Baroda Gujarat Gramin Bank FD Rates

Sponsored by the Bank of Baroda, Baroda Gujarat Gramin Bank has 499 branches in 22 districts of Gujarat. The bank was formed under the Regional Rural Bank act of 1976. In the amalgamation process of banks in 2005 by the Indian Government, Panchmahal Vadodara Gramin Bank, Surat Bharuch Gramin Bank, Valsad Dang Gramin Bank were amalgamated as Baroda Gujarat Gramin Bank.

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Baroda Gujarat Gramin bank offers multiple facilities to its customers of which fixed deposit schemes are the most popular. The Baroda Gujarat Gramin Bank FD rates are reasonable and provide convenient features and facilities and the FD account.


A fixed deposit is a reliable source of investment for those looking for better and safe returns. The fixed deposit scheme from Baroda Gujarat Gramin Bank offers benefits to its rural customers. 

Some of the features and benefits are: 

  • The Bank provides easy access to opening an FD account without inconvenience. The process of opening FD at the Bank is made simple and easily accessible online and offline. 
  • The Fixed deposits are short-term and long-term.
  • Short-term deposits start as low as a minimum deposit amount of Rs. 1000 for 7 days to a maximum of 12 months.
  • Long-term deposits are available under Regular Income, Monthly Income, Quarterly Income, and Term Deposits. They range from 12 months to 120 months.
  • Senior citizens can gain higher interest rates in comparison to regular citizens.
  • The maturity period can manage to include all kinds of rural customers without limitations. The interest rates are quite reasonable according to the tenures.
  • A customer can receive monthly, quarterly, and yearly payouts. 
  • Any customer can avail of the loan facility against the Fixed Deposit. The loan can be up to 85% of the FD.
  • Senior citizens can choose to apply comfortably from their homes.
  • The deposit tenure ranges from 30 days to 10 years.

Baroda Gujarat Gramin Bank FD Interest Rates 2021

If the customer has a lump sum amount to invest, choosing the maturity period and the interest rate options are crucial to open a fixed deposit account. The interest rates depend upon the amount deposited and investment period. 

Here is the list of Baroda Gujarat Gramin Bank FD Interest Rates:

Maturity Period

Interest Rates per annum

30 days


45 days


60 days


90 days


120 days


6 months


9 months


12 months


2 years


3 years


4 years


5 years


10 years


*The mentioned interest rates date July 15, 2021. The rates are subjected to changes.

Baroda Gujarat Bank FD Rates: Things to Know!

Some of the things to know about Baroda Gujarat Bank FD rates are:

  • The Baroda Gujarat Gramin Bank FD rates offer a range of tenures for the customers to select according to their goals. It ranges from 30 days to 10 years.
  • The rates are attractive, and anyone, irrespective of an individual, a business firm, or a trust, can open a fixed deposit at the Baroda Gujarat Gramin Bank without much hassle. 
  • Special consideration is given to Senior citizens in terms of 0.50% higher interest rates against their deposits for Rs. 10,000 and above.
  • The Baroda Gujarat Gramin Bank FD rates also provide special features and facilities along with reasonable interest rates.

The Final Words

Before deciding on the deposit, one must compare the tenure with the interest rates. The interest rates can be confirmed by contacting bank officials or visiting the official site. This will help in securing the deposit and achieve the expected interest rates at the end of maturity.

Written By: PolicyBazaar - Updated: 12 August 2021
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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