Aditya Birla Sun Life Short Term Fund

Aditya Birla Sun Life Short Term Fund is an open-ended debt mutual fund that invests in debt and money market instruments with an average maturity of 1-3 years. The fund aims to generate income and capital appreciation for its investors.

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About Aditya Birla Sun Life Short Term Fund

Aditya Birla Sun Life Short Term Fund is a medium sized fund of its category. This fund was launched on 1 January, 2013 and has been in operation for 10 years and 8 months. The assets under management (AUM) of Aditya Birla Sun Life Short Term Fund are ₹6,033 Crores as of 30th June 2023 and the current NAV is ₹44.30.

The returns of the last 1 year are 7.10%%. Aditya Birla Sun Life Short Term Fund has consistently outperformed by delivering 8.57% average annual returns.

Highlights of Aditya Birla Sun Life Short Term Fund:

  • The minimum investment for Aditya Birla Sun Life Short Term Fund is ₹1000. 

  • Aditya Birla Sun Life Short Term Direct Fund shows above-average consistency in delivering returns compared to its peers.

  • The majority of the fund’s money invested in the Sovereign sector.

  • The top 5 holdings of the fund are in GOI, Embassy Office Parks REIT, HDFC Bank Ltd., DME Development Ltd., First Business Receivable Trust. 

  • The fund maintains a high credit profile, indicating it has lent to high-quality borrowers

Key Information about Aditya Birla Sun Life Short Term Fund

Fund House Aditya Birla Sun Life
Date of Incorporation 1 January 2013
Fund Benchmark NIFTY Short Duration Debt Index B-II
Total AUM ₹6,033 Cr
NAV of the Fund ₹44.30
Expense Ratio 0.38%
Returns since inception 8.66% p.a.
Risk Level Moderate
Investment Objective The scheme seeks to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.
Minimum Investment Amount For 1st installment: ₹1000
For 2nd installment: ₹1000
Minimum SIP of: ₹1000
Top Fund Managers Mr. Kaustubh Gupta- Tenure: Sep 2014 - Present
Mr. Mohit Sharma- Tenure: Aug 2020 - Present
Mr. Dhaval Joshi- Tenure: Nov 2022 - Present

**Note: You can check the returns on your mutual fund investment using the SIP Calculator

Performance of Aditya Birla Sun Life Short Term Fund

Following is the performance of the short term fund over the years:

As on 14th September 2023 1 Year 3 Years 5 Years All
Annual Returns 7.10% 6.00% 7.90% 8.70%
Category Average  6.30% 6.00% 5.00% NA

What are the Top 10 Holdings of the Aditya Birla Sun Life Short Term Fund?

The top 10 holdings of the Aditya Birla Sun Life Short Term Fund as of September 13th, 2023 are:

Top Holdings Sector Asset
GOI Sovereign 13.1%
GOI Sovereign 8.6%
GOI Sovereign 8.3%
GOI Sovereign 3.2%
HDFC Bank Ltd.  Financial 2.5%
GOI  Sovereign 2.4%
Embassy Office Parks REIT  Construction 2.4%
LIC Housing Finance Ltd.  Financial 2.2%
GOI Sovereign 1.7%
GOI Sovereign 1.7%

What is the Debt Sector Allocation by Weightage?

Debt sector allocation by weightage refers to the percentage of a portfolio that is invested in debt securities. The debt sector allocation for Aditya Birla Sun Life Short Term Fund by weightage as of 31st July, 2023 are:

Sector Weightage (%)
Sovereign 43.2%
Financial 33.8%
Construction 13.9%
Others 9.1%

Aditya Birla Sun Life Short Term Fund has allocated a substantial 96.90% of its portfolio towards debt holdings.

What is the Expense Ratio, Exit Load and Taxation of the Aditya Birla Sun Life Short Term Fund?

Category Percentage/Details
Expense Ratio 0.38%
Exit Load NIL
Stamp Duty 0.005% (from July 1st, 2020)

Taxation 

Returns of the Aditya Birla Sun Life Short Term Fund are taxed as per your Income Tax slab.

FAQ's On Aditya Birla Sun Life

  • Aditya Birla Sun Life Short Term Fund lends to which companies?

    The three primary debt holdings of Aditya Birla Sun Life Short Term Fund are as follows:
    Holding Name Percentage of Portfolio
    GOI 41.55%
    Embassy Office Parks REIT 4.12%
    HDFC Bank Ltd. 3.46%
  • What is the AUM of Aditya Birla Sun Life Short Term Fund?

    The AUM of the fund as of 14th September 2023 is ₹6,033 Cr
  • What is the yearly return of Aditya Birla Sun Life Short Term Fund?

    The yearly return of the fund is 7.10%.
  • Is it possible to choose between SIP and Lump Sum investments for Aditya Birla Sun Life Short Term Direct Fund Growth?

    You have the option to opt for either SIP or Lumpsum investment in Aditya Birla Sun Life Short Term Direct Fund Growth, depending on your investment goals and risk tolerance.
  • How can an investor invest in this scheme?

    There are some options available for the investor to invest in the ABSL Short Term scheme, i.e., through the “invest online” option, or he/she can visit the Mutual fund office, or he/she can ask the office to send an adviser. 
  • Can the investments in the ABSL Short Term fund be redeemable?

    Yes, an investor can redeem his/her investments in this fund scheme. An investor can visit the official website of the ABSL Mutual Fund to ask for redemption, or he/she can also request by visiting the mutual fund office. 
  • Within how many days will the redemption proceedings be dispatched?

    Redemption proceedings will be dispatched within ten working days of approval of valid redemption requested from the ABSL mutual fund.
  • What is the portfolio % for the top 2 holdings of the ABSL Short Term fund?

    Bihar state- 4.58% and National Bank for Agriculture &Rural Development- 4.29%
  • What is the Macaulay duration of the portfolio in the ABSL Short Term fund?

    The Macaulay duration of this Fund is between 1-3 years.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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