LIC Plan 102 Maturity Calculator

LIC plan 102 is the company’s Jeevan Kishore policy that was withdrawn in the year 2014. Although the plan is no longer available for sale, you can use the LIC calculator discussed here to see the kind of returns you could expect from this plan. If the maturity amount from LIC Jeevan Kishore suits your needs, you can use it as a standard to compare the currently active LIC endowment plans. 

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What is the LIC Plan 102 Maturity Calculator?

It is an online tool that can be used to calculate the maturity benefit amount out of the Jeevan Kishore Insurance Policy (Table no. 102). When used before buying a policy, this LIC maturity calculator can help you understand if the chosen plan is even worth the purchase. Since the plan has been withdrawn by the company, it would only make sense to use this tool to compare similar endowment-based insurance plans for children.

Benefits of Using the LIC Plan 102 Maturity Calculator

  • It is available online and so can be used from the comfort of your home.

  • It eliminates third-party communication which reduces the chances of miss-selling.

  • It can be used as the basis for comparing the other LIC endowment plans that come with similar features.

  • It offers quick and accurate results that save time.

  • Each user gets personalized results as per their unique needs.

  • It can be used multiple times so that the user can get to their desired coverage as per their budget and needs.

How Does the LIC Plan 102 Maturity Calculator Work?

This LIC calculator uses the following factors to give the most accurate results -

  • Entry age

  • Gender

  • Sum assured

  • Policy term

  • Premium paying term

  • Frequency of premium payment (monthly, quarterly, half-yearly, or yearly)

Based on these factors, the calculator gives you an estimate of the maturity benefit. For your information, the maturity benefit amount out of the LIC plan no. 102 includes the sum assured plus all the accumulated bonuses. The total amount is paid out in lump sum at the end of the policy term if the life assured survives the whole duration.

Since the bonus amount depends on the company’s profit each year, the total amount may vary with time.

To fill in the above details and to use the LIC Plan 102 maturity calculator, you should be aware of the policy's minimum and maximum conditions that have to be met.

Eligibility Criteria of LIC Jeevan Kishore (Plan no. 102)

Minimum age of entry 0 years
Maximum age of entry 12 years
Minimum age at maturity 20 years
Maximum age at maturity 45 years
Minimum sum assured Rs.50,000
Minimum policy term 15 years
Premium paying term Policy term minus 3 years

About LIC Jeevan Kishore (Plan No. 102)

LIC Jeevan Kishore was designed as a child plan to encourage parents to save money for their kids' future. The child is the life assured under this plan which means that the death benefit is only paid upon the death of the child. If the child survives throughout the policy term, he/she receives the full maturity benefit to be used as per their needs. The LIC plan 102 maturity calculator can help you calculate this amount so that your child has the financial means to cover their future expenses.


  • Q: What is plan 102 in LIC?

    Ans: It is a child insurance plan under the name of LIC Jeevan Kishore. The child receives a maturity amount in a lump sum when they grow older. Parents can use it to grow a corpus for their child’s education or marriage.
  • Q: What is the maturity benefit amount of LIC Jeevan Kishore?

    Ans: It is the sum assured plus the bonus amount. Parents can choose a sum assured anywhere in the range of Rs.50,000 to Rs.40 Lakhs.
  • Q: When does the risk cover start with LIC plan 102?

    Ans: The life cover on the child starts either on completing 2 years of the policy or when the child completes 7 years of age. Whichever of these events come later will be considered as the date when the cover starts.
  • Q: How is the LIC maturity amount calculated?

    Ans: It is calculated based on multiple factors such as the entry age, sum assured, policy term, accrued bonuses, premium amount, premium paying term, and the frequency of payments, among others.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
+Returns Since Inception of LIC Growth Fund
~Source - Google Review Rating available on:-
++Returns are 10 years returns of Nifty 100 Index benchmark

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