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Compare pnb metlife mera term plan plus vs max life smart term plan

Mera Term Plan-Life

₹1,087/month

Max Coverage Upto

80 yrs

Claim Settlement Ratio

99.06%

Average Claim Trend

98.19%

Smart Secure Plus

₹1,017/month

Max Coverage Upto

85 yrs

Claim Settlement Ratio

99.51%

Average Claim Trend

99.4%

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Life is Unpredictable! Protect your family’s future

Get ₹1 Crore Life cover starting from ₹384/month⁺

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Compare pnb metlife mera term plan plus vs max life smart term plan

Mera Term Plan-Life ₹ 1087monthly

Smart Secure Plus ₹ 1017monthly

Max Coverage Upto

80 Years
85 Years

Claim Settlement Ratio Death claims settled in a financial year

99.06 %
99.51 %

Average Claim Trend Last 3 Years Average Claim Ratio

98.19%
99.4%

Death Claim Paid Claim amount paid in FY21-22 on Death claims

670 Crores
2009 Crores

Online Discount Discount available when policy is purchased online

Premium Payment Option

Regular Pay
Pay For : entire policy term

5/10/15/20 years
Pay till 60 years of age
Regular Pay
Pay For : entire policy term

5/10/12/15 years
Pay till 60 years of age

Return of Premium PlanPay & get entire amount on maturity

View Plans
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Free Look PeriodPeriod of time in which a new life insurance policy owner can terminate the policy (deductions applicable basis T&C)

30 days
30 days

Tax BenefitReceive tax benefits u/s 80C and 10(10D), as per the applicable Income Tax laws

Plan Features

Claim Settlement Promise

3hr claim settlement
24hr claim settlement

Terminal IllnessDeath benefit of the life assured shall be paid upon diagnosis of a Terminal Illness.

Free(As an add-on)

Death Due To AccidentIf death happens due to an accident, this rider offers you additional sum assured over and above the base sum assured

Disability Due To AccidentIn case of permanent disability, dismemberment (loss of the use of certain body parts) due to accident, this rider pays you regularly for next 5-10 yrs in a certain percentage of Sum Assured

Critical IllnessCover 9 or fewer illness

Cash For HospitalizationIn case of hospitalization, fixed per day benefit will be paid to you for each day of Hospitalization. This is a fixed amount not linked to the actual expenses incurred.

Insurer Details

Inception

2001
2002

Solvency RatioThe solvency ratio of the insurance company is the size of its capital against the all risk it has taken. It is an indicator of the insurance company's long-term survival