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Money back plans offer a true amalgam of insurance and investment. Secure your family financially.
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About the Product

Compare the Best Money Back Plans

Money back plans protect your family's financial interests from circumstances such as death or critical illness of the policy holder. Periodic payouts create wealth for meeting financial commitments at key stages in life. Here at PolicyBazaar.com you can carefully research, compare and choose a suitable money back life insurance plan for your needs.

Money back plans are one of the more popular life insurance plans in India. These life insurance plans offer periodic payouts to the policyholder as survival benefits during the term of the policy. Thus they offer both investment and insurance in one package.

Research, compare and purchase your money back policy using our booking engine. A well-chosen policy gives benefits of lower risk, assured returns and possibility of added tax benefits. We urge you to choose your money back life insurance plan carefully, after considering the premiums you are willing to pay. Ensure that the time and amount of the payout suits your financial plans and anticipated needs.

If you are considering buying money back life insurance policy, keep in mind they provide a death claim of the full amount insured at any time during the policy, regardless of any periodic payouts given. Bonus amount is also calculated on the full amount insured. By bringing together information and features of the available money back insurance plans in one place, Policybazaar.com provides a convenient way to make the wisest insurance choice.


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Frequently Asked Questions

What are Money Back plans?


Money Back Plans are insurance cum investment products offering the investors a risk cover as well as fixed returns at regular intervals.

Why Invest in Money Back Plans?


The investor gets the returns as periodic payouts that enables him/her to meet the financial obligations at the key turning points of life rather than waiting through the full policy term to receive the returns. Money Back plans are ideal for people in their 40s who need regular payouts after 5, 10 and 15 years for fueling their children's education, marriage and other such expenses.

How much do I Need to Invest?


In a money back plan, the initial payouts are made as 20% of the maturity amount. The investment amount should be decided after evaluating how much lump sum will be sufficient enough for financing your child's education and subsequently for his/her marriage and so on.

What are the Key Features of Money Back Plans?


Since money back plans are not market linked they yield low yet fixed returns. It provides cash inflow at regular intervals and stands as one of the costliest forms of traditional insurance. The funds are allocated primarily in debt instruments.

Documents Required (if any)


  • Age Proof
  • Identity Proof
  • Address Proof
  • Income Proof
  • Duly Filled Proposal Form
  • You may need to undergo Medical Tests in some cases.


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I'm thankful to you for nicely explaining the products I was considering. Normally so much details are not made to understand. I recommend this to anyone who wishes to purchase an insurance plan. R.K. Gupta -

Buying an investment plan online through PolicyBazaar.com was an amazing experience. The step by step guidance and support whenever desired was all I could have asked for. Vineet Goswami -

This was my first investment in life. Thanks to PolicyBazaar.com to make this an easy task. Excellent explanation and assistance by the advisors. gopal krishna -

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