Fire Insurance for School

Fire insurance for School covers loss or damage caused due to school buildings due to fire accidents along with the content kept inside the building. Apart from this, the insurance plan provides coverage for damages caused due to the bursting of the water tank, specified natural calamities, etc.

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*Premium varies on the basis of Occupancy, Business Activity & Coverage Type

Plan starts from ₹280/month*
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Or Contact us on: 1800-309-0988
Get Updates on WhatsApp
By clicking on "" you agree to our Privacy Policy and Terms of Use, and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.

*Premium varies on the basis of Occupancy, Business Activity & Coverage Type

Fire Insurance for School: Inclusions

The fire insurance plan provides coverage for the following perils:

  • Fire: Any kind of loss caused due to a fire accident.
  • Aircraft: If the aircraft crashes on the school building.
  • Explosion: Damage caused due to explosion.
  • Natural calamity: Damage caused by cyclones, typhoons, etc. is covered.
  • Lightning: In case of lightning and if it cracks the building is also covered.
  • Water tank overflow: if the water tank overflows and damages the content inside the school building or the building structure from the inside.
  • Landslide: If the school is built in a hilly area and a landslide at a particular hill causes any damage then it will be covered.

Fire Insurance for School: Exclusions

The insurance plan does not provide coverage for the following perils:

  • Loss or damage caused due to war or war-like situations
  • Loss or damage caused due to willful negligence
  • Loss caused due to terrorist attack.
  • Loss or damage caused due to pollution or contamination
  • In case any content of property goes missing
  • Consequential loss of any kind.
  • Any kind of loss caused to the policyholder in the share market as well as loss of earnings

Fire Insurance for School: Claim Process

Follow the steps given below to raise a claim under this insurance policy:

  • Inform the insurer as soon as any specified peril takes place.
  • Ask for the claim form and fill it
  • Provide detailed information on how the damage took place.
  • Give the insurer an estimated amount of loss sustained by you.
  • The insurer will send a surveyor to the damaged site.
  • Assist the surveyor during the inspection
  • Once the surveyor is done and gives a green signal to the insurer, the insurer will begin the claim settlement process.

Fire Insurance for School: Documents Required

Keep the following documents handy while raising the claim:

  • Policy copy
  • Passport size photo
  • Newspaper cutting of the published fire accident news
  • Fire Brigade report on damage
  • Record of the previous claim raised
  • FIR, if any

Fire Insurance for School: FAQs

Written By: PolicyBazaar - Updated: 28 February 2023
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