Best Debt Funds

The only fund type that offers guaranteed fixed returns, Debt Funds are the kind of funds wherein the majority amount is invested in the fixed-income securities. Therefore, Debt Funds are considered as one of the safest money-making instruments investing mainly in corporate bonds, debentures, government securities, treasury bills, etc. moreover, since the money is invested in fixed earning instruments, an investor can expect low risk along with decent returns at the end compared to Equity Funds. 

Read more
Best Investment Plans
  • Guaranteed Tax Savings

    Under sec 80C & 10(10D)
  • ₹ 1 Crore

    Invest 10k Per Month*
  • Zero LTCG Tax

    Unlike 10% in Mutual Funds

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Grow Your Wealth !

Best Plans With High Returns Available On One Platform

+91
View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp

Top Best Debt Funds

Fund Name
Fund Size
NAV
5 Year
7 Year
10 Year
Best Debt Funds Pure Fund
308 Cr
29.88 -0.13%
8.42%
10.23%
13.69% Highest Returns
13.69% Highest Returns
View Plan
Best Debt Funds Builder
266 Cr
70.9 0.00%
6.83%
9.65% Highest Returns
9.07%
9.07%
View Plan
Best Debt Funds Whole Life Income Fund
775 Cr
31.95 0.04%
6.64%
7.8%
8.34% Highest Returns
8.34% Highest Returns
View Plan
Best Debt Funds Bond Fund
105 Cr
23.35 -0.01%
6.32%
8.08% Highest Returns
8.01%
8.01%
View Plan
Best Debt Funds Protector
332 Cr
52.65 0.00%
6.1%
8.13% Highest Returns
7.97%
7.97%
View Plan
Best Debt Funds Steady Money Fund
83 Cr
32.37 0.03%
5.87%
7.7%
7.9% Highest Returns
7.9% Highest Returns
View Plan
Best Debt Funds Debt Fund
402 Cr
30.5 0.03%
6.56%
8.28% Highest Returns
7.88%
7.88%
View Plan
Best Debt Funds Income Advantage
839 Cr
33.09 0.02%
6.39%
9.03% Highest Returns
7.88%
7.88%
View Plan
Best Debt Funds Income Fund
10,373 Cr
25.94 0.01%
5.94%
7.21%
7.86% Highest Returns
7.86% Highest Returns
View Plan
Best Debt Funds Dynamic Bond Fund
1,626 Cr
41.16 0.04%
5.97%
7.83% Highest Returns
7.83% Highest