Tamil Nadu Pension

The government of Tamil Nadu provides various pension schemes for their people to have some amount as a monthly pension. The Tamil Nadu Pension scheme helps an old person or other people with some disability get all their medical requirements and emergencies.

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What is the Tamil Nadu Pension Scheme?

Tamil Nadu Pension Scheme has different types and helps people who have no other source of income or are economically backward.

This pension provides some amount to the person as an income and provides social security for people who are alone or disabled or have no other source of income. Old people who don't have a caretaker, disabled individuals, and widows are eligible for this pension. 

Types of Tamil Nadu Pension Scheme

Different types of pension schemes under this state pension are listed below:

  • Indira Gandhi National Old Age Pension
  • Indira Gandhi National Disabled Pension
  • Indira Gandhi National Widow Pension
  • Destitute Widow Pension Scheme
  • Destitute / Deserted Wives Pension Scheme
  • Destitute Differently able Pension Scheme
  • Unmarried Poor Women Pension
  • Sri Lankan Refugees Destitute / Deserted Wives Pension
  • Sri Lankan Refugees Destitute Widow Pension
  • Sri Lankan Refugees Differently-abled person Pension

The eligibility criteria for all the plans with features and benefits are discussed in brief below.

  1. Indira Gandhi National Old Age Pension

    Indira Gandhi National Old Age Pension is provided for senior citizens in Tamil Nadu who have no source of income and are above the age of 60.    

    Eligibility

    • The person must be above 60 years of age
    • Must be destitute
    • Must belong to a family that falls below the poverty line
    • Individuals who have no relatives above the age of 18
    • Individuals whose sons or daughters refused to provide any financial help

    Features and Benefits

    • The pension amount provided under this plan is Rs. 1,000/- per month.
    • This pension scheme can provide an amount that acts as an income replacement.
  2. Indira Gandhi National Widow Pension

    Indira Gandhi National Widow Pension is provided for women who got married when they were 18 years of age and above and then got into widowhood above 30 years of age.

    Eligibility

    • Must be a widow of 40 years and above
    • Should be Destitute
    • Should belong to a family that falls below the poverty line
    • Widows with no other source of income
    • Widows whose all assets must be below Rs 50,000

    Features and Benefits

    • Tamil Nadu Pension provides a monthly pension of Rs. 1,000/- for people under this category.
    • This pension can help widows to manage their day-to-day expenses.
  3. Indira Gandhi National Disabled Pension

    Indira Gandhi National Disabled Pension is provided for disabled people in Tamil Nadu who have attained 80% disability.

    Eligibility

    • The person must be 18 years of age and above
    • Must be destitute
    • Should belong to a family that falls below the poverty line
    • The Disability Level of the pensioner must be 80% and above
    • Should not beg for a living
    • A disabled person with no one to take care of them and with no income is also eligible

    Features and Benefits

    • The pension amount provided under this plan is Rs. 1,000/- per month.
    • This pension scheme can cover the medical expenses of the disabled person.
  4. Destitute Widow Pension Scheme

    The Destitute Widow Pension Scheme is provided for a woman who attained widowhood above 18 years of age.

    Eligibility

    • The person must be 18 years and above when they lost their spouse and must be married when they are 18 and above
    • Should be destitute
    • A widow with no source of income and all assets of theirs falls below Rs. 50,000/- are eligible
    • Widows with no other relatives above the age of 18 years of age are eligible

    Features and Benefits

    • The pension amount provided under this plan is Rs. 1,000/- per month.

    *All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

  5. Destitute Differently able Pension Scheme

    Destitute differently able pension scheme is provided for disabled people who have attained 40% of disability.

    Eligibility

    • Disabled people who are 18 years and above
    • Should be destitute
    • Disability Level has to be 40% and above
    • A disabled person with no other source of income and has assets that are less than or equal to Rs. 50,000

    Features and Benefits

    • The pension amount provided under this plan is Rs. 1,000/- per month.
  6. Destitute / Deserted Wives Pension Scheme

    Destitute / Deserted Wives Pension Scheme is provided for women whose spouses deserted without any care or protection for 5 years and above.

