Group Health Insurance for FMCG

Group health insurance for FMCG industry provides coverage to the employees working in the FMCG product manufacturing companies, factories, etc. Group health plan provides financial coverage for the specified illnesses, injuries caused during the course of the employee’s work.

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₹110/month/employee+
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Whom do you want to insure?

  • Employee, spouse & kids

  • Employee only

Importance of Group Health Insurance for FMCG Industry

Covering employees under group health plan is the FMCG industry is important. The insurance plan not only helps the employee in paying their unexpected hospital bills but also help the employer to retain employees for a longer period of time. This is why providing group medical plan to employees now a days has become necessary.

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Group Health Insurance Premium Calculator

Who do you want to insure?

  • Employees
  • Employees & their family
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Minimum lives should be 7

  • 1 Lakh
  • 2 Lakh
  • 3 Lakh
  • 4 Lakh
  • 5 Lakh

Include maternity coverage

Premium starts from

(Excluding GST)

Let's find the right plan for you

Speak to our experts to get the right plan for your company's needs

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  • Date
  • Time

When do you want a call back?

  • Today
  • Tomorrow
  • 24 May
  • 25 May
  • 26 May
  • 27 May
  • 28 May

What will be the suitable time?

  • 11:00am - 12:00pm
  • 12:00pm - 01:00pm
  • 01:00pm - 02:00pm
  • 02:00pm - 03:00pm
  • 03:00pm - 04:00pm
  • 04:00pm - 05:00pm
  • 05:00pm - 06:00pm

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Our experts will reach out to you on 4th June between 2:00 PM - 3:00 PM

Coverage under Group Health Insurance for FMCG Industry

Group medical insurance for FMCG firm provides coverage for the following:

  • The insurance plan covers doctor’s fees
  • It covers pre-existing diseases
  • Covers consultation charges
  • Provides coverage for pre and post hospitalisation charges
  • Maternity coverage is also provided
  • Room rent cover as per specified in the policy is provided
  • Domiciliary charges are also covered
  • Employee’s new born baby gets coverage from day 1
  • Day care charges are also covered
  • Financial coverage for medicine, x-rays, etc. is provided
  • Ambulance charges are also covered

Group Medical Insurance Does not Cover

Group medical insurance for FMCG Industry does not provide coverage for the following:

  • Several insurance companies do not extend coverage to the parents of the employee
  • Ayurveda and homeopathy treatment expenses are not covered
  • Complications caused out of drug abuse or alcohol abuse are not covered
  • Expenses coming out of the treatment of AIDS and any other related illnesses
  • Diseases that are present in the insured person since birth are not covered

Group Mediclaim for FMCG Industry: Claim Process

To raise cashless claim through TPA:

  • Go to the TPA desk in the hospital
  • Take the pre-authorisation form and fill it up
  • Third-party administrator gets the pre-approval from the insurer
  • Then insurance company settles the claim

To raise claim for re-imbursement:

  • Tell the insurance company within 24 hours of hospitalisation
  • Collect all bills, reports and documents
  • Within 7 days of discharge, submit the claim form along with the required documents
  • After this, insurance company will process the claim
  • The amount will get into your account within the seven working days

Group Medical Cover for FMCG Firm: Required Documents

Submit the following documents with claim form to raise claim:

  • Claim form
  • Discharge summary
  • Cash memo
  • Doctor’s prescription
  • FIR, if any
  • Any other document as per the insurer’s requirement
  • Final bill

calcu-img

Group Health Insurance Premium Calculator

Who do you want to insure?

  • Employees
  • Employees & their family
icon

Minimum lives should be 7

  • 1 Lakh
  • 2 Lakh
  • 3 Lakh
  • 4 Lakh
  • 5 Lakh

Include maternity coverage

Premium starts from

(Excluding GST)

Let's find the right plan for you

Speak to our experts to get the right plan for your company's needs

icon Expert advice made easy icon
  • Date
  • Time

When do you want a call back?

  • Today
  • Tomorrow
  • 24 May
  • 25 May
  • 26 May
  • 27 May
  • 28 May

What will be the suitable time?

  • 11:00am - 12:00pm
  • 12:00pm - 01:00pm
  • 01:00pm - 02:00pm
  • 02:00pm - 03:00pm
  • 03:00pm - 04:00pm
  • 04:00pm - 05:00pm
  • 05:00pm - 06:00pm

Tell us the number you want us to call on

Your privacy matters. We won't spam you

Call scheduled successfully!

Our experts will reach out to you on 4th June between 2:00 PM - 3:00 PM

Written By: PolicyBazaar - Updated: 21 September 2023
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  • Date
  • Time

When do you want a call back?

  • Today
  • Tomorrow
  • 24 May
  • 25 May
  • 26 May
  • 27 May
  • 28 May

What will be the suitable time?

  • 11:00am - 12:00pm
  • 12:00pm - 01:00pm
  • 01:00pm - 02:00pm
  • 02:00pm - 03:00pm
  • 03:00pm - 04:00pm
  • 04:00pm - 05:00pm
  • 05:00pm - 06:00pm

Call scheduled successfully!

Our experts will reach out to you on 4th June between 2:00 PM - 3:00 PM

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Policybazaar for Business - Group Health Insurance - Customer Reviews
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4.4/5
Based on 189 reviews
4.4
out of 5
Based on 189 reviews
38 users
136 users
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3.8 April 09, 2023
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Excellent Support
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4.3 April 01, 2023
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Necessary Investment
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4.3 March 24, 2023
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3.8 March 16, 2023
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Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
Delhi
4.3 March 15, 2023
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Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
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3.8 March 02, 2023
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Great Experience
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4.3 February 17, 2023
Diljeet
Excellent Purchase
It was a excellent purchase at PolicyBazaaar. Thankyou team.
Coimbatore
4.3 February 04, 2023
Satya
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
Chennai
4.3 January 22, 2023
Abhishek
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
Delhi
4.3 January 09, 2023
Abhash
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.
Pune