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HDFC Small Cap Fund
HDFC Small Cap Fund is an open-ended scheme that predominantly invests in equity and equity-related instruments of small-cap companies. This fund aims to generate income or capital appreciation for its investors by allocating capital in small-cap stocks.
Investment Plans
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Mutual Funds
- HDFC Small Cap Fund
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Payment Mode
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₹ 10,000
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Large Cap Equity Fund
AUM (Cr)
₹2,780
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.11 %
Instant tax receipt
Instant tax receipt
Opportunities Fund
AUM (Cr)
₹38,561
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.42 %
Instant tax receipt
Accelerator Mid-Cap Fund II
AUM (Cr)
₹5,888
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.71 %
Instant tax receipt
Diversified Equity Fund
AUM (Cr)
₹3,683
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 18.08 %
Instant tax receipt
Frontline Equity Fund
AUM (Cr)
₹4,489
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.15 %
Instant tax receipt
Grow Money Plus Fund
AUM (Cr)
₹454
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 17.93 %
Instant tax receipt
Instant tax receipt
Instant tax receipt
Large Cap Equity Fund
AUM (Cr)
₹2,780
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.11 %
Diversified Equity Fund
AUM (Cr)
₹3,683
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 18.08 %
Frontline Equity Fund
AUM (Cr)
₹4,489
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.15 %
Grow Money Plus Fund
AUM (Cr)
₹454
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 17.93 %
Growth Super Fund
AUM (Cr)
₹13,662
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 17.52 %
Opportunities Fund
AUM (Cr)
₹38,561
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.42 %
Accelerator Mid-Cap Fund II
AUM (Cr)
₹5,888
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.71 %
Growth Opportunities Plus Fund
AUM (Cr)
₹1,025
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.52 %
Classic Opportunities Fund
AUM (Cr)
₹13,991
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 19.17 %
Opportunities Fund
AUM (Cr)
₹3,493
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.48 %
Equity Top 250 Fund
AUM (Cr)
₹557
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 17.25 %
Whole Life Income Fund
AUM (Cr)
₹849
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 6.04 %
Whole Life Aggressive Growth Fund
AUM (Cr)
₹912
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.66 %
Save N Grow Money Fund
AUM (Cr)
₹65
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 10.85 %
Asset Allocation Fund II
AUM (Cr)
₹297
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 12.42 %
Multi Cap Balanced Fund
AUM (Cr)
₹2,027
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 12.94 %
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HDFC Small Cap Fund in Brief
HDFC Small Cap Fund was launched on 03/04/2008, which means it has been in existence for more than 13 years. And currently, this fund manages an AUM of Rs 13,182.11 Cr (as of Oct 31, 2021).
HDFC Mutual Fund manages the HDFC Small Cap Fund. HDFC Mutual Fund is a joint venture between Housing Development Finance Corporation Limited (HDFC) and Standard Life Investments Limited (SLI). Housing Development Finance Corporation Limited (HDFC) owns 52.6% of the company, and Standard Life Investments Limited (SLI) owns 16.2%.
HDFC Small Cap Fund is managed by Mr. Chirag Setalvad and Mr. Sankalp Baid. Mr. Setalvad has been managing this fund since 2014, and Mr. Baid has been managing it since Jan 2021.
