LIC Jeevan Saral Maturity Calculator

What is LIC Jeevan Saral Premium & Maturity Calculator?

The LIC Jeevan Saral Maturity Calculator is an online tool for policyholders to estimate the maturity benefits of their existing LIC Jeevan Saral policy. Though the plan is no longer available for new purchases, users can still calculate the LIC Jeevan Saral Plan 165 maturity amount by entering key details such as policy term, premium, and sum assured.

For more accurate estimates, especially for long-term policies like Jeevan Saral maturity after 15 years, the LIC Jeevan Saral with Profits Maturity Calculator considers loyalty additions and annual bonuses. Variants like the Jeevan Saral (Plan-165) Maturity Calculator, Jeevan Saral Plan 165 Maturity Calculator, and Jeevan Saral 165 Maturity Calculator provide further customization to reflect actual policy benefits.

In addition to maturity estimates, the same tool often doubles as an LIC Jeevan Saral Calculator to help users review premium payments. This feature allows policyholders to check past or ongoing premiums and better understand their plan's cost-to-benefit ratio.

Policybazaar’s Online Term Insurance calculator also allows you to check your Term Insurance Plan premium and maturity amount.

Benefits of using the LIC Jeevan Saral 165 Maturity Calculator

The LIC Jeevan Saral Policy Maturity Calculator is important to policyholders and individuals considering this policy. Here's why:

• Accuracy: The LIC Jeevan Saral Maturity Calculator can help you estimate your maturity amount accurately, aiding in better financial planning.

• Time-saving: The LIC Jeevan Saral with Profits Maturity Calculator provides a transparent breakdown of benefits with no hidden surprises.

• Easy comparison: Tools like the Jeevan Saral (Plan-165) Maturity Calculator help you understand the returns clearly.

• Transparency: Save time with quick, error-free calculations using the Jeevan Saral 165 Maturity Calculator, especially for planning Jeevan Saral maturity after 15 years.

• Informed decision-making: Easily compare policy terms and premiums using the Jeevan Saral Calculator for smarter decision-making.

How Does LIC Jeevan Saral Maturity Calculator Work? 

The LIC Jeevan Saral Plan 165 Maturity Value Calculator is an online tool on the LIC’s official website. It calculates the maturity benefit amount and the applicable with-profit bonus rate for the year. This gives you an idea of whether the coverage is enough to fulfill your family’s needs while aligning with your financial planning.

Here is how you can calculate the LIC Jeevan Saral maturity benefit using the LIC Jeevan Saral Policy Maturity Calculator.

To use the LIC Jeevan Saral Maturity calculator, you'll need to input:

• Policy Term: The number of years you chose when purchasing the policy (e.g., 10, 15, 20, 25 years).

• Annual Premium: The amount you pay each year.

• Entry Age: Your age when you bought the policy.

Based on these inputs, the calculator estimates:

• Guaranteed Maturity Sum Assured (MSA): The fixed amount LIC promises to pay at maturity.

• Loyalty Additions: Additional bonuses declared by LIC, which are not guaranteed but are added to the MSA.

Factors considered by the LIC Jeevan Saral 165 Maturity Calculator

The LIC Jeevan Saral with profits maturity calculator uses the following details to give accurate estimates of the benefit amount –

• Entry age – The age at which the policyholder wants the cover to start.

• Policy term – This is the duration for which the policy will last.

• Sum assured – This is the amount the user wants to receive as a maturity benefit at the end of the policy term.

• Premium amount – Policyholders can choose how much premium they can afford to pay for the desired sum assured.

The LIC Jeevan Saral calculator requires you to fill in the above details based on the policy's fixed eligibility criteria.

LIC Jeevan Saral Sample Maturity Calculation

The following table illustrates the LIC Jeevan Saral maturity sum assured against a monthly premium of Rs. 100 with respect to the indicated policy term and entry ages:

The above sample does not indicate loyalty additions, given that they are not guaranteed and the amount is not defined. 

Why Use The LIC Jeevan Saral With Profits Maturity Calculator?

The LIC Jeevan Saral Plan 165 Maturity Value Calculator is featured on LIC's official platforms, which indicates its reliability. Here are the top reasons to use it:

• The LIC Jeevan Saral with profits maturity calculator allows you to choose the expected rate of return on the premiums invested to give accurate estimates. 

• You can also choose the rider benefit against accidental death and disability to get an estimate of the change in premium payments and the subsequent benefit amount. 

• You can customize the inputs to arrive at your desired coverage, if you feel that the maturity benefit or returns shown on the LIC Jeevan Saral (plan-165) Maturity Calculator do not meet your expectations.

• The LIC Jeevan Saral Maturity Calculator can be used multiple times to understand how the premium varies on increasing or decreasing the maturity value.

• LIC Jeevan Saral Plan 165 Maturity Value Calculator prevents miscommunication by eliminating third-party agents.

• LIC Jeevan Saral Maturity Calculator is free of cost and can be used as per your convenience.

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