Fire Insurance for School

Fire insurance for School covers loss or damage caused due to school buildings due to fire accidents along with the content kept inside the building. Apart from this, the insurance plan provides coverage for damages caused due to the bursting of the water tank, specified natural calamities, etc.

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Fire Insurance for School: Inclusions

The fire insurance plan provides coverage for the following perils:

  • Fire: Any kind of loss caused due to a fire accident.
  • Aircraft: If the aircraft crashes on the school building.
  • Explosion: Damage caused due to explosion.
  • Natural calamity: Damage caused by cyclones, typhoons, etc. is covered.
  • Lightning: In case of lightning and if it cracks the building is also covered.
  • Water tank overflow: if the water tank overflows and damages the content inside the school building or the building structure from the inside.
  • Landslide: If the school is built in a hilly area and a landslide at a particular hill causes any damage then it will be covered.

Fire Insurance for School: Exclusions

The insurance plan does not provide coverage for the following perils:

  • Loss or damage caused due to war or war-like situations
  • Loss or damage caused due to willful negligence
  • Loss caused due to terrorist attack.
  • Loss or damage caused due to pollution or contamination
  • In case any content of property goes missing
  • Consequential loss of any kind.
  • Any kind of loss caused to the policyholder in the share market as well as loss of earnings

Fire Insurance for School: Claim Process

Follow the steps given below to raise a claim under this insurance policy:

  • Inform the insurer as soon as any specified peril takes place.
  • Ask for the claim form and fill it
  • Provide detailed information on how the damage took place.
  • Give the insurer an estimated amount of loss sustained by you.
  • The insurer will send a surveyor to the damaged site.
  • Assist the surveyor during the inspection
  • Once the surveyor is done and gives a green signal to the insurer, the insurer will begin the claim settlement process.

Fire Insurance for School: Documents Required

Keep the following documents handy while raising the claim:

  • Policy copy
  • Passport size photo
  • Newspaper cutting of the published fire accident news
  • Fire Brigade report on damage
  • Record of the previous claim raised
  • FIR, if any

Fire Insurance for School: FAQs

Written By: PolicyBazaar - Updated: 28 February 2023
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Policybazaar for Business - Fire Special Perils Insurance - Customer Reviews
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4.3/5
Based on 83 reviews
4.3
out of 5
Based on 83 reviews
13 users
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4.8 October 09, 2022
Aaftab
Amazing Customer Support
I am using a fire insurance policy from policybazaar and experienced amazing feedback from them in claim settlement. I have a sports merchandise shop that caught fire last yearI raised a claim which was resolved within a few days without any hassles.
Thiruvananthapuram
4.8 October 08, 2022
Balachandar
Helpful Support
The support team of Policybazaar is really helpful and prompt. They solve all your queries fast. Would definitely recommend Policybazaar for purchasing insurance .
Mangaluru
4.8 October 07, 2022
Raahim
Extensive Cover
Got a fire insurance policy for my shop and it was really extensive with so many features. Purchased it from Policybazaar without paying any commission fees. Great coverage.
Bengaluru
4.5 October 06, 2022
Aadi
User Friendly Website
We deal in the cotton industry and suffered a huge loss last year because of the fire. We were looking for insurance to safeguard us financially from any such incident in the future. We landed on the policybazaar website and bought fire insurance. Their website is well managed and gives all the necessary information.
MP
4.8 October 05, 2022
Rohit
Plans Are In Budget
Had to purchase a fire insurance which should be in my budget as I run a very small store. Got a lot of affordable plans on Policybazaar and purchased the one that suited my budget. All plans are in budget and with so many features.
Bhopal
4.3 October 04, 2022
Baban
Covered My Shop
I have a shop of garments and it caught fire last year in which I lost items worth thousands. Purchased a fire insurance from Policybazaar and now I feel really relieved that it would financially cover my shop in such circumstances.
Chandigarh
4.3 October 03, 2022
Aarnav
Faster Claim Settlement
A part of my warehouse having thousands of material caught fire. Luckily I had a fire insurance policy that I could claim and received compensation from them. It was such a relief. The claim settlement team at Policybazaar is helpful and really quick.
Assam
4.5 October 02, 2022
Jagadish
Affordable
I have a warehouse of clothes and was planning to buy a fire insurance policy to cover my material from unwanted fire. Got a really affordable plan from Policybazaar with some really great features.
Ahemdabad
4.5 October 01, 2022
Rahul
Budget Friendly
Wanted to cover my crockery shop from fire and was searching for an affordable plan. Found a great plan at Policybazaar which suited my budget.
Surat
4.5 September 30, 2022
Baabul
Instant Purchase
Wanted a fire insurance policy for my crockery business and could purchase it instantly from Policybazaar. The process was quick instant and very easy.
Gurgaon