United India Fire Insurance

United India Insurance Company Limited is a general insurance providing company in India. The company was incorporated on February 18, 1938 and it was nationalized in 1972. Out of all the general insurance products, United India offers fire insurance plans.

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Types of Fire Insurance Plans by United India Insurance Company Limited

United India Insurance Company Limited offers the following fire insurance plans:

  • Bharat Griha Raksha Policy
  • Fire Floated Policy
  • Fire Floater Declaration Policy
  • Fire Loss of Profit Policy
  • Standard Fire and Special Perils Policy
  • Fire Declaration Policy

United India Fire Insurance: Inclusions

Here is the basic coverage provided under United India Fire Insurance policy:

  • Building and content damage covered
  • Temporary accommodation expenses covered
  • Explosion or implosion damage covered
  • Lightning damage covered
  • Natural calamities covered (earthquake, cyclone, flood, etc.)
  • Bush/forest fire damage covered
  • Compensation for fire brigade payment
  • External impact damage covered (vehicles, animals, aircraft, etc.)
  • Riots, strikes, and malicious damages covered
  • Terrorism act covered as per policy
  • Water tank/Pipe bursting and sprinkler leakage covered
  • Theft compensation provided within 7 days

United India Fire Insurance: Exclusions

Here are the basic exclusions under United India Fire Insurance Policy:

  • Intentional or negligent damage not covered
  • Public authority-ordered burning not covered
  • Boilers or economisers damage not covered
  • Steam machine or apparatus damage not covered
  • Damage from insured-owned vehicle, animal, or aircraft not covered
  • Work interruption or cessation not covered
  • Terrorism clause exclusions apply
  • Office location repair/alteration cost not covered

United India Fire Insurance: Claim Process

Follow the steps given below to raise the claim under this insurance policy:

  • Step 1: Inform insurer of fire accident
  • Step 2: Request and fill out claim form
  • Step 3: Create detailed account of damaged properties and estimated cost
  • Step 4: Insurer sends inspector to inspect premises
  • Step 5: Cooperate with inspector and provide information
  • Step 6: Insurer settles claim based on inspector's report within specified time in policy documents

United India Fire Insurance: Documents Required

Here are the following documents that you will have to submit along with the claim form while raising a claim:

  • Fire Brigade report
  • PAN Card
  • Aadhar Card
  • Record of previous claims (if any)
  • Address proof of loss location
  • Electricity Bill
  • GST Registration Certificate
  • Copy of final investigation report

United India Fire Insurance: FAQs

Written By: PolicyBazaar - Updated: 24 August 2023
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Policybazaar for Business - Fire Special Perils Insurance - Customer Reviews
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Based on 83 reviews
out of 5
Based on 83 reviews
13 users
66 users
4 users
0 users
0 users
4.8 October 09, 2022
Amazing Customer Support
I am using a fire insurance policy from policybazaar and experienced amazing feedback from them in claim settlement. I have a sports merchandise shop that caught fire last yearI raised a claim which was resolved within a few days without any hassles.
4.8 October 08, 2022
Helpful Support
The support team of Policybazaar is really helpful and prompt. They solve all your queries fast. Would definitely recommend Policybazaar for purchasing insurance .
4.8 October 07, 2022
Extensive Cover
Got a fire insurance policy for my shop and it was really extensive with so many features. Purchased it from Policybazaar without paying any commission fees. Great coverage.
4.5 October 06, 2022
User Friendly Website
We deal in the cotton industry and suffered a huge loss last year because of the fire. We were looking for insurance to safeguard us financially from any such incident in the future. We landed on the policybazaar website and bought fire insurance. Their website is well managed and gives all the necessary information.
4.8 October 05, 2022
Plans Are In Budget
Had to purchase a fire insurance which should be in my budget as I run a very small store. Got a lot of affordable plans on Policybazaar and purchased the one that suited my budget. All plans are in budget and with so many features.
4.3 October 04, 2022
Covered My Shop
I have a shop of garments and it caught fire last year in which I lost items worth thousands. Purchased a fire insurance from Policybazaar and now I feel really relieved that it would financially cover my shop in such circumstances.
4.3 October 03, 2022
Faster Claim Settlement
A part of my warehouse having thousands of material caught fire. Luckily I had a fire insurance policy that I could claim and received compensation from them. It was such a relief. The claim settlement team at Policybazaar is helpful and really quick.
4.5 October 02, 2022
I have a warehouse of clothes and was planning to buy a fire insurance policy to cover my material from unwanted fire. Got a really affordable plan from Policybazaar with some really great features.
4.5 October 01, 2022
Budget Friendly
Wanted to cover my crockery shop from fire and was searching for an affordable plan. Found a great plan at Policybazaar which suited my budget.
4.5 September 30, 2022
Instant Purchase
Wanted a fire insurance policy for my crockery business and could purchase it instantly from Policybazaar. The process was quick instant and very easy.