Co-Payment Clause in Group Health Insurance

With medical inflation, high medical bills, and the constantly rising cost of healthcare services, group health insurance policies have become a staple in an employee’s benefits package. Many times, employees feel once they are a part of an employer-funded group insurance scheme, all their medical expenses would be taken care of automatically. However, this is not always the case. A group health insurance with a co-payment clause can be a hindrance wherein the employee might have to pay a certain amount from his pocket.

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