Healthcare Benefits Modern Employees Expect from Their Employers

Healthcare benefits offered by the employers help in increasing productivity, reducing absenteeism, maintaining the goodwill of the company, boosting the morale of the employees, etc. Throughout the years, employees’ have evolved, and their expectations from the company have also changed. From health insurance for employees to mental health wellness programs, they desire other benefits other than a monthly paycheque.

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Wellness At Work

Benefits of group health insurance

8 Healthcare Benefits for Modern Employees in an Organisation

To retain the top talent, employers should incorporate a few healthcare benefits to keep their employees happy. Moreover, employees have faced major health issues during the COVID-19 pandemic. Mental health issues, less social interaction, and prolonged remote working have intensified the stress at work.

To tackle such challenges, here are 8 healthcare benefits that every employer should offer to their employees.

  1. Awareness Towards Holistic Wellness Approach

    With the sedentary lifestyle and transformed working culture of remote working, the world is adopting a new wellness approach. Holistic wellness is one way to work on your body goals and enhance your life’s quality. It includes eating a balanced & nutritious diet, exercising regularly, and meditation & yoga. This will help to reduce absenteeism, increased retention, enhance productivity, and positive body & mind.

  2. Awareness Towards Mental Health Issues

    Another critical aspect of the COVID-19 pandemic is mental health issues. Increased stress from work, work-life imbalance, and lack of support systems at work have exposed the workers to mental health issues. Showing respect & acceptance to employees, understanding their symptoms, building a support network to speak with a certified mental health professional, and taking a break from a work-life are some steps the employer can take to resolve mental health issues among employees.

  3. Group Health Insurance

    Group health insuranceis another healthcare benefit that an employer can offer. It provides a financial backup to the employees and their family members in case of a medical emergency. No waiting period for pre-existing diseases, hassle-free claim settlement process, maternity & new born baby coverage without additional costs, pre & post hospitalisation expenses, no medical check-ups, etc., are some common benefits that employees can enjoy and protect themselves from several medical emergencies.

  4. Diet and Exercise Plans

    Regardless of the career goals, an employee needs to balance a diet, exercise, and rest. A balanced diet helps to maximise energy, control weight, and keep active during the whole day.

    An employee cannot work efficiently by skipping meals or eating inadequately. This can undermine their daily performance and leads to further problems like- illness, moodiness, loss of energy, fatigue, and inconsistent behaviour.

    Another tool is a perfect exercise plan. Physical activity keeps them fit, improves mental health, and promotes well-being. It also improves brain functioning and protects against cognitive decline. An employer can provide healthcare program benefits which include a specific diet plan and a proper exercise plan.

  5. Understanding the Importance of Family Healthcare

    Apart from offering health insurance to its employees, an employer must put effort to provide healthcare benefits to the employees’ immediate family members. A group health insurance for employees allows the policyholder to add their immediate family members, including- their spouse, parents, and dependent children. With the rising healthcare costs, it makes sense to take care of sick family members and give them equal importance.

  6. Women’s Healthcare

    Women, who strengthen the health of a family, deserve more access to the healthcare benefits in an organisation. The pandemic has increased the responsibilities of working women. Employees should start investing in providing healthcare programs for women to enhance their wellbeing.

    Chronic diseases, including cardiovascular disease, breast cancer, and diabetes, are the leading causes of sickness/death in women. To address this issue, preventive healthcare, regular check-ups, breast cancer awareness program, and other healthcare benefits can be implemented in the companies.

  7. Personalised Healthcare

    Making employee-centric healthcare program have contributed to a productive work environment. The organisation can offer access to regular health check-ups, workshops, and therapies. Personalised healthcare in the organisation can help to nip problems and give a holistic sense of well-being for each employee.

  8. Focus on the Wellbeing of Remote Employees

    Remote employee wellnessprogramsis another growing concern for the organisation. Employees are falling sick or are in physical pain due to long working hours and wrong sitting posture. To maintain a healthy work/life balance, encourage remote employee wellness programs.

    Hold regular performance check-ins, providing group health insurance, encouraging employees to balance work & private life, being open to a flexible working style, taking breaks between the work, keeping tabs on mental well-being, and staying connected are some team-building activities that can be incorporated to tackle this issue and keep them motivated during the working hours.

Summarising

Working remotely has its own pressure and challenges. To maintain a healthy work-life balance, utilise the above-mentioned holistic wellness tips to satisfy your employees. As an employer, you can shift to hybrid working culture, as it is more flexible and offers work-life fulfilment.

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    #Tax Benefits are subject to changes in tax laws.The benefits mentioned are as per insurer T&Cs and are available with or without extra cost depending on the plan and insurer chosen .Therefore, to learn more about the benefits in detail, contact the HR department of your company or check the insurance policy documents.. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2027, License category- Composite Broker.
    *Savings of 65% are based on the comparison between the highest and lowest premiums provided by different insurance companies for Rs 5 lakh cover for 50 employees falling in the age group ranging between 19-55 years with room rent limits of 1% and 2% of sum insured for normal and ICU rooms respectively and does not include PED and maternity coverage. Premium starting from
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