Health Risk Assessment Program for Employees

The health risk assessment program identifies the health and quality of life of the employee at the workplace.h It consists of three elements, a risk calculation score, a risk calculation score, a set of questions and a form of counseling on basis of which a doctor advises the employee.

Read more
Personalised health plans that fit your organizations requirements & dedicated experts to help you choose.
Customized plans

Affordable prices

24X7 Support

Dedicated claims manager

Total Care

All round wellness benefits

Fast-track your search with instant quotes from top insurers
₹1 Lakh cover starting at
₹110/employee+
No medical test required
Zero waiting period
Paperless claims
secure-icon We don't spam
Get Updates on WhatsApp
By clicking on "Next" you agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.

Whom do you want to insure?

  • Employee, spouse & kids

  • Employee only

Three Elements of Health Risk Assessment

As we have mentioned the three elements of health risk assessment in the above paragraph. Let us tell you in brief about these elements.

  1. Set of Questions

    Set of Questions

    It is supplemented as a clinical examination that consists of questions regarding hygiene habits and general diseases and lifestyles. With the help of this examination, HR gets an idea about the kind of support and services an employee would require.

  2. Risk Calculation

    Risk Calculation

    After this examination, HR gets an idea about the diseases from which each and every employee is suffering that might affect the employee in the long run. In return, this helps the organization as it decreases the chances of employees falling ill because the health risk assessment helps the organization learn about the health conditions of the employees in advance and they get prepared for it.

  3. Counseling

    Employee discussion

    After the examination and risk calculation, whichever employee is suffering from a disease or having any other issues in the office gets to consult with the HR or whoever is authorized and the required solution is provided to them.

Steps of Health Risk Assessment

Here are the following steps of health risk assessment:

Step 1: Identify the disease of the employee

Step 2: Decide who would be harmed and how?

Step 3: Evaluate the risks associated and get ready for precautions.

Step 4: Make a record of the data and implement it.

Step 5: Review the assessment and if required you can update it.

Step 6: As per the health risk of the employee, do the counseling.

Importance of Health Risk Assessment

Here are some of the important factors of health risk assessment:

  1. Increase Engagement

    Increase Engagement

    In order to create a positive and productive working environment, employers have to understand the employee well and create a system that makes them feel worthy and important. Health risk assessment helps the employer under the important factors to consider while organizing the wellness strategies.

  2. Health-risk Decreases

    Healing Steps

    With the help of health risk assessment, employees get to understand their unhealthy lifestyle. Once you get this assessment done and give feedback to your employees, they try to switch their bad habits into good ones. This helps and decreases the health risks which were overlooked earlier.

  3. Healthcare Costs are Reduced

    Healthcare Cost Reduction

    Many organizations provide group health insurance policies to their employees that provide them financial coverage against any unforeseen medical costs. This helps the employees take the unforeseen financial get off of their shoulders. However, the health risk assessment assists the employees so that they can learn about their health conditions and prevent any unforeseen health conditions from happening.

What Should Be Done Before HRA?

An employer should make sure that confidentiality and anonymity are maintained throughout the health risk assessment program. Since the health condition of an employee is a private matter that they would not want to be disclosed.

Security of Employee

The employers should analyze as the group level results would help them support the employees in aggregate. In order to increase the credibility of the findings, the employer needs to increase the participation of employees. The more employees will participate, the better results will come out that will eventually ensure meaningful results.

According to these results, the employer will take action for better opportunities for both employees and employers. In order to make your employees believe that there is full confidentiality, more employees need to participate as it will spread a positive vibe around the organization and lighten up the concerns about the anonymity of the process.

Conclusion

Health risk assessment helps the employer understand the health conditions of the employees as well as help the employees understand their state of health. If the HRA is conducted periodically, it will eventually help the employers learn about the company’s progress and also analyze their data that will help them implement an effective wellness program in the company. Hence a comprehensive approach to health and safety management can be achieved in the health risk assessments conducted in the organization every now and then.

Written By: PolicyBazaar - Updated: 08 July 2022

Wait! Didn't find what you were looking for?

Our certified business insurance experts are just a call away.

Call scheduled successfully

Thank you
Our experts will provide you assistance with your
insurance coverage. Be assured, all your questions
will be answered

Customizable plans from top insurers

starting @ ₹110/employee*

View Quotes
Group Health Insurance Articles
GIPSA stands for General Insurance Public Sector Association.It is a group of four General insurance companies...Read more
28 Apr 2022 by Policybazaar 12905 Views
When it comes to insurance, it's important to have a clear understanding of the available options. GPA (Group...Read more
01 Jun 2023 by Policybazaar 5023 Views
Employee welfare is one of the prime responsibilities of an employer. It helps in the smooth functioning of the...Read more
29 Nov 2022 by Policybazaar 6416 Views
A group medical insurance scheme offers many benefits in addition to providing financial support during medical...Read more
08 Feb 2023 by Policybazaar 5816 Views
Adequate health insurance forms an important component in a sound and practical personal financial plan. Its...Read more
21 Sep 2022 by Policybazaar 5827 Views
In the corporate sector, the health and happiness of employees...Read more
14 Nov 2023 by Policybazaar 62 Views
The Hospital's Third-Party Administrator Desk, often referred to...Read more
03 Nov 2023 by Policybazaar 263 Views
Offering group health insurance to employees is a critical...Read more
05 Oct 2023 by Policybazaar 453 Views
Are group health insurances tax deductible? The answer to this...Read more
15 Sep 2023 by Policybazaar 623 Views
Daily hospital cash insurance is essentially a lump-sum benefit...Read more
15 Sep 2023 by Policybazaar 451 Views
Policybazaar for Business - Group Health Insurance - Customer Reviews
View all
4.4/5
Based on 189 reviews
4.4
out of 5
Based on 189 reviews
38 users
136 users
15 users
0 users
0 users
3.8 April 09, 2023
Mansi
Excellent Support
It was easy to buy insurance from PolicyBazaar website and customer support was also amazing to clear all the doubts.Thankyou. Highly worth it.
Dehradun
4.3 April 01, 2023
Mahesh
Necessary Investment
It is a good and necessary investment. Thanks PB.
Lucknow
4.3 March 24, 2023
Surya
Provides Satisfactory Results
I purchased Group health insurance at policybazaar recently and i am so much satisfied with the plan. The application process was smooth and efficient, making the typically tedious task of getting insurance surprisingly hassle-free.Thanks PB.
Bareilly
3.8 March 16, 2023
Naveen
Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
Delhi
4.3 March 15, 2023
Rajesh
Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
Delhi
3.8 March 02, 2023
Ravi
Great Experience
I got great deals on PolicyBazaar website. Highly recommend.
Pune
4.3 February 17, 2023
Diljeet
Excellent Purchase
It was a excellent purchase at PolicyBazaaar. Thankyou team.
Coimbatore
4.3 February 04, 2023
Satya
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
Chennai
4.3 January 22, 2023
Abhishek
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
Delhi
4.3 January 09, 2023
Abhash
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.
Pune