- Insurance Companies
- Mutual Funds
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 5 Years | 7 Years | 10 Years | |
| High Growth Fund Axis Max Life | 32.5% | 21.1% |
18.6%
View Plan
|
|
| Top 200 Fund Tata AIA Life | 30.5% | 21% |
18.2%
View Plan
|
|
| Accelerator Mid-Cap Fund II Bajaj Allianz | 21.71% | 12.51% |
13.7%
View Plan
|
|
| Opportunities Fund HDFC Life | 23.42% | 14.57% |
13.82%
View Plan
|
|
| Equity II Fund Canara HSBC Life | 17.09% | 9.81% |
9.68%
View Plan
|
|
| Growth Opportunities Plus Fund Bharti AXA | 20.52% | 14.36% |
13.73%
View Plan
|
|
| Multiplier Birla Sun Life | 23.73% | 14.13% |
14.51%
View Plan
|
|
| Equity Top 250 Fund Edelwiess Life | 17.25% | 11.43% |
10.68%
View Plan
|
|
| Opportunities Fund ICICI Prudential Life | 20.48% | 13.03% |
11.75%
View Plan
|
|
| Balanced Fund LIC India | 10.73% | - |
-
View Plan
|
|
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| Returns | ||||
|---|---|---|---|---|
| Fund Name | 3 Years | 5 Years | 10 Years | |
| Active Fund QUANT | 23.92% | 31.48% |
21.87%
|
|
| Flexi Cap Fund PARAG PARIKH | 20.69% | 26.41% |
19.28%
|
|
| Large and Mid-Cap Fund EDELWEISS | 22.34% | 24.29% |
17.94%
|
|
| Equity Opportunities Fund KOTAK | 24.64% | 25.01% |
19.45%
|
|
| Large and Midcap Fund MIRAE ASSET | 19.74% | 24.32% |
22.50%
|
|
| Flexi Cap Fund PGIM INDIA | 14.75% | 23.39% |
-
|
|
| Flexi Cap Fund DSP | 18.41% | 22.33% |
16.91%
|
|
| Emerging Equities Fund CANARA ROBECO | 20.05% | 21.80% |
15.92%
|
|
| Focused fund SUNDARAM | 18.27% | 18.22% |
16.55%
|
|
Last updated: June 2025
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Types of Funds
This scheme offers two types of plan:
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Growth plan – there are two options available here: Regular-Growth and Direct-Growth
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Regular growth plans are usually costlier than direct because they have intermediaries involved, such as mutual fund distributors, while the direct plan does not have any such intermediaries.
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With a Direct-Growth plan, you can directly buy the units of any fund from the AMCs. This direct purchase reduces your cost and hence can improve your overall return.
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IDCW (Income Distribution cum Capital Withdrawal) – there are the following sub-options:
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Payout of IDCW Option
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Reinvestment of IDCW Option
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Investment Objective
The investment objective of HDFC Small Cap Fund is to generate income or capital appreciation for its investor. It does so by following a strategy of investing in small-cap stocks of small-cap companies.
The fund manager follows a stock selection strategy to select stocks of the following:
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Businesses having a good financial strength
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Companies having a reasonable return on equity or ROE
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Organizations trading at good valuations
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Sustainable business models having a competitive advantage over their peers
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Businesses that are operated and managed by great managers
Fund Summary
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HDFC Small Cap Fund (Regular–Growth):
-
Expense ratio - 1.83% (as of Oct 31, 2021 )
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Exit Load - 1.0% (If redeemed or switched out before 12 months from the date of allotment)
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AUM (Fund Size) - ₹ 13182.11 Cr (As of Oct 31, 2021)
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Lock-in period - No Lock-in period
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Age of the fund - The HDFC Small Cap Fund (Regular–Growth) was launched on 03/04/2008
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Benchmark Index - NIFTY Smallcap 100 (Total Returns Index)
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Minimum Investment Amount- ₹ 5,000, then any amount thereafter
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Additional Purchase - ₹ 1,000 and any amount thereafter
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HDFC Small Cap Fund (Direct-Growth):
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Expense ratio - 0.83% (as of Oct 31, 2021 )
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Exit Load - 1.0% (If redeemed or switched out before 12 months from the date of allotment)
-
AUM (Fund Size) - ₹ 13182.11 Cr (As of Oct 31, 2021)
-
Lock-in period - No Lock-in period
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Benchmark Index - NIFTY Smallcap 100 (Total Returns Index)
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Minimum Investment Amount - ₹ 5,000, then any amount thereafter
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Additional Purchase - ₹ 1,000 and any amount thereafter
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Fund Return Summary
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Returns of HDFC Small Cap Fund (Regular–Growth) (as of Nov 27, 2021):
Period
Scheme Returns
1 year
69.54%
3 years
20.03%
5 years
20.01%
Since Inception
15.49%
*Returns are subject to change. The investment risk in the investment portfolio is borne by the policyholder.
