Best SIP Plan for 5 Years Investment 2021

SIPs make a great way of investing in mutual funds. It is an excellent investment method to accomplish your short to long-term future goals. Another significant reason to start a SIP is that it serves the dual purpose of investment and saving at the same time. It is quite popular among the investors as it helps in bringing financial discipline in addition to protecting from market ups and downs.

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But the question that remains is how to find the best sip plans to serve your investment purpose.

Listed below are some of the best sip plans for 5 years. You can check out these shortlisted SIP plans and select the one that works for you:

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Best SIP Plans for 5 Years in Equity Funds

Below are some of the Best SIP plans for 5 years in equity MF with their fund type, risk level, NAV, and expected returns on your investment:

Let's discuss these best sip plans for 5 years in equity MF in detail below:

1. Axis Bluechip Fund Monthly SIP Plan

This is an open-ended equity scheme with a track record of outperformance. It is one of the best SIP plan for 5 years and ideal for investors who are looking for long-term capital appreciation. The investment is mainly in large-cap stocks of large-cap companies. For example, if you start at Rs. 10,000 SIP in this best SIP plan for 5 years, you will invest Rs. 6 lakh, which can become Rs. 7.24 lakhs in 5 years.

2. ICICI Prudential Blue chip Fund

This is also an open-ended scheme with pre-dominant investments in large-cap stocks. The projected corpus as per the market conditions would be around Rs. 6.29 lakhs for sip investment of 5 years.

3. SBI Blue chip Fund

This fund invests in equity-linked instruments to help the investor in meeting the goal of long-term capital appreciation. The fund house is managed by Ms. Sohini Adani. It is one of the best sip plan for 5 years and if you start a SIP of Rs. 10,000 for 5 years then it is expected to become Rs. 6.3 lakhs and even more depending on the market conditions.

4. Mirae Asset Large Cap Fund

This fund house was launched in April 2008. There is no exit load beyond 1-year. For long-term capital appreciation, the investment is done in equity and equity-related schemes. Being a large-cap fund, the investment is diversified as 71.54% in large-cap stocks, and 13.15% and 3.62% in mid-cap and small-cap stocks. It is also one of the best sip plan for 5 years and an investment of Rs. 10,000 for 5 years is likely to become Rs. 6.72 lakhs (varying as per the market conditions).

5. SBI Multicap Fund

If you start a monthly sip of Rs. 10,000 in this fund for 5 years then as per the historic returns it is expected to offer nearly Rs. 6.69 lakhs. It is also one of the best sip plans for 5 years as the fund invests in both equity and debt instruments.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Best SIP Plans for 5 Years in Debt Funds

Below are some of the best SIP plans for 5 years in Debt MF with their fund type, risk level, NAV, and expected returns on your investment:

(The above table does not represent any chronological order and the returns are subjected to market risks. Please consider carefully before investment)

Let's discuss these best sip plans for 5 years in Debt MF in detail below:

1. HDFC Short Term Debt Fund

This is a short duration fund, moderately low risk debt mutual fund. And if you start a SIP of Rs. 10,000 for 5 years, you can expect it to become around Rs. 7.4 lakhs. And you invest only Rs. 6 lakhs and get a profit of nearly Rs. 1.4 lakhs. The fund has offered benchmark historic returns. Moreover, there is no entry or exit load in this fund.

2. Aditya Birla Sun Life Savings Fund

This is also one of the best sip plan for 5 years and even shorter durations. It makes a perfect alternative to bank fixed deposits. And if you start a SIP of Rs. 10,000 for 5 years, you can expect it to become around Rs. 6.81 lakhs. 96.8% of the investment is done in debt funds.

3. SBI Magnum Medium Duration Fund

Being a medium duration fund, you can consider it as one of the best SIP plan for 5 years as the investment is done in debt funds, government securities, and very low-risk securities. It is suitable for risk-averse investors.

4. Nippon India Low Duration Fund

This is an open-ended debt MF. The risk involved in this fund is moderately low and is another best SIP plan for 5 years investment horizon. It is suitable for investors who are looking for short-term capital growth. The investment is done in money market securities and debt mutual funds.

5. L&T Low Duration Fund

This is an open-ended debt fund that is known to offer optimal returns that makes it one of the best sip plan for 5 years with a moderate risk factor. The scheme was launched by Reliance mutual funds on March 20, 2007. And if you start a SIP of Rs. 10,000 for 5 years, you can expect it to become around Rs. 7.29 lakhs.

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer. Tax benefit is subject to changes in tax laws. *Standard T&C Apply

Bottom-line

You can invest in any of the above-listed sip plans for 5 years and even more. You can also look at other SIP plans on our site but make sure that you go through the fund house reputation, historic returns, NAV, risk involved among other factors.  Happy Investing!

