Group Health Insurance for Cement Industry

Group health insurance for cement industry provides coverage to the workers against medical expenses caused due to injuries or illnesses sustained during the course of their work. Not just the employee but several insurance companies provide coverage to the family members of the employees.

Personalised health plans that fit your organizations requirements & dedicated experts to help you choose.

Customized plans

Affordable prices

24X7 Support

Dedicated claims manager

Total Care

All round wellness benefits

*Premium starting from ₹110/Employee/Month for ₹1 Lac Sum Insured covering Health & Wellness Needs (excluding GST)

#Premium may vary on the basis of coverage type & add-ons

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

₹1 Lakh cover @ just

₹110/employee

No medical test required

Zero waiting period

Paperless claims

Mobile number

Get Updates on WhatsApp

By clicking on "Next" you agree to our Privacy Policy and Terms Of Use , and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.

Importance of Group Health Insurance for Cement Industry

Workers in the cement industry are prone to get sick due to the chemicals that are released during the production of cement. Since these chemicals can really harm a human body from the inside, it becomes necessary for the owner of the cement factory to provide group health insurance coverage to the workers.

Group Health Insurance for Cement Factory: Inclusions

Group medical insurance for cement industry provides coverage for the following:

Pre-existing diseases are covered

Pre & post hospitalisation expenses are covered

Infant of the insured worker is covered from the day of delivery

Maternity coverage

Doctor’s fee

Room rent charges

Ambulance charges as specified in the policy

Medical tests as per specified in the policy

Day care treatment charged are covered

Domiciliary charges are covered

Extended coverage for oxygen, blood, medicines, etc. are covered

Group Health Insurance for Cement Factory: Exclusions

Group medical insurance for cement factory does not provide coverage for the following:

Several insurance companies does not provide cover for parents

Non-allopathic treatments are not covered

If the insured is suffering from a diseases since birth, the insurance plan does not provide coverage

Health related complications due to alcohol or drug abuse is not covered

Expenses incurred in diseases like AIDS is not covered

Claiming Process under Group Medical Insurance for Cement Factory

Follow the steps mentioned below to raise claim through third-party administrator:

Fill in pre-authorisation form at the TPA desk

Third-party administrator contact the insurer for pre-approval

You get approval from insurer with initial amount

Post treatment the claim gets settled

To get re-imbursement:

Inform the insurer within 24 hours of getting hospitalised

Keep original bills, discharge documents and reports handy

Submit the claim form within 7 days of discharge

The insurer will check the T&C of the policy and process the claim

Provide cancelled cheque so that the insurer can begin the claim settlement process

Once everything is done, the insurer will reimburse the amount within 15 days

Documents Required to Raise Claim under Group Medical Cover for Cement Industry

Keep the following documents ready to submit along with the claim form to raise the claim:

Filled up claim form with concerned Doctor’s signature

FIR, if any

Final Hospital Bill

Prescription of the Doctor

Discharge summary with treatments listed

Cash memo

Any other docs as per the requirement of the insurer