarantee Solution, you can enjoy the peace of mind that comes with guaranteed protection of your premiums, potential market-linked returns, life cover, flexible death benefit payouts, and various other benefits that cater to your financial goals and needs.

Eligibility Criteria for Tata AIA Capital Guarantee Solution

The available plan option under the Tata AIA Capital Guarantee Solution comes under Endowment Plan Option. Listed below is the eligibility criteria of this capital guarantee plan: 

How to Purchase Tata AIA Capital Guarantee Solution Plan from Policybazaar?

Here are the steps to purchase the Tata AIA Capital Guarantee Solution Plan through Policybazaar:

1. Choose Investment Amount:

   Decide on the amount you want to invest in order to fulfill your life goals.

2. Choose the Premium Payment Duration:

   Select a premium payment term of either 7 years or 10 years. With this plan, you only need to pay premiums for a limited number of years.

3. Pick a Suitable Policy Term:

   Depending on the premium payment term you choose, your policy term will be either 15 years or 21 years.

4. Select the Investment Preference:

   Choose an investment preference that suits you from the multiple options available.

5. Make the Premium Payment:

   Once your benefit illustration is ready, you can make the premium payment online. Policybazaar offers various digital payment options to complete the policy purchase.

   By following these steps, you can purchase the Tata AIA Capital Guarantee Solution Plan conveniently through Policybazaar's online platform.

   The Tata AIA Capital Guarantee Solution offers investors an attractive combination of capital protection, growth potential, and flexibility. By addressing the concerns of risk-averse investors and providing them with a reliable investment option, Tata AIA establishes itself as a key player in the financial industry, catering to the diverse needs of investors and contributing to their financial well-being.