Reliance Smart Pension Plan is a non-participating Unit-linked pension plan which enables the policyholder to build a retirement corpus for a tension free retirement. The corpus is also subject to market participation through investment in units so as to maximize wealth.
Secure Your Retirement with
100% Guaranteed
Pension For Life
Invest 20 Lacs Get ₹ 1.6 Lacs pension for Life
Guaranteed Return For Life
Multiple Annuity Options
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
|
Minimum |
Maximum |
|||
Entry Age (Last Birthday) |
18 years |
65 years |
|||
Maturity Age (Last Birthday) |
45 |
75 |
|||
Policy Term (PT) in years |
Single pay – 10 Limited or Regular Pay - 15 |
30 |
|||
Premium Paying Term (PPT) in years |
10 |
30 |
|||
Premium Paying Frequency |
Annual, half-yearly, quarterly, monthly |
||||
Yearly Premium
|
PPT 10-14 yrs. |
PPT 15-19 yrs. |
PPT 20 yrs. & above |
No limit |
|
Regular Pay |
Annually |
NA |
36,000 |
20,000 |
|
Half-yearly |
18,000 |
10,000 |
|||
Quarterly |
9,000 |
5,000 |
|||
Monthly |
3,000 |
2,000 |
|||
Limited Pay |
Annually |
48,000 |
48,000 |
24,000 |
|
Half-yearly |
24,000 |
24,000 |
12,000 |
||
Quarterly |
12,000 |
12,000 |
6,000 |
||
Monthly |
4,000 |
4,000 |
3,000 |
||
Single Pay |
50,000 |
No limit |
Benefit illustration for an annual premium of Rs.50,000 for a 35 year male
|
Policy Term 15 years |
Policy term 20 years |
Annuity p.a. |
81,880 |
139,891 |
Fund Value @ 8% |
123,466 |
19,31,443 |
Policyholder has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof and other KYC documents.