A New Traditional Product By Reliance Life Insurance

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9.7 Crore

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Policies Sold

Reliance Life Insurance has launched a new traditional product which provides the benefits of long term security, periodic cash flow and savings to the customers who are looking for a simple insurance product. MUMBAI, 11^th March 2014: A new traditional product 'Reliance Smart Cash Plus Plan' which provides a mix of long-term protection and savings, is launched by Reliance Life Insurance. It's a regular non-linked scheme that provides the benefit of guaranteed lump sum payment every three years.

The Chief Executive Officer of Reliance Life Insurance, Anup Rau, said that this plan is for those customers who are looking for a simple insurance product with guaranteed returns at regular intervals as it provides multiple benefits – periodic cash flow, long-term security and savings.

With every pay-out, this plan will offer guaranteed money back benefit. It helps the policyholders to take care of their raising needs at every stage of life. In financial year 2013, the business premium along with renewal premium of Reliance Life Insurance which is a part of Reliance Capital is Rs 4,015 crore.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Past 10 Years' annualised returns as on 01-05-2025

^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.

Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%

¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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