LIC Login: Everything You Need to Know For LIC Customer Login

What is LIC Login?

The LIC login is a secure service portal that allows Life Insurance Corporation (LIC) policyholders to access their insurance accounts online. Through the LIC customer portal, users can manage policies, make premium payments, track claims, and access various services anytime, from anywhere. The LIC customer login portal is designed to serve both new and existing users. For first-time users, the LIC policy login requires a one-time registration. Once registered, you can easily use the LIC login online feature to access your account with a User ID and password.

The LIC customer portal login can be accessed directly from the official LIC portal, the central hub for all policy-related online services. It supports functionalities such as LIC online payment login, where users can pay premiums digitally without visiting a branch.

Who is Eligible to Register for LIC Online Services?

If you are a LIC policyholder, you can register for the LIC customer portal. Using the LIC web portal, you LIC customers can avail of the various services as mentioned above. Here is a detailed explanation of the eligibility to enable the LIC customer portal login:

• Anyone who has their own or their minor child’s LIC policy.

• Married couples who have the same policy will be provided with a unique login ID and password to access the LIC policy independently.

• Also, anyone with a valid LIC policy can register on the LIC customer portal to access services like the LIC login using policy number, view policy details, and pay premiums online.

LIC Login Online Process: How to Use LIC Login Customer Portal?

Follow the below-mentioned steps to check how a new user and a registered user can visit LIC online payment login portal: 

How to Use LIC Login Customer Portal as a New User? 

Follow detailed stepwise procedure given if you are new LIC customer and you wish to use LIC login online services via the LIC portal:

Step 1: On the official LIC website go to the 'Customer Portal' tab available in the ‘log in’ menu.

Step 2: Select the 'Don’t have an account? Sign up' option at the bottom.

Step 3: Submit policy details such as Policy Number, Date of Birth, Gender, Premium Amount, etc. and hit 'Proceed'.

Step 4: Create a new 'Username' and 'Password' in this step, and return to the login page from the customer portal. 

Step 5: Use the new 'Username' and 'Password' that you created to log in. Hit the 'Submit' button.

Step 6: Next, after you have registered your LIC policy, you will get the required details from the 'Enrol Policies' tab on the left-hand side of the screen. Click on the 'View Enroled Policies' option.

Step 7: Verify the 'Captcha' to check the LIC policy status online.

LIC Online Premium Payment from LIC Customer Login Portal for Registered Users

After you have successfully logged in to the LIC Customer Portal, follow these steps for LIC premium payment online:

Step 1: Go to the official website of LIC of India and click on the ‘Customer Portal’ option in the ‘log in’ menu.

Step 2: You can choose the preferred option to log in to the LIC customer portal with the User ID or get an OTP on the registered mobile number. Click on the ‘Login’ button.

Step 3: Click the ‘Self Policies’ option for full policy details. In case your premium is due, the ‘premium due date’ will pop up on the screen.

Step 4: Click on the ‘Pay Premium’ option to proceed with the payment and provide the required details.

Step 5: Select the preferred premium payment mode and make your LIC premium payment online using Credit Card, Debit Card or Net Banking.

LIC Login Online Process If You Have Forgotten User ID

Step 1: Log on to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Customer Portal’ tab under ‘Online Services’.

Step 2: On the LIC e-Services page, click on the ‘Registered User’ button.

Step 3: On the login form, click on the ‘Forgot user ID/Password?” link.

Step 4: With the ‘User ID’ option selected, enter your ‘Policy Number’, ‘Premium’ and ‘Date of Birth’.

Step 5: Fill out the correct Captcha and then click on the ‘Submit’, button to proceed.

LIC Policy Login Process In Case of Forgotten Password

There could be a chance that you forget or misplace your login password. In such a scenario, it can be easily retrieved by following the steps given below:

Step 1: Visit the LIC website.

Step 2: Go to ‘Online Services’ and click on the ‘Customer Portal’ option.

Step 3: Find and click on the ‘Registered User’ option under the ‘LIC e-Services' page.

Step 4: Click on the ‘Forgot User ID/Password’ link.

Step 5: Provide your user ID and DOB.

Step 6: Enter the captcha and submit.

Step 7: A new password will be shared to you on your email and your registered mobile number. Using this new password, you can log into your account.

LIC Customer Portal Login: Services and Benefits  

The LIC customer portal login allows policyholders to access a wide range of digital services anytime, anywhere. With the LIC customer login portal, users can conveniently manage their policies, make payments, and resolve queries without visiting a branch. The LIC online payment login facility offers seamless access to services such as checking policy status, premium dues, loan details, nominee information, and more.
Key services and benefits of the LIC portal login include:

• Check LIC Policy Status Online: After logging in to your LIC account, you can quickly check the current status of your policy. This will tell you if your policy is active, expired, or approaching renewal, so you always know where you stand with your coverage.