    Eligibility

    • Wives who are legally divorced or deserted by their spouses for 5 years.
    • Destitute Wives with no other source of income and has assets less than or equal to Rs. 50,000/- are eligible.
    • Must not beg for a living.
    • Must be 30 years of age and above.

    Features and Benefits

    • The pension amount provided under this plan is Rs. 1,000/- per month.
  7. Unmarried Poor Women Pension 

    Unmarried Poor Women Pension is provided for women who are above the age of 50 years and have not yet got married with no other source of income.

    Eligibility

    • Unmarried women of 50 years of age and above
    • Should be destitute
    • Must not have any source of income
    • Must not own any assets above Rs. 50,000

    Features and Benefits

    • The pension amount provided under this plan is Rs. 1,000/- per month.
  8. Sri Lankan Refugees Destitute / Deserted Wives Pension

    Sri Lankan Refugee wife (woman) whose husband deserted her for more than a period of 5 years is eligible.

    Eligibility

    • Must be 30 years of age and above
    • Must be destitute
    • Must have been legally divorced by their husband or deserted by their spouse for 5 years are eligible
    • Should not beg for a living
    • Pensioners must not have any source of income.
    • All assets owned by the woman must fall less than or equal to Rs. 50,000/- are eligible.

    Features and Benefits

    • The pension amount provided under this plan is Rs. 1,000/- per month.

    *All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

  9. Sri Lankan Refugees Destitute Widow Pension

    Sri Lankan Refugees Widows who are above 18 years of age when they attained widowhood are eligible.

    Eligibility

    • Must be destitute
    • The eligibility age for getting this pension is 18 years and above.
    • Must have attained widowhood or married when 18 years old
    • Should have no source of income and doesn’t have assets worth above Rs. 50,000

    Features and Benefits

    • The pension amount provided under this plan is Rs. 1,000/- per month.
  10. Sri Lankan Refugees Differently abled Person Pension

    This pension scheme is provided for a Sri Lankan Refugee who is also a differently-abled person.

    Eligibility

    • The pensioner must be 18 years of age and above.
    • The disability level must be 40% and above.
    • Must be destitute

    Features and Benefits

    • The pension amount provided under this plan is Rs. 1,000/- per month.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Policy Beneficiaries

Pension schemes mainly cover the following categories of individuals:

  • Senior Citizens
  • Disabled Persons
  • Widows
  • Unmarried Women
  • Sri Lankan Refugees

FAQ's

  • Q. Can a retired person apply for any plan under Tamil Nadu Pension?

    Ans: Yes, a retired person can apply for this plan only if they don't get any pension from their company or own any assets worth above Rs. 50,000/-.
  • Q. Can a government employee who is also a widow get this pension?

    Ans: No. A government employee cannot get a pension under Tamil Nadu Pension even if she is a widow.
  • Q. What is the difference between deserted and divorced women?

    Ans: A divorced woman means a woman who got a legal separation from her husband via court documents. This means the wife has been stated as a single-divorced woman. A deserted woman states to a woman who didn't get any legal separation (divorce) from her husband, and the spouse of that woman left her without any notice or care or support provided.
  • Q. Is Tamil Nadu Pension a relief fund?

    Ans: No. The pension scheme is different from a relief fund. The relief fund is provided in case of tragic accidents or any other irreversible fall of a particular person or a family. But, a pension is provided for only people who fall under a particular category.
  • Q. What is the residential period for a person to get Tamil Nadu Pension?

    Ans: The person who is willing to apply for a pension in Tamil Nadu must fall under any one of these following categories – Widows, Sri Lankan Refugees, Old Age person, Divorced or unmarried woman. Even if the pensioner falls under any one of the categories mentioned earlier, they must have resided in Tamil Nadu for 10 years to get considered a Tamil Nadu resident.
Written By: PolicyBazaar - Updated: 24 August 2021
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