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Returns of HDFC Small Cap Fund (Direct-Growth) (as of Nov 27, 2021):
Period
Scheme Returns
1 year
71.18%
3 years
21.29%
5 years
21.4%
Since Inception
19.77%
*Returns are subject to change. The investment risk in the investment portfolio is borne by the policyholder.
Pros and Cons
The following table gives some insights into the pros and cons of the HDFC small cap fund:
|
Pros |
Cons |
|
The HDFC Small Cap Fund has an affordable expense ratio (0.83% for Direct Plan) |
Not suitable for short-term or very short term investors |
|
Exit load of 0% if you redeem after 365 days from the date of allotment |
Small Caps stocks are high-risk investments |
|
Exposure in small-cap stocks that have a higher potential to generate more returns than large-cap or mid-cap funds. |
Performance risk |
|
Strategically diversified investments |
Liquidity risk |
|
Invests in businesses that have a reasonable return on equity or ROE. |
Risk of volatility or market fluctuations |
|
Invests in businesses that have the good financial strength |
Benefits of HDFC Small Cap Fund
Some benefits of the fund you must consider are:
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Small-Cap Stocks – Small-cap stocks have higher potential as compared to mid or large-cap to deliver more returns because of the high market volatility involved.
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Long term Investments – Long term investment helps create wealth with the help of compounding, which further multiplies the capital manifold.
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Affordable Expense Ratio – An affordable expense ratio means higher returns on the investment as it means that you will have to pay a small sum to the fund house for managing your funds.
-
Good Returns with Consistent Performance – The HDFC Small Cap Fund has performed consistently and has delivered good returns over time. For example, since its inception, it has delivered a 19.77% CAGR (Compound Annual Growth Rate) return for a direct-growth plan.
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Diversified Portfolio – In this scheme, the investments are strategically diversified throughout the small-cap segment to mitigate market volatility risks as much as possible.
HDFC Small Cap Fund: Asset Allocation by Sector
|
Sector |
% Of Net Assets |
|
Services |
22.14% |
|
Chemicals |
12.33% |
|
Technology |
8.39% |
|
Engineering |
8.12% |
|
FMCG |
7.57% |
(as of Jun 30 2021)
HDFC Small Cap Fund: Asset Allocation by Market Capitalization
|
Market Cap |
% Of Net Assets |
|
Large Cap |
0.8% |
|
Mid Cap |
11% |
|
Small Cap |
83.5%% |
|
Other Cap |
0% |
(as of Jun 30, 2021)
Portfolio Statistics of the HDFC Small Cap Fund
|
Top 5 Holding % |
24.8% |
|
Top 10 Holding % |
38.8% |
|
Beta |
0.87 |
|
Portfolio Turnover Ratio (Last 1 Year) |
6.4% |
|
Number of stocks |
62 |
(as of Sept 30, 2021)
Who Should Invest in the HDFC Small Cap Fund?
The following category of investors can invest in HDFC Small Cap Fund:
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Individuals willing to take high-risk
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Investors looking for exposure in the small-cap segment of the equity markets
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Individuals looking for long term capital appreciation or income through stocks
FAQ's
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Q. How are returns from the HDFC Small Cap Fund taxed?
A. Since it is an equity fund, the taxation will be 15% for short-term capital gains and 10% for long-term capital gains (if the capital gain in a financial year is over ₹1,00,000). -
Q. Can NRIs invest in mutual funds in India?
A. Yes, Non-Resident Indians are also eligible for investing in mutual funds in India. -
Q. Can mutual fund investors appoint any nominee for their investments?
A. Yes, mutual fund investors can appoint a nominee. For more detail on the nomination process, contact the mutual fund or AMC through their helpline number. -
Q. What are the different types of mutual funds available in the market?
A. There are generally three types of mutual funds – Equity, Debt, and Hybrid funds. -
Q. What are NFOs?
A. An NFO stands for New Fund Offer. When a new fund is introduced in the market to investors, it is known as an NFO.
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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