• LIC New User Registration: If you're new to LIC and haven't created an account yet, you can easily register online. By doing this, you’ll get access to all of LIC e-services, making it simple to manage your policy and make payments from anywhere.

• LIC Premium Payment Online: With the LIC online portal, you can pay your premiums securely without visiting an office. It's a fast and easy way to keep your policy up to date and avoid late payment penalties. LIC of India has also launched the LIC Digital app, the official LIC mobile app, through which premium payments have become seamless, quick, and convenient.

• Download LIC Premium Payment Receipt: Once you’ve made your premium payment online, you can download and save a receipt. This is great for your records, and it gives you proof of payment in case you ever need it for any reason.

• Check LIC Policy Terms and Conditions: Through the online portal, you can access all the important details about your LIC policy, such as what’s covered, what’s not, the benefits, exclusions, and other terms. It’s a helpful way to better understand your policy.

• LIC Bonus Status: If your policy includes bonuses, you can check the status of those bonuses through the portal. This will let you know if any bonuses have been added to your policy and how they affect your overall benefits.

• LIC Claim Status and History: You can track the status of any claims you have made on your policy. This feature also allows you to view the history of any past claims, so you can stay updated on the progress of your claims and manage your policy better.

• Add Your Spouse's and Children's Names: If you need to update your policy, you can easily add the names of your spouse and children as beneficiaries through the online portal. It’s also a convenient way to make other changes to your policy as your life situation evolves.

• Track LIC Premium Due Calendar: The LIC portal offers a handy calendar feature where you can see all of your upcoming premium due dates. This helps you stay organized and ensures you never miss a payment. You can also track your LIC premium payment due date on the LIC mobile application.

• LIC Loan Status and Repayment: If you have taken a loan against your policy, you can view the status of that loan online. You’ll also have access to detailed information about the repayment schedule, remaining balance, and any other relevant loan details.

• LIC Policy Revival Quotation: If your LIC policy has lapsed, don’t worry. You can request a revival quotation through the online portal. This will provide you with the details and cost of bringing your policy back into effect.

• Get the LIC Proposal Form: If you are interested in purchasing a new policy or making changes to your existing one, you can download the LIC proposal form directly from the portal. This makes applying for new policies or modifications quick and simple.

• LIC Complaint Registration: If you have any issues or concerns regarding your policy or services, you can easily register a complaint through the LIC portal. This ensures that your concerns are heard and addressed timely.

LIC Premium Payment Modes and Channels 

You can pay your LIC premiums online and offline, making it convenient for all policyholders. Here’s a simple breakdown of the available payment options:

LIC Online Premium Payment Modes 

• LIC Website: Pay premiums using net banking, debit card, credit card, or UPI.

• LIC Mobile App: Download LIC app (LIC Digital App) and use it for quick premium payments.

• Third-Party Apps: Pay through apps like Google Pay, MobiKwik, and PhonePe.

LIC Offline Premium Payment Modes 

• Mandate Forms: Submit mandate forms at an LIC branch to set up automatic payments through NACH (National Automated Clearing House).

• ATMs: Pay premiums at Axis Bank and Corporation Bank ATMs.

Other Payment Options 

• Authorised Banks: Pay at Axis Bank, Corporation Bank, IDBI Bank, or City Union Bank branches.

• Franchisees: Use services like AP Online, MP Online, InstaPay, CSC, Paytm, or Suvidha Infoserve.

• LIC Merchants: Make payments through LIC Merchant Login at Premium Points, Life-Plus (SBA) centers, Retired LIC Employee Collection Points, LIC Associates, or Chief Organisers. 

• Salary Saving Scheme (SSS): If your employer is enrolled in this scheme, your premium will be automatically deducted from your salary and paid to LIC.

These multiple payment options ensure that you can easily keep your policy active, whether you prefer online or offline methods. To pay the premiums of the LIC policy, the insurance holder can directly login to the company's website. However, there are other alternatives as well. The policyholders can pay the premium offline by visiting the LIC's official branch office.

Besides this, the policyholder can also use electronic modes for the policy's premium payment. The policyholder must provide the ECS mandate for the respective bank, after which the LIC will create a standing instruction. According to the premium due date of the policy, the amount will be deducted directly from the bank account of the insurance holder. For your better understanding, we have shown LIC channels' premium payment modes in a tabular form.

Summing Up

Using the LIC customer login portal to access your LIC policy is the right choice if you want details of your LIC policy. It can be easily used on the LIC Digital App, the official LIC Mobile application, and you can access everything at your convenience. LIC login on the LIC India mobile app is easy and lets you know about your policy status, premium amounts, premium due dates, riders information, changing names, etc.

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