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IndusInd Nippon Life Premier Wealth Insurance Plan
The IndusInd Nippon Life Premier Wealth Insurance Plan is a life insurance plan that focuses on wealth generation in terms of saving but at the same time remains financially safe. It is an integrated mix of investment opportunities related to the market and life insurance, making it favourable for long-term financial planning. Among the plans are the wealth boosters, which reward policyholders by keeping them invested and building a stronger corpus in the long term.
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ULIP Plans
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Reliance ULIP Plan
- IndusInd Nippon Life Premier Wealth Insurance Plan
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Midcap Fund
SBI Life
AUM:57,040 Cr
57,040 Cr
NAV
50.43
-50.43%
Returns
19.16%
Highest Returns
Opportunities Fund
HDFC Life
AUM:35,377 Cr
35,377 Cr
NAV
79.15
0.52%
Returns
15.53%
Highest Returns
High Growth Pension Fund
Axis Max Life
AUM:4 Cr
4 Cr
NAV
10.38
0.01%
Returns
22.85%
Highest Returns
US Technology Advantage Fund
ICICI Prudential Life
AUM:0 Cr
0 Cr
NAV
0.00%
Returns
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Multi Cap Fund
Tata AIA Life
AUM:10,579 Cr
10,579 Cr
NAV
66.28
-66.28%
Returns
16.42%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Eligibility Criteria for the IndusInd Nippon Life Premier Wealth Insurance Plan
| Criteria | Minimum | Maximum |
| Age At Entry | 30 days | 60 years |
| Age At Maturity | 18 years | 70 years |
| Policy Term | 10 years | 30 years |
| Premium Payment Term | 5 years | Equal to Policy Term |
| Annual Premium | ₹2,00,000 | No limit |
| Top-Up Premium | ₹10,000 | As per policy rules |
| Premium Payment Mode | Yearly, Half-Yearly, Quarterly, Monthly |
Features of the IndusInd Nippon Life Premier Wealth Insurance Plan
Some of the key features of the IndusInd Nippon Life Premier Wealth Insurance Plan include:
- This plan offers both self-managed and auto-managed investment options, giving you the flexibility to control or automate your portfolio.
- It allows you to switch between funds depending on your financial goals and market outlook.
- Wealth boosters are added from the eighth policy year onwards, helping enhance your fund value over time.
- You can choose from multiple premium payment options such as single pay, limited pay, or regular pay.
- The plan offers liquidity through partial withdrawals after completing five policy years.
- It also provides life insurance cover to ensure financial protection for your family.
If you want to explore more options from the same insurer, you can check other plans offered under Reliance Life Investment Plans to compare features and benefits.
Benefits of the IndusInd Nippon Life Premier Wealth Insurance Plan
The IndusInd Nippon Life Premier Wealth Insurance Plan is an investment-growth and protection plan suited for long-term financial planning.
- Maturity Benefit: When the policy period is complete, you will receive the amount of money that you invested in the policy and some interest that has been added to your investment.
- Death Benefit: According to the policy, the nominee receives the sum paid in case of the policyholder's death within the policy term as per the highest of the sum assured, fund value or the 105% of the sum paid in premiums as stipulated by the policy.
- Wealth Creation: Market-linked returns, along with wealth boosters, help build a larger corpus over time.
- Flexibility: You can switch funds, redirect premiums, and adjust your investment strategy as your needs change.
- Tax Benefits: Premiums paid and benefits received may be eligible for tax benefits as per applicable laws.
Policy Details of the IndusInd Nippon Life Premier Wealth Insurance Plan
Understanding policy terms can help you make better financial decisions.
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Grace Period
A grace period allows payment of missed premiums without losing policy benefits.
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Revival
By paying all outstanding premiums, the policy can be reinstated within a specified period.
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Free Look Period
The policy will give you 15 days (30 days in the case of distance marketing) to review the policy and withdraw it in case you feel dissatisfied.
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Surrender
The plan allows a 5-year lock-in, meaning they cannot surrender or make withdrawals.
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Fund Switching
You can switch between available funds multiple times during the policy term, subject to limits.
You can also review the investment plans available in the market to choose one that aligns with your long-term financial goals.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| Bandhan Life Debt Fund | ₹40.4 | ₹93 Cr | 5.77% | 6.74% | |
| Bandhan Life Secure Fund | ₹28.75 | ₹46 Cr | 5.25% | 4.6% | |
| Bandhan Life Blue Chip Equity Fund | ₹30.68 | ₹206 Cr | 10.79% | 11.55% | |
| Bandhan Life Stable Fund | ₹32.65 | ₹17 Cr | 7.17% | 8.82% | |
| Bandhan Life Accelerator Fund | ₹47.61 | ₹219 Cr | 12.58% | 13.16% | |
| Bandhan Life Opportunity Fund | ₹40.33 | ₹234 Cr | 16.68% | - | |
| Bandhan Life Pension Debt Fund | ₹32.12 | ₹4 Cr | 5.6% | 6.53% | |
| Bandhan Life Pension Enhanced Equity | ₹111.81 | ₹18 Cr | 12.93% | 13.01% | |
| Bandhan Life Pension Nifty 500 Momentum Quality 50 Index Fund | ₹9.63 | ₹2 Cr | - | - | |
| Aegon Balanced | ₹44.71 | ₹12 Cr | 7.45% | 8.68% | |
| Aegon Enhanced Equity | ₹69.2 | ₹69 Cr | 12.39% | 12.37% | |
| Aegon Pension Balanced | ₹51.05 | ₹2 Cr | 8.32% | 9.22% | |
| Aegon Pension Index | ₹85.04 | ₹6 Cr | 8.2% | 10.47% | |
| Aegon Pension Secure | ₹28.59 | ₹1 Cr | 4.62% | 4.95% | |
| Aegon Life Group Equity Fund | ₹59.59 | ₹13 Cr | 13.35% | - | |
| Bandhan Life Flexi Cap Fund | ₹11.21 | ₹91 Cr | - | - | |
| Bandhan Life Mid Cap Fund | ₹10.29 | ₹82 Cr | - | - |
See more plans
Exclusions Under the IndusInd Nippon Life Premier Wealth Insurance Plan
- Suicidal Cover: If death occurs due to suicide within 12 months from policy commencement or revival, benefits will be paid as per policy terms.
FAQs
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Does the IndusInd Nippon Life Premier Wealth Insurance Plan have a lock-in period?
Yes, there is a five-year lock-in required of the plan. In the process, it will be impossible to withdraw from or completely give up your investment. -
What are the boosters of wealth in this plan?
Additional units in your fund in the 8th policy year are the Wealth boosters, which add to your investment value. -
What will become of me if I begin not to pay premiums?
Failure to pay premiums during the grace period will result in the policy being placed in discontinued status. You can always choose to revive the policy for a specified period. -
Who should consider this plan?
This plan is applicable to those who would want to accumulate wealth long-term, as well as include life insurance and the ability to flex investments.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