Documents to Submit Along with Claim Form in Marine Insurance

The marine policy covers several kinds of risks faced by ship or cargo owners. It is an essential insurance policy in the shipping industry. A policyholder may avail of different kinds of marine insurance. This includes Hull and Machinery insurance, marine cargo insurance, liability insurance, and freight insurance. An individual may purchase any of the policy as per his requirement. However, many policyholders face issues while claiming insurance benefits. Several insured do not possess any knowledge about the documents required along with claim form under marine insurance.

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Documents Required Along with Claim Form under Marine Insurance

An insured must understand the claiming process in order to file the marine policy claim. In addition, he must learn about the documents required along with claim form under marine insurance policy.

Let us discuss the documents required along with the claim form under marine insurance policy.

  1. Claim Form

    First, the policyholder is required to obtain the claim form. It must be filled in by him in order to proceed further with the claim. The claim form comprises the following details which are required to be filled by the insured.

    • Policy/Cover No.
    • Certificate No.
    • Date
    • Time and date when the loss was detected by the insured
    • The certificate of damage obtained by the carrier
    • Type of Damage
    • Extent of Damage
    • Descriptions of goods in the transit
    • Monetary Claim
    • Invoice No.
    • Mode of transportation
  2.  Original Insurance Certificate

    The insurance company provides an insurance certificate while subscribing to the marine policy. The certificate consists of the policy number. The policyholder is required to keep the certificate safe. In addition, the policy number is required to check the policy coverage.

  3. Copy of Billing Lading

    The Bill of Lading or BOL is a document that the carrier provides to the shipper. The BOL contains the details of the shipment. It is a means to transfer the title of the goods. It serves the purpose of ensuring that the exporters and importers receive the payment and goods respectively. The BOL is a document required along with claim form under marine insurance policy.

  4. Survey Report

    The missing certificate or survey report must be furnished by the insured along with the claim form in marine policy.

  5. Original Invoice

    The policyholder must attach the original invoice along with the claim form. In addition, the policyholder is also required to furnish the packing list and weight notes.

  6. Shipping Specification

    The shipping specification is another document required along with claim form under marine insurance.

  7. Correspond Exchange

    The policyholder must provide copies of the correspondence exchange between him and the insurance company.

  8. Claim Bill

    The claim bill is another document which is required to be attached by the policyholder in order to file the insurance claim.

  9. Claiming Process in Marine Insurance Policy

    Along with documents, the policyholder must learn about the claiming process involves in marine transit insurance. The following is the claiming process which must be followed by the policyholder.

    • The policyholder must inform the insurance provide about the loss of the goods or damages caused to the marine
    • The insured must inform the incidents immediately after acknowledgement
    • The insurance company shall appoint a surveyor in order to find out the extend of loss
    • The surveyor shall investigate and interpret the loss caused to the policyholder
    • The policyholder must cooperate with the surveyor and answer his queries
    • The surveyor shall make a report and send to the insurance company
    • The insurer shall provide the appropriate compensation. This shall be based on the report furnished by the surveyor


The shipping industry is prone to several kinds of unprecedented risks. Such risks may cause severe damage to an individual. Therefore, an individual must subscribe to marine insurance in order to mitigate such risks.

Written By: PolicyBazaar - Updated: 16 November 2023

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Policybazaar for Business - Marine Insurance - Customer Reviews
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Based on 114 reviews
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Based on 114 reviews
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3.8 April 20, 2023
Great Experience
I recently purchased Marine insurance from Policybazaar for my shipping business and I must say I am thoroughly impressed with their service and coverage. From start to finish, the experience has been smooth and hassle-free.Thankyou.
4.3 April 03, 2023
Provides Comprehensive Protection
When it comes to coverage, Marine insurance that i bought from PolicyBazaar has exceeded my expectations. It provides comprehensive protection for my cargo and vessels during transit, ensuring I can focus on my business operations with peace of mind. Thankyou.
4.3 March 17, 2023
Excellent Services
I highly recommend Marine insurance from PolicyBazaar website to anyone in the shipping or logistics industry. Their user-friendly website, comprehensive coverage, and excellent customer service make them stand out from the competition. With Policybazaar, I feel confident in navigating the high seas, knowing that my business is well-protected. Thank you, Policybazaar.
4.3 February 28, 2023
User Friendly Interface
The website's user-friendly interface made it easy to compare different plans and find the perfect fit for my business needs.Thanks
4.3 February 11, 2023
Prompt Services
I appreciate the transparency and honesty with which Policybazaar handled my claims. They were prompt in processing my claim and their claim settlement process was hassle-free.Thanks PolicyBazaar.
3.8 February 10, 2023
Exceeds Expectations
I recently had the pleasure of purchsing marine insurance from Policy bazaar website and I must say it has been an outstnding experience from start to finish. I am thrilled to share my positive customer review, as this truly exceeded my expectations. Thanks PB.
3.8 January 31, 2023
Easy Navigation
The ease of navigating the Policy bazaar website and finding the right marine insurance policy was impressive. The website's user-friendly interface and intuitive design made it incredibly simple to compare various options, understand the coverage details and make an informed decision. I appreciated the transparency provided throughout the process. Thanks.
3.8 January 21, 2023
Excellent Support
The customer service provided by Policy bazaar was decent. Their team was responsive, knowledgeable and went above and beyond to assist me at every step. Their professionalism and commitment to customer satisfaction were truly commendable.Thankyou.
4.3 January 11, 2023
Sanjeev Rathor
Efficient Process
When it came to claims processing, Policy bazaar demonstrated remarkable eficiency and effectivenes. I had an unfortunate incident during the coverage period and filing a claim was a breeze. The entire process was streamlined and their team guided me throuugh every necssary step, making it hassle-free. The promptness with which my claim was setled reflected their commitment to their customers' well-being and peace of mind. Thankyou.
3.8 January 01, 2023
Comprehensive Coverage
I must mention the comprehensive coverage provided by the marine insurance policy I purchasd through Policy bazaar. It offered me the necesary protection and peace of mind. Thankyou PolicyBazaar.