How to Fill and Submit The LIC Certificate of Existence?

Let’s find out how to fill out the LIC Certificate of Existence or the Life Certificate both online and offline.

What is the LIC Certificate of Existence?

Also known as the Life Certificate, or the Jeevan Praman Patra, LIC's Certificate of Existence is the proof of life of the pensioner to continue receiving the benefits of her/his annuities. Every pensioner must get this form filled and attested periodically by a competent authority depending on her/his pension option. With the help of this certificate of existence LIC of India continues paying the annuity payments. LIC Life Certificate online and offline submission options are also available through platforms like Jeevan Saakshya where pensioners can submit their LIC Annuity Life Certificate digitally. To initiate the process, users can download the LIC Life Certificate form or access the LIC Annuity Existence Certificate online submission portal. It is important to submit the existence certificate of LIC timely as ensures uninterrupted pension disbursal.

How to Fill The LIC Certificate of Existence?

The LIC Life Certificate has to be duly filled and certified by designated authorities and subsequently signed by the pensioner. This certificate is important to keep your pension plan active and to continue receiving the benefits as stated in the policy bond. 

Step-by-Step Guide to Fill LIC’s Life Certificate

Step 1: Get the Form

Visit the LIC website, go to the "Pension Plans" section, and download the Existence Certificate from the "Pensioner’s Page." You can also get a physical copy from your nearest LIC branch.

Step 2: Fill in the Details

Write your name, annuity number, employee number (if any), and contact details. Enter the date of appearance and sign the form as the annuitant.

Step 3: Visit the Attesting Authority

Take the form to a recognised official like a Bank Manager, Gazetted Officer, Doctor, Post Master, Principal, or authorised LIC personnel. They must verify your identity, sign the form, and add their stamp, name, address, and official details.

Step 4: Confirm Identity in Person

You must be physically present when signing the form. The official will confirm that you signed in their presence and that your identity has been verified.

Step 5: Submit the Form

Submit the completed and attested form to your LIC branch within the due date to avoid any delay in your pension payments.

How to Submit LIC Life Certificate Online?

LIC existence certificate online submission can be done through the LIC Jeevan Saakshya app and the Jeevan Pramaan portal. Here are the steps through the 2 online methods:

1. Digital Submission via LIC Jeevan Saakshya App

   Step 1: Get the LIC Jeevan Saakshya app from the Play Store or App Store.

   Step 2: Sign up using your mobile number or email.

   Step 3: Provide your LIC annuity or pension number, date of birth, and pension type.

   Step 4: Authenticate via Aadhaar or DigiLocker and take a selfie.

   Step 5: Confirm and submit your LIC Life Certificate online.

2. Digital Submission via Jeevan Pramaan

   Step 1: Download the Jeevan Pramaan App

   Step 2: Register and authenticate by entering your Aadhaar number, Pension Payment Order (PPO), bank details, and mobile number.

   Step 3: Complete biometric authentication (fingerprint or iris scan). A unique Pramaan ID is generated once verified.

   Step 4: Generate Digital Life Certificate (DLC). The app creates your Digital Life Certificate. Your Pramaan ID is sent via SMS to your registered mobile.

   Step 5: Submit to LIC: Provide your Pramaan ID to LIC through the portal or LIC branch.

How to Submit LIC Life Certificate Offline?

• LIC Branches: Submit the life certificate for LIC at your nearest LIC office.

• Banks/Post Offices: Many designated branches accept the LIC Certificate of Existence.

• Facilitator Option: Use the “Facilitator” feature in the Jeevan Saakshya app for assisted submission, if you're unable to do it yourself.

Submission Timelines for LIC’s Life Certificate

The plan options, along with details of LIC’s Certificate of Existence submission, are highlighted below:

• Annuity for Life with Return of Capital (ROC): LIC Certificate of Existence has to be submitted once in 5 years. 

• Annuity for Life: LIC Certificate of Existence has to be submitted every year.

• Annuity for 5 Years Guaranteed and Life Thereafter: LIC Certificate of Existence has to be submitted after 5 years and then every year subsequently.

• Annuity for 10 Years Guaranteed and Life Thereafter: LIC Certificate of Existence has to be submitted after 10 years and then every year subsequently.

• Annuity for 15 Years Guaranteed and Life Thereafter: LIC Certificate of Existence has to be submitted after 15 years and then every year subsequently.

• Annuity for 20 Years Guaranteed and Life Thereafter: LIC Certificate of Existence has to be submitted after 20 years and then every year subsequently.

• Annuity for Lifetime with a Facility of Payment of 100 % Annuity to the Spouse On the Annuitant’s Death: LIC Certificate of Existence has to be submitted every year.

• Annuity for Lifetime with a Facility of Payment of 100 % Annuity to the Spouse Upon Annuitant’s Death with Return of Capital (ROC) Purchase Price Upon Last Annuitant’s Death: LIC Certificate of Existence has to be submitted once in 5 years.

Please note that the certificate of existence has to be attested by a certifying authority such as a Gazetted Officer, a Class I Officer of LIC, a registered medical practitioner, or an officer of the bank where the pensioner has an account, among others. 

In Conclusion!

Filling and submitting the LIC Certificate of Existence is a simple but essential task for all pensioners and annuitants. With the availability of both physical forms and convenient options like the LIC Jeevan Saakshya app and Jeevan Pramaan portal, the process has become easier than ever. Whether you choose to submit the life certificate for LIC offline or opt for the LIC Life Certificate online route, timely submission is crucial to avoid delays in your annuity payouts.

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