Prices Increasing soon Prices Increasing Soon

C2P 3D Plus Brochure

The Click 2 Protect 3D Plus insurance plan from HDFC life is under discussion in this C2P 3D Plus Brochure. The Click 2 Protect 3D Plus insurance plan is a non-linked, non-participating term insurance plan. The 3D plan in its nomenclature refers to Death, Disability, and Disease. Further details of this are elucidated in this brochure.

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 10% discount for buying online
Only certified experts will call you on 100% recorded lines
We are rated~
rating
6.7 Crore
Registered Consumers
51
Insurance Partners
3.4 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from ₹384/month+
+91
Secure
We don’t spam
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

This is a comprehensive plan that covers the policyholder with a range of options. This protection plan provides this comprehensive coverage at affordable costs so that the person's family is protected from vagaries of life that may come upon any time. In this C2P 3D Plus Brochure, some of this plan’s eligibility, features, benefits, purchase process, terms and conditions, and exclusions are given. 

Eligibility Criteria for HDFC Click 2 Protect 3D Plus Plan

This C2P 3D Plus Brochure gives the eligibility for this plan. It is as follows:

  1. Minimum Age at Entry

    • Life Option – 18 years
    • 3D Life Option – 18 years
    • Extra Life Option – 18 years
    • Income Option – 18 years
    • Extra Life Income Option – 18 years
    • Income Replacement Option – 18 years
    • Return of Premium Option – 18 years
    • Life-Long Protection Option – 25 years
    • 3D Life Long Protection Option – 25 years
  2. Maximum Age at Entry

    • Life Option – 65 years
    • 3D Life Option – 65 years
    • Extra Life Option – 65 years
    • Income Option – 65 years
    • Extra Life Income Option – 65 years
    • Income Replacement Option – 65 years 
    • Return of Premium Option – 65 years
  3. Minimum Policy Term

    • Life Option – 5 years
    • 3D Life Option – 5 years
    • Extra Life Option – 5 years
    • Income Option – 5 years
    • Extra Life Income Option – 5 years
    • Income Replacement Option – 5 years
    • Return of Premium Option – 5 years
    • Life-Long Protection Option – Whole of Life
    • 3D Life Long Protection Option – Whole of Life
  4. Maximum Policy Term

    • Life Option – 40 years
    • 3D Life Option – 40 years
    • Extra Life Option – 40 years
    • Income Option – 40 years
    • Extra Life Income Option - 40 years
    • Income Replacement Option – 40 years
    • Return of Premium Option – 40 years
    • Life-Long Protection Option – Whole of Life
    • 3D Life Long Protection Option – Whole of Life
  5. Premium Payment Mode

    • Life Option – Single Pay, Regular Pay, Limited Pay (5 years to 39 years)
    • 3D Life Option – Single Pay, Regular Pay, Limited Pay (5 years to 39 years)
    • Extra Life Option – Single Pay, Regular Pay, Limited Pay (5 years to 39 years)
    • Income Option – Single Pay, Regular Pay, Limited Pay (5 years to 39 years)
    • Extra Life Income Option - Single Pay, Regular Pay, Limited Pay (5 years to 39 years)
    • Income Replacement Option – Single Pay, Regular Pay, Limited Pay (5 years to 39 years)
    • Return of Premium Option – Single Pay, Regular Pay, Limited Pay (5 years to 39 years)
    • Life-Long Protection Option – Limited Pay (65 years – Age at Entry)
    • 3D Life Long Protection Option – Limited Pay (65 years – Age at Entry)
  6. Premium Payment

    • Life Option – Single, Monthly, Quarterly, Half-yearly, Yearly
    • 3D Life Option – Single, Monthly, Quarterly, Half-yearly, Yearly
    • Extra Life Option – Single, Monthly, Quarterly, Half-yearly, Yearly
    • Income Option Single, Monthly, Quarterly, Half-yearly, Yearly
    • Extra Life Income Option - Single, Monthly, Quarterly, Half-yearly, Yearly
    • Income Replacement Option – Single, Monthly, Quarterly, Half-yearly, Yearly
    • Return of Premium Option – Single, Monthly, Quarterly, Half-yearly, Yearly
    • Life-Long Protection Option – Annual, Semi-Annual, Quarterly, Monthly
    • 3D Life Long Protection Option – Annual, Semi-Annual, Quarterly, Monthly
  7. Minimum Age at Maturity

