Group Health Insurance for Oil & Gas Industry

Group health insurance for oil and gas industry provides coverage to the employees working in the factories against unexpected financial cost coming out of treatment for specified injuries or illnesses. The group medical plan not only provides coverage to the employee but also the dependents of the employee such as spouse, kids and even parents.

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Whom do you want to insure?

  • Employee, spouse & kids

  • Employee only

Importance of Group Medical Insurance for Oil & Gas Industry

Without a doubt, employees of any organisation are the most important asset. Hence protecting them from any unforeseen expense is employer’s responsibility. Since, the employees working in an oil & gas factory are prone to getting sick as they are surrounded by containers filled with hazardous gases and oil, it becomes necessary for them to be covered under a group health insurance plan that could help them get financial coverage whenever they need.


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Who do you want to insure?

  • Employees
  • Employees & their family

Minimum lives should be 7

  • 1 Lakh
  • 2 Lakh
  • 3 Lakh
  • 4 Lakh
  • 5 Lakh

Include maternity coverage

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(Excluding GST)

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Coverage under Group Medical Insurance for Oil & Gas Industry

Group health insurance for Oil & Gas Inudstry covers the following:

  • Coverage against pre-existing diseases
  • Employee’s new born baby gets coverage from the day of delivery
  • Doctor’s fee & Consultation charges are covered
  • Pre and post hospitalisation charges are covered
  • Ambulance charges as per specified in the policy are covered
  • Room rent expense is covered
  • Medical tests are covered such as chemotherapy, radiotherapy, etc.
  • Maternity coverage is provided
  • Domiciliary and day care charges are covered
  • Financial coverage for x-rays, medicines, etc.

Group Insurance for Oil & Gas Industry does not Covers

Group medical insurance for oil & gas industry does not provide coverage for the following:

  • Complications arising due to alcohol or drug abuse are not covered
  • Treatments such as Ayurveda and homeopathy are not covered
  • Charges incurred in treatment of AIDS or any other related ailments are not covered
  • Some of the insurance companies do not provides coverage for parents
  • Diseases present since the birth of the employees are not covered

Group health insurance for manufacturing firms does not provide coverage for the following:

Group Mediclaim for Oil & Gas Industry: Claim Process

Follow the steps mentioned below to raise cashless claim through TPA:

  • Go to the TPA desk once you reach hospital
  • Fill in pre-authorisation form
  • TPA will get the pre-approval from insurer
  • Insurance company settles the claim

Follow the steps for re-imbursement claim:

  • Inform the insurance company as soon as the insured gets hospitalised
  • Collect reports, bills and other important documents
  • Submit claim form within 7 days of discharge
  • The insurance company will process the claim
  • Provide cancelled cheque to process the claimed amount
  • Insurance company reimburses the amount within 15 days

Group Medical Cover for Oil & Gas Firm: Required Documents

To raise the claim, you need to keep the following documents ready to submit along with the claim form:

  • Claim form
  • Doctor’s prescription
  • FIR, if any
  • Cash memo
  • Discharge summary
  • Any other document as per requirement
  • Final bill

Written By: PolicyBazaar - Updated: 21 September 2023

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Policybazaar for Business - Group Health Insurance - Customer Reviews
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Based on 189 reviews
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Based on 189 reviews
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3.8 April 09, 2023
Excellent Support
It was easy to buy insurance from PolicyBazaar website and customer support was also amazing to clear all the doubts.Thankyou. Highly worth it.
4.3 April 01, 2023
Necessary Investment
It is a good and necessary investment. Thanks PB.
4.3 March 24, 2023
Provides Satisfactory Results
I purchased Group health insurance at policybazaar recently and i am so much satisfied with the plan. The application process was smooth and efficient, making the typically tedious task of getting insurance surprisingly hassle-free.Thanks PB.
3.8 March 16, 2023
Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
4.3 March 15, 2023
Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
3.8 March 02, 2023
Great Experience
I got great deals on PolicyBazaar website. Highly recommend.
4.3 February 17, 2023
Excellent Purchase
It was a excellent purchase at PolicyBazaaar. Thankyou team.
4.3 February 04, 2023
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
4.3 January 22, 2023
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
4.3 January 09, 2023
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.