Customers can check Post Office Account Balance using a smartphone, visiting an ATM, or the nearest post office. These online and offline services are provided by India Post Payments Bank (IPPB) across India.
Read more
loading...
loading...
loading...
Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under
10(10D))
India Post offers several convenient options for customers to check their post office account balance. These include mobile banking, internet banking, missed call service, SMS alerts, ATMs, and visiting a post office branch. Let's look at each method in detail.
Check Post Office Account Balance via the IPPB App
To check your balance using the India Post Payment Bank (IPPB) Mobile Banking App, follow these simple steps if you have an IPPB account or a linked Post Office Savings Account:
Download the “IPPB Mobile Banking” app from the Google Play Store.
Register using your account number, date of birth, and registered mobile number.
Set a secure MPIN to complete the login setup.
Log in to the app to view your account balance, mini statement, and recent transactions.
Note: Your mobile number must be registered with IPPB to use this method.
Check Post Office Account Balance via Internet Banking
To view your balance online, you can use the Post Office Internet Banking service if your account has internet banking activated. Follow these steps to proceed.
Visit the official Post Office Internet Banking website.
Log in using your User ID and Password.
Enter the OTP sent to your registered mobile number, if prompted.
Once logged in, your account balance and transaction history will be displayed on the dashboard.
Note: If you haven’t activated internet banking yet, you’ll need to visit your post office branch to register and get login credentials.
Check Post Office Account Balance via Phone Banking
You can also check your post office savings account balance without using phone banking. Just:
Dial 155299 from your registered mobile number.
Choose your preferred language from the IVRS menu.
Listen to the prompts carefully and select the balance inquiry option to hear your account balance.
Note: This service only works when calling from the mobile number linked to your post office account.
Check Post Office Account Balance via Missed Call or SMS Banking
IPPB also offers a missed call and SMS banking service to make balance checking easier without the internet.
Missed Call Method:
Give a missed call to 8424054994 to register your linked mobile number.
For Balance Enquiry, dial 7799022509.
For Mini Statement, dial 7799022708.
Calls disconnect automatically.
You will receive an SMS with the requested details.
SMS Banking Method:
Send the keyword ‘REGISTER’ to 7738062873 using your linked mobile number.
For Balance Enquiry, send ‘BAL’ to 7738062873.
For Mini Statement, send ‘MINI’ to 7738062873.
You will receive an SMS with the requested details.
One of the newest ways to check your post office savings account balance is through WhatsApp banking.
Add 8800756000 to your phone contacts as ‘IPPB WhatsApp Banking’.
Open WhatsApp, send a simple “Hi” to this number, and you’ll receive an automated reply.
Follow the prompts in the chat menu to select “Balance Inquiry” and view your account balance instantly.
Note: WhatsApp banking works only with the mobile number linked to your post office account.
Check Post Office Account Balance By Visiting the Branch
For those who prefer offline services, visiting the nearest post office branch is always an option.
Carry your passbook along with a valid and Officially Valid Document.
Request a balance inquiry at the customer service counter.
The staff will check your account and share the updated balance.
You can also get your passbook updated with recent transactions.
Key Takeaways
Investors can check Post Office account balance through the mobile app, internet banking, missed call, SMS, ATM, or by visiting the nearest branch. These options make the Post Office savings account balance check process simple and quick, especially if your mobile number is linked to your account. While online services like the IPPB app offer convenience, passbook updates, and in-person visits remain useful for those who prefer offline access.
FAQs
How do I check my post office balance?
You can check your post office balance through various methods, such as the IPPB mobile app, internet banking, missed call service, SMS banking, ATM, or by visiting your nearest post office branch.
Is there a charge for checking my post office balance through SMS?
India Post does not apply any fees for SMS balance checks, but your mobile network provider may deduct standard SMS charges as per your plan.
Can I check my post office savings account balance online?
Yes, you can check your post office savings account balance online using the IPPB mobile app or the India Post internet banking portal. Ensure your account is activated for online services and your mobile number is registered.
˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.
Past 10 Years' annualised returns as on 01-08-2025
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).
Generate wealth Earn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^ On premiums (under 80C) and on maturity (under 10(10D))
Compare & Choose 30+ Plans and 150+ Fund options
