Group Health Insurance for FMCG

Group health insurance for FMCG industry provides coverage to the employees working in the FMCG product manufacturing companies, factories, etc. Group health plan provides financial coverage for the specified illnesses, injuries caused during the course of the employee’s work.

Personalised health plans that fit your organizations requirements & dedicated experts to help you choose.

Customized plans

Affordable prices

24X7 Support

Dedicated claims manager

Total Care

All round wellness benefits

*Premium starting from ₹110/Employee/Month for ₹1 Lac Sum Insured covering Health & Wellness Needs (excluding GST)

#Premium may vary on the basis of coverage type & add-ons

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

₹1 Lakh cover @ just

₹110/employee

No medical test required

Zero waiting period

Paperless claims

Mobile number

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Plans that covers all the Employees, their Spouse and Kids (up to 25 years of age)

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Disclaimer: The above plans and premiums are for 1 Lakh sum per life per month covering Health and Wellness needs of 7 Employees, 5 Spouse & 2 Kids below 35 years of age. The premium is inclusive of GST and do not cover PEDs & Maternity. Standard T&C Apply PolicyBazaar does not rate, endorse or recommend any particular insurer or insurance product offered by the insurer.

Importance of Group Health Insurance for FMCG Industry

Covering employees under group health plan is the FMCG industry is important. The insurance plan not only helps the employee in paying their unexpected hospital bills but also help the employer to retain employees for a longer period of time. This is why providing group medical plan to employees now a days has become necessary.

Coverage under Group Health Insurance for FMCG Industry

Group medical insurance for FMCG firm provides coverage for the following:

The insurance plan covers doctor’s fees

It covers pre-existing diseases

Covers consultation charges

Provides coverage for pre and post hospitalisation charges

Maternity coverage is also provided

Room rent cover as per specified in the policy is provided

Domiciliary charges are also covered

Employee’s new born baby gets coverage from day 1

Day care charges are also covered

Financial coverage for medicine, x-rays, etc. is provided

Ambulance charges are also covered

Group Medical Insurance Does not Cover

Group medical insurance for FMCG Industry does not provide coverage for the following:

Several insurance companies do not extend coverage to the parents of the employee

Ayurveda and homeopathy treatment expenses are not covered

Complications caused out of drug abuse or alcohol abuse are not covered

Expenses coming out of the treatment of AIDS and any other related illnesses

Diseases that are present in the insured person since birth are not covered

Group Mediclaim for FMCG Industry: Claim Process

To raise cashless claim through TPA:

Go to the TPA desk in the hospital

Take the pre-authorisation form and fill it up

Third-party administrator gets the pre-approval from the insurer

Then insurance company settles the claim

To raise claim for re-imbursement:

Tell the insurance company within 24 hours of hospitalisation

Collect all bills, reports and documents

Within 7 days of discharge, submit the claim form along with the required documents

After this, insurance company will process the claim

The amount will get into your account within the seven working days