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Best SIP Plan for 5 Years Investment 2021 Reviews & Ratings

4.3 / 5 (Based on 25 Reviews)
(Showing Newest 25 reviews)
Raj
Ooty, September 02, 2020
Start with minimum amount
I have recently got the SIP plan from the policybazaar and it is really easy to get the plan from the online market. Not only this you can also start from the minimum amount of Rs. 500. It is very much convenient in nature and I really love my plan. Thank you policybazaar.
Adnan
Kohima, September 02, 2020
Great assistance
I have got the good amount of benefits from the policybazaar. The customer care team of policybazaar is very good and they understood my query very well. Thank you so much team for better assistance.
Suraj
Yamunanagar, September 01, 2020
Long term and beneficial
It is always a preferred thing that to get the SIP plan for the longer period of time. I really like the plan as I wanted it to be invested for at-least 10-12 years so that I can get the optimum profit out of the same. Thank you policybazaar.
Sonu
Bhilaad, September 01, 2020
Investment plan
I have taken the pension plan from the policybazaar and it is one of the best investment plan. It has the long term effect on the person and I can easily invest and can get the better returns in the future. Thank you policybazaar.
Ananya
Islampur, May 25, 2020
Online process
The whole process of buying the policy is on online basis. It was quite easy as I searched on website and explored various plans. I found it good and bought one.
Ashish
Sarsawa, May 24, 2020
Convenience
I am very impressed with the services of policybazaar. They are really quick. Also, it is very convenient to buy the investment plan.
Kushal
East Midnapore, May 23, 2020
Long term gains
It is the process of long term gain and to sustain our future from certain hurdles. As the things have become expensive and we should save money. So, these investments plans helps in saving money.
Divyanshu
Hagaribommanahalli, May 22, 2020
Great support system
I love the services of policybazaar and the employees working there. It’s really nice that they gave me a lot many choices related to the investment plans. Unique way to invest.
Vijay
Mansur, May 21, 2020
Choices are given
While you are planning to take the SIP from policybazaar. You can have a lot many choices to choose out of different investment plans. I got the best one and I like it.
Manish
R.g.pur, May 11, 2020
A call away
I am happy that I bought my SIP plan from policybazaar. As they are just a call away. I was having a problem with my SIP and they resolved in few minutes.
Kishan
Sialhawk, May 10, 2020
Flexibility
I can see that SIP are flexible in nature. We can choose any kind of Mutual fund and also the amount which we have to invest. Quite simple.
Jatin
Vizianagaram, May 10, 2020
Helps in financial way
It helps me in dealing with financial things. As nowadays everything has become too costly. But with the help of SIP I can manage with my finances and can save money every month for a long term investment.
Vijay
Dabhoda, May 09, 2020
Good customer service
The customer service team of policybazaar is very nice. I was in a doubt before buying a SIP plan, but with the help of them I got to know about a best plan which is according to my budget.
Rakesh
Adimali, May 07, 2020
Best Returns
I recently purchased the SIP plan for me and for my wife. I found it totally good and apt for us. It is a long term investments with great number of benefits. Thank you team policybazaar for such nice plan.
Tripti
Agalpur, April 08, 2020
One stop and best plans
I got the SIP plan with the help of policybazaar. It is one stop solution. With great returns and monthly plan I am very satisfied. If so ever I need help from the customer care team they are available to help me.
Madhuban
Zotlang, April 06, 2020
Great Returns
It is a great source of return. I have started doing it from last 2 years and I am feeling relaxed that after a certain age I would be having a good amount of money with better returns.
Mustafir
Agra, April 03, 2020
Good policy
SIP plan is quite trending and useful nowadays. It has reflected a great impact on our society. As people are more concern about future planning and saving the money. Even the SIP plans gives us good returns after a certain period of time.
Varun
Adivada, March 31, 2020
Good customer care
The customer care team is quite helpful and nice. I got full and accurate information from them. They are not so disturbing. They have a good knowledge related to the product.
Vaibhav
Ahmedpur, March 27, 2020
Easy to get plan
It is easy to get the plan. I just visited the website of policybazaar. And I got various plans. Then I called the customer care team and they explained me about each and every plan. I chose the best one.
Subhas
Ahmedpur, March 23, 2020
Good plans
I visited the website of policybazaar and found good number of plans for future savings and investments. SIP is very important for everyone who wants a good satisfaction and more savings in his or her life. I would love to recommend all these plans to my friends and family.
Keshavkant
Jatga, January 20, 2020
Reach Your Goals
After a certain period of time you can reach your goal. I have seen that higher you invest there will be higher risk but you can earn well. But lower the investment low risk and low returns. Well, I have started with a less amount so that I can check and analyse. But gradually after sometime I will get a good amount. Thanks policybazaar.
Jaikant
Pathankot, January 13, 2020
Earn Money on your Investment
It is a good way to invest money and you can earn benefits and profits in your money only. A convenient way to invest and utilise your amount. Initially I found it little bit confusing but after a while everything is being okay. People who are planning in a long term investments can do such things.
Sailja
Satlasana, January 08, 2020
Systematic Investment Plan
It is a good plan. My friend recommended me to get this plan so that I can invest some amount of money into this. Ultimately I will gain benefits after a certain period of time. It is a good plan by policybazaar and I would recommend to everyone.
Zakir
Machantola, December 31, 2019
Systematic way for making money
I have gone through the plans of policybazaar. And found that it is a systematic way to invest and gain money. The whole process is simple and you can check on time to time basis regarding your investments.
Vishal
Ara, December 26, 2019
Good Returns In Long Term
I feel that while investing into this plan I have gained knowledge regarding the same. Also, after a certain good investment I will get the good returns. Though it is long term process but surely will be good for my future. Thank you team policybazaar.
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