ICICI Prudential Pension Fund aims to provide individuals with a secure retirement by offering a choice of pension products under insurance and NPS. These solutions are designed for long-term savings, regular post-retirement income, and wealth creation, giving retirees confidence and financial stability.
Peaceful Post-Retirement Life
Tax Free Regular Income
Wealth Generation to beat Inflation
Particulars | Details |
Assets (Rs. in crore) | Rs. 3,220.23 |
Scheme Inception Date | 18-May-09 |
Top 5 holdings of ICICI Pru Pension Fund | ICICI Bank Limited; HDFC Bank Limited; Reliance Industries Limited; Infosys Limited; Bharti Airtel Limited |
Weightage of Top 5 Holdings % |
28.63% |
Top 3 Sectors | Monetary Intermediation Of Commercial Banks; Other Credit Granting; Writing, Modifying, Testing of Computer Program |
Below is the sector wise holdings of NPS ICICI Prudential pension fund:
Sectors | Funds |
Financial | 35.51% |
Technology | 12.59% |
Energy & Utilities | 12.05% |
Industrials | 9.48% |
Consumer Discretionary | 8.07% |
Healthcare | 6.69% |
Materials | 6.18% |
Consumer Staples | 6.12% |
Unspecified | 2.44% |
Real Estate | 0.60% |
Diversified | 0.28% |
Below is the asset allocation of NPS ICICI Prudential pension fund:
Particulars | Details |
Equity | 97.56% |
Debt | 0.96% |
Cash & Cash Eq. | 1.47% |
Company Name | Sector | P/E Ratio* | Assets (%) |
ICICI Bank | Financial | 19.19 | 7.94 |
HDFC Bank | Financial | 21.09 | 7.68 |
Reliance Industries | Energy & Utilities | 23.47 | 4.64 |
Bharti Airtel | Technology | 33.52 | 4.04 |
Infosys | Technology | 23.21 | 4.00 |
Larsen & Toubro | Industrials | 32.04 | 2.73 |
Mahindra & Mahindra | Consumer Discretionary | 32.81 | 2.64 |
Bharat Electronics | Industrials | 54.77 | 2.43 |
Interglobe Aviation | Industrials | 33.05 | 2.42 |
ITC | Consumer Staples | 14.78 | 2.31 |
Bajaj Finance | Financial | 36.08 | 2.23 |
State Bank of India | Financial | 9.78 | 2.20 |
NTPC | Energy & Utilities | 13.60 | 2.03 |
Axis Bank | Financial | 12.50 | 1.89 |
Shriram Finance | Financial | 12.08 | 1.69 |
REC | Financial | 5.99 | 1.64 |
Ultratech Cement | Materials | 53.31 | 1.62 |
Muthoot Finance | Financial | 19.28 | 1.55 |
Maruti Suzuki India | Consumer Discretionary | 33.97 | 1.49 |
Power Grid Corporation Of India | Energy & Utilities | 17.32 | 1.48 |
PB Fintech | Financial | 220.61 | 1.42 |
Sun Pharmaceutical Industries | Healthcare | 37.26 | 1.27 |
Varun Beverages | Consumer Staples | 55.36 | 1.27 |
Max Healthcare Institute | Healthcare | 96.96 | 1.25 |
Hero Motocorp | Consumer Discretionary | 21.33 | 1.24 |
As on 31-Aug-2025
P/E Ratio: Price-to-Earnings ratio*
Period Invested for | Absolute Returns | Annualised Returns |
1 Month | 0.90% | - |
3 Month | 0.70% | - |
6 Month | 12.60% | - |
9 Month | 0.20% | - |
1 Year | -1.20% | -1.20% |
2 Year | 33.00% | 15.30% |
3 Year | 54.70% | 15.60% |
5 Year | 148.30% | 19.90% |
Investments in the National Pension Scheme (NPS) are exempt from income tax. Additionally, you can claim extra tax deductions of up to ₹50,000 on your Tier 1 NPS contributions under Section 80CCD(1B) of the income tax.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