In the world of complex and ambitious projects, from infrastructure development to industrial ventures, the movement of heavy and valuable equipment is an inherent challenge. Ensuring the safe transit of project cargo is critical to the success of these endeavours. This is where Project Cargo Insurance steps in as a crucial safeguard. In this comprehensive guide, we'll explore what Project Cargo Insurance is, its key features, and the inclusions and exclusions you need to be aware of.
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Project Cargo Insurance is a part of marine insurance. It is a specialized insurance policy designed to protect the valuable equipment, machinery, and materials involved in large-scale projects during their transportation. This type of insurance is particularly relevant for industries like construction, infrastructure development, and industrial ventures, where the movement of heavy and valuable cargo is a common occurrence.
The primary purpose of Project Cargo Insurance is to provide financial protection against unforeseen events that can disrupt the successful completion of a project.
Here are a few features of project cargo insurance:
Here are a few common coverages provided under project cargo insurance:
Here are a few common exclusions under project cargo insurance:
Disclaimer: Remember that the specific terms and conditions of your Project Cargo Insurance policy may vary, so it's essential to thoroughly review your policy documents and consult with your insurance provider for detailed information about coverage and procedures.
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*Savings of 42% are based on the comparison between the highest and lowest premiums for a Rs 50 lakh sum insured under Inland Transit Clause B or Institute Cargo Clause B for single transit cover of auto spare parts with shipment type of Inland(Domestic) and road as mode of transport. Premium varies on the basis of Occupancy, Business Activity & Coverage Type
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