LIC Life Certificate

Read on to know more about the LIC Life Certificate.

What is the LIC Life Certificate?

The LIC Life Certificate, also known as the LIC Certificate of Existence, is a crucial document required by the Life Insurance Corporation of India (LIC) from its annuity and pension policyholders. It is considered a formal declaration that the individual is still alive and eligible to continue receiving regular annuity or pension payments from LIC. This document is generally submitted once every year and acts as a safeguard against wrongful or fraudulent disbursements.

This certificate goes by several names depending on the source or platform used. Some of the commonly used terms include:

• Life Certificate for LIC

• LIC Jeevan Sakshya Life Certificate

• LIC Life Existence Certificate

• LIC Annuity Existence Certificate

All of these terms refer to the same annual verification process. Whether you're a policyholder under any LIC annuity plan, the requirement to submit this certificate remains the same. Typically, the submission period for the LIC Life Certificate falls in the month of November each year.

How to Submit LIC Life Certificate?

You can submit your LIC Life Certificate through two methods:

1. Offline Submission

   You can submit your LIC Life Certificate Form by visiting:

   • Your nearest LIC branch

   • LIC annuity servicing centre

   • Authorised LIC agent or development officer

   Step 1: Fill out the LIC Life Certificate Form.

   Step 2: Get attested by a Gazetted Officer, Bank Manager, LIC Official, or Magistrate.

   Step 3: Submit it at the branch with a valid photo ID.

2. Online Submission

   LIC also allows LIC Life Certificate Online Submission for greater convenience. You can use the following platforms:

   1. LIC Jeevan Sakshya Portal

   LIC has introduced a portal specifically for LIC Jeevan Sakshya users to upload their certificates digitally.

   2. Jeevan Pramaan (Government Portal)

   This Aadhaar-based biometric system generates a digital life certificate accepted by LIC.

   Step 1: Visit the Jeevan Pramaan portal or app.

   Step 2: Register using Aadhaar, mobile, and email.

   Step 3: Biometric authentication is required (fingerprint or iris).

   Step 4: Generate the certificate and submit it online.

   Step 5: A confirmation is sent after successful submission.

How to Download LIC Life Certificate?

Follow the steps given below to download LIC policy certificate.

Step 1: Visit the official LIC India website.

Step 2: Navigate to the “Customer Services” or “Annuity” section, where forms and important documents are listed for policyholders.

Step 3: Look for links labelled as Download LIC Life Certificate Form/ LIC Certificate of Existence Form Download/ LIC Jeevan Sakshya Life Certificate. You may also find it listed under terms like LIC Life Certificate Form Download, LIC Life Existence Certificate, or LIC Form for Life Certificate.

Step 4: Click on the appropriate link to download the form in PDF format.

Step 5: Once the LIC life certificate download is complete, print the form and fill it out carefully. Enter accurate details such as your policy number, full name, address, contact information, and provide your signature or thumb impression as required.

This form serves as your official Certificate of Existence for LIC, and submitting it correctly is essential to avoid any interruption in annuity or pension payments.

Why is the LIC Life Certificate Important?

• The Life Certificate for LIC ensures uninterrupted annuity payments from LIC by confirming that the policyholder is alive.

• It prevents fraudulent claims on accounts of deceased policyholders.

• With the certificate of existence LIC maintains accurate and up-to-date annuitant records.

• Failure to submit the LIC life certificate on time can lead to suspension of monthly payments.

• It safeguards your monthly income and ensures compliance with LIC’s verification process.

Summing Up

Submitting your LIC Life Certificate, whether online through the LIC Jeevan Sakshya portal or offline at a branch, is essential for receiving uninterrupted annuity benefits. With digital options like Jeevan Pramaan, the process has become quicker and more accessible, even for senior citizens. Whether you want to download the LIC Life Certificate Form, submit it online, or simply understand the process, keeping track of this annual task ensures peace of mind and continuous financial support.

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