The IndusInd Nippon Life Premier Wealth Insurance Plan is a life insurance plan that focuses on wealth generation in terms of saving but at the same time remains financially safe. It is an integrated mix of investment opportunities related to the market and life insurance, making it favourable for long-term financial planning. Among the plans are the wealth boosters, which reward policyholders by keeping them invested and building a stronger corpus in the long term.
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
| Criteria | Minimum | Maximum |
| Age At Entry | 30 days | 60 years |
| Age At Maturity | 18 years | 70 years |
| Policy Term | 10 years | 30 years |
| Premium Payment Term | 5 years | Equal to Policy Term |
| Annual Premium | ₹2,00,000 | No limit |
| Top-Up Premium | ₹10,000 | As per policy rules |
| Premium Payment Mode | Yearly, Half-Yearly, Quarterly, Monthly |
Some of the key features of the IndusInd Nippon Life Premier Wealth Insurance Plan include:
If you want to explore more options from the same insurer, you can check other plans offered under Reliance Life Investment Plans to compare features and benefits.
The IndusInd Nippon Life Premier Wealth Insurance Plan is an investment-growth and protection plan suited for long-term financial planning.
Understanding policy terms can help you make better financial decisions.
A grace period allows payment of missed premiums without losing policy benefits.
By paying all outstanding premiums, the policy can be reinstated within a specified period.
The policy will give you 15 days (30 days in the case of distance marketing) to review the policy and withdraw it in case you feel dissatisfied.
The plan allows a 5-year lock-in, meaning they cannot surrender or make withdrawals.
You can switch between available funds multiple times during the policy term, subject to limits.
You can also review the investment plans available in the market to choose one that aligns with your long-term financial goals.
| Fund Name | NAV |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| Bandhan Life Debt Fund | ₹39.39 | ₹91 Cr | 5.14% | 6.58% | |
| Bandhan Life Secure Fund | ₹28.49 | ₹50 Cr | 5.07% | 4.57% | |
| Bandhan Life Blue Chip Equity Fund | ₹30.7 | ₹192 Cr | 11.13% | 11.46% | |
| Bandhan Life Stable Fund | ₹32.62 | ₹15 Cr | 7.26% | 8.85% | |
| Bandhan Life Accelerator Fund | ₹47.79 | ₹206 Cr | 13.02% | 13.08% | |
| Bandhan Life Opportunity Fund | ₹39.87 | ₹225 Cr | 17.28% | - | |
| Bandhan Life Pension Debt Fund | ₹31.36 | ₹4 Cr | 5% | 6.39% | |
| Bandhan Life Pension Enhanced Equity | ₹112.47 | ₹16 Cr | 13.3% | 12.94% | |
| Bandhan Life Pension Nifty 500 Momentum Quality 50 Index Fund | ₹9.93 | ₹3 Cr | - | - | |
| Aegon Balanced | ₹44.79 | ₹12 Cr | 7.59% | 9.06% | |
| Aegon Enhanced Equity | ₹69.69 | ₹110 Cr | 13.08% | 12.74% | |
| Aegon Pension Balanced | ₹51.18 | ₹2 Cr | 8.41% | 9.55% | |
| Aegon Pension Index | ₹85.74 | ₹6 Cr | 8.58% | 10.9% | |
| Aegon Pension Secure | ₹28.35 | ₹1 Cr | 4.46% | 4.97% | |
| Aegon Life Group Equity Fund | ₹59.88 | ₹13 Cr | 14.03% | - | |
| Bandhan Life Flexi Cap Fund | ₹11.17 | ₹85 Cr | - | - | |
| Bandhan Life Mid Cap Fund | ₹10.17 | ₹71 Cr | - | - |

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