    • Life Option – 23 years
    • 3D Life Option – 23 years
    • Extra Life Option – 23 years
    • Income Option – 23 years
    • Extra Life Income Option – 23 years
    • Income Replacement Option – 23 years
    • Return of Premium Option – 23 years
    • Life-Long Protection Option – Whole of Life
    • 3D Life Long Protection Option – Whole of Life
  8. Maximum Age at Maturity

    • Life Option – 75 years
    • 3D Life Option – 75 years
    • Extra Life Option – 75 years
    • Income Option – 75 years
    • Extra Life Income Option – 75 years
    • Income Replacement Option – 75 years
    • Return of Premium Option – 75 years
    • Life-Long Protection Option – Whole of Life
    • 3D Life Long Protection Option – Whole of Life

Salient Features of C2P 3D Plus Plan

This C2P 3D Plus Brochure lists the many features this plan has:

  • The policyholder and their family get protection at highly affordable costs.
  • There are nine plan options to choose from and customize. 
  • There is an option for a premium waiver under all plans for accidental total permanent disability and additionally, if one receives a critical illness diagnosis for 3D and 3D Life Long Protection options. 
  • Entire life protections are available under Life Long Protection and 3D Life Long Protection Plans
  • There are many options to choose from in premium payment mode and frequency. 
  • A feature called the 'Life Stage Protection' offers the option to raise insurance cover on certain milestones without the need for medicals.
  • Cover can also increase every year by using top-up.
  • Women and non-tobacco users get discounts on premiums.
  • Tax benefits are available, subject to amendments in existing laws.

Core Benefits/Advantages of C2P 3D Plus Plan

In this C2P 3D Plus brochure, the advantages and benefits of the plan are given below:

  • Death Benefit – This is the sum assured received on death. 
  • Terminal Illness Benefit – This benefit is thereunder, and all options and the payment of death benefit get accelerated on the diagnosis of a terminal illness. 
  • Benefit on Accidental Total & Permanent Disability – Waiver for all future premiums on the occurrence of a total & permanent disability due to an accident. 
  • Critical Illness Benefit - Waiver for all future premiums on the diagnosis of a critical illness, as available under 3D Life and 3D Life Long Protection options. 
  • Accidental Death Benefit – Extra life sum assured is payable and death benefit on the occurrence of accidental death. 
  • Maturity Benefit – All premiums are returned upon survival till the end of the policy’s term under the Return of Premium Option. 
  • Life Stage Protection – Upon reaching key milestones, the basic sum assured can increase on first marriage by half and first and second childbirths by quarter.
  • Top Up Option – This option exists for all plans to systematically increase cover from the first anniversary of the policy's commencement.
  • Tax Benefits-This plan offers tax benefits on the premiums paid.

*Tax benefit is subject to changes in tax laws.

The Process to Purchase C2P 3D Plus Plan

The process to purchase based on the C2P 3D Plus Brochure is the serenest when done online. The process is seamless and easy to master. Here are some of the broad steps:

Step 1: Visit the company website to log in. 

Step 2: Enter the sum assured as the first step.

Step 3: Choose the policy and plan based on this C2P 3D Plus Brochure. 

Step 4: Select a term and mode for paying premiums. 

Step 5: Once the details have been entered, a premium amount will be shown.

Step 6: At this point, it becomes necessary for the applicant to select their bank to proceed with payment. 

Step 7: On completion of payment, the applicant receives an acknowledgement. 

Step 8: Based on the plan selected, as given here in the C2P 3D Plus brochure, the applicant will receive a confirmation that they have been accepted. First, they will receive a soft copy. Then, a hard copy will follow. 

Documents required for C2P 3D Plus Plan

Once a person is making the application for any of the plans given in the C2P 3D Plus brochure, they must keep the following documents at hand. 

  • PAN Card and Aadhar Card for Identity Proofs.
  • Driving License, Gas Bills, Electricity Bills, Telephone Bills, etc., for Address Proofs.
  • Passport Copy for Age Proofs.
  • Passport Size Photographs
  • Income Tax Returns for Income Proof

Other Features

As mentioned before in this C2P 3D Plus brochure, there are nine plan options. Details of benefits under each are below:

  1. Life Option

    • Death Benefit
    • Acceleration of Death Benefit on Terminal Illness 
    • Waiver of Premiums on Accidental Total Permanent Disability 
  2. 3D Life Option

