A Game-changing Employee Wellness Program

Organizations all around the world have emphasized the experience of their employees which has impacted the retention and attraction of employees. There have been studies that show around 82% of the organizations in the world believe that the well-being of the employees is an essential factor.

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#Premium may vary on the basis of coverage type & add-ons
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*Premium starting from ₹110/Employee/Month for ₹1 Lac Sum Insured covering Health & Wellness Needs (excluding GST)
#Premium may vary on the basis of coverage type & add-ons
**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

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Disclaimer: The above plans and premiums are for 1 Lakh sum per life per month covering Health and Wellness needs of 7 Employees, 5 Spouse & 2 Kids below 35 years of age. The premium is inclusive of GST and do not cover PEDs & Maternity. Standard T&C Apply PolicyBazaar does not rate, endorse or recommend any particular insurer or insurance product offered by the insurer.

Game-changing Factors In Employee Wellness Program

Be it employee satisfaction or the work-life balance or employee stress reduction or productivity of the employees, all the factors have become fundamental issues in the business. All these issues are impacted by the active wellness program.

It has made employers interact with the employees to understand the wellness program and what should be done to make it more suitable for the employees and to do so the employers have to implement those updated programs to offer real-time benefits.

Proactive Approach To Create Better Employee Wellbeing

No matter how severely the pandemic has impacted every organization around the world but it has helped the employers realize the value of being prepared. In the beginning, companies had to send their employees to work from home. The work from the home regime has affected the productivity of the employee as well as erased the difference between the professional and personal life.

Later, when the employees shifted to the hybrid working culture that is a mix of pros and cons in which the cons negatively impacted the mental as well as physical health of the employees. Hence, the inclusion of preventive health check-ups and coverage for consultation in the group health insurance policy would help the employees in dealing with the health issues more efficiently.

Expanding Health Insurance Boundary

Employees covered under the group health insurance policy do not have to go through any waiting period for existing diseases to get coverage along with the coverage for pre and post-hospitalization, it takes off the financial burden from the employee's shoulders. The group health plan plays a dominating role when the insured employee has to go through any unforeseen medical emergency.

So the companies that stand beside their employees during such problematic times are more experienced in taking care of the employee and have a better work culture. Therefore, keeping the physical and mental wellness coverage provided by the group health insurance policy can be considered a good approach that can be a game-changer.

Digital Approach During Remote Work

When employees were sent back home to continue their official work, the whole structure of the workforce changed. However, employers along with their employees evolved and turned the disaster into an opportunity.

Out of all the facilities provided under the group insurance scheme, telemedicine became a trend in the employee wellbeing arena. During the lockdown when people were not allowed to go out, it became difficult for the people who consult a doctor when required. Hence, telemedicine is a real-time and error-free benefit that employees can enjoy.

Group health insurance plans offered by the organizations have their benefits accessible digitally to all the employees. These kinds of services will make sure that the wellness programs are sustained for a longer period of time.

Retention and Attraction of Talents

Providing a good wellness program that offers real-time and error-free benefits will help reduce the absenteeism of the employees. It depends on whether the employee feels valued in the organization or not. Nowadays, when a candidate looking for a job, they get attracted to the companies that offer group health insurance policies more than the ones that don’t.

Well, the salary they get is significant but what plays an important role is the employee benefits program provided by the employer in the organization. Apart from this, the work culture and the overall experience in the organization are also necessary to consider. There are certain factors that will make talent stay back in the organization as well as attract new ones.

Conclusion

By following certain things that can help an organization to grow such as employee engagement, healthcare plans, real-time benefits like telemedicine, etc. This is why it is suggested to employers learn from their mistakes and upgrade their wellness programs to deal with the post-pandemic scenarios and be prepared for anything because it is important to keep the employee's well-being in mind as they are the most important asset of the organization.

Written By: PolicyBazaar - Updated: 24 June 2022
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