    • Death Benefit
    • Acceleration of Death Benefit on Terminal Illness 
    • Waiver of Premiums on Accidental Total Permanent Disability 
    • Waiver of Premiums on Critical Illness
  3. Extra Life Option

    • Death Benefit
    • Acceleration of Death Benefit on Terminal Illness 
    • Waiver of Premiums on Accidental Total Permanent Disability 
    • Extra Life Sum Assured on Accidental Death
  4. Income Option

    • Death Benefit
    • Acceleration of Death Benefit on Terminal Illness 
    • Waiver of Premiums on Accidental Total Permanent Disability 
  5. Extra Life Income Option

    • Death Benefit
    • Acceleration of Death Benefit on Terminal Illness 
    • Waiver of Premiums on Accidental Total Permanent Disability 
    • Extra Life Sum Assured on Accidental Death
  6. Income Replacement Option

    • Death Benefit
    • Acceleration of Death Benefit on Terminal Illness 
    • Waiver of Premiums on Accidental Total Permanent Disability 
  7. Return of Premium Option

    • Death Benefit
    • Acceleration of Death Benefit on Terminal Illness 
    • Waiver of Premiums on Accidental Total Permanent Disability 
    • Return of Premium on Maturity
  8. Life-Long Protection Option

    • Death Benefit
    • Acceleration of Death Benefit on Terminal Illness 
    • Waiver of Premiums on Accidental Total Permanent Disability 
  9. 3D Life Long Protection Option

    • Death Benefit
    • Acceleration of Death Benefit on Terminal Illness 
    • Waiver of Premiums on Accidental Total Permanent Disability 
    • Waiver of Premiums on Critical Illness

Terms and Conditions

The basic terms and conditions that form part of this C2P 3D Plus Brochure are as follows:

  • Tax Benefits
  • Cancellation is a free-look period
  • Revival
  • Nomination
  • Assignment
  • Alterations
  • Policy Loan
  • Prohibition of Rebates
  • Non-Disclosure
  • Indirect and Direct Taxes

Key Exclusions of C2P 3D Plus Plan

Within this C2P 3D Plus brochure, there are the following exclusions:

  1. Suicide Clause

    Exclusions for Extra Life and Extra Life Income Options

    • Death after 180 days of the accident
    • Self-harm or attempted suicide
    • Alcohol, solvent, and drug abuse
    • War, invasion, hostilities, civil war, rebellion, revolution, riot, or civil commotion
    • Flying activity
    • Act of a criminal nature with criminal intent
    • Hazardous hobby or pursuit

    Exclusions for 3D Life and 3D Life Long Protection Options

    • Death within 30 days of diagnosis of critical illness
    • Any sickness manifesting in 90 days of commencement
    • Self-harm or attempted suicide
    • Alcohol, solvent, and drug abuse
    • Act of a criminal nature with criminal intent
    • HIV or AIDS
    • Failure to seek or follow medical advice
    • Radioactive contamination because of a nuclear accident

FAQ's

Premium By Age

Term insurance articles

  • Recent Article
  • Popular Articles
11 Apr 2024

Government Term Insurance Schemes 2024

The Government of India is committed to the welfare and

Read more
03 Apr 2024

How Policybazaar Helps With Dedicated Claim Assistance

Mr. Kumar has been working with a Public sector bank in Delhi.

Read more
19 Mar 2024

Kotak Term Insurance Login

Kotak Life Insurance is one of the leading insurers offering a

Read more
07 Mar 2024

HDFC 5 Crore Term Insurance

Securing your family’s financial future involves a lot of

Read more
04 Mar 2024

Kotak 5 Crore Term Insurance

Financially protecting your family's future requires detailed

Read more
07 Mar 2014

1 Crore Term Insurance - Buy ₹1 Cr Term Insurance Plan...

Term insurance is a type of insurance plan that offers financial security to your loved ones in the event of your

Read more
27 Jun 2018

What Is Difference Between Term Insurance And Life Insurance

Life insurance plans help you create wealth, protect your family for the entire policy term, and save on your

Read more
20 Aug 2014

Term Insurance for Women in India

Term insurance for women is a type of life insurance specifically designed for fulfilling women’s needs and

Read more
24 Mar 2020

LIC Term Insurance 1 Crore

LIC of India offers various plans to help you secure the financial future of your loved ones. To ensure your

Read more
03 Dec 2020

What Is Saral Jeevan Bima

Saral Jeevan Bima (SJB) is a simple term insurance plan that offers financial protection for policyholder’s

Read more
top
View Plans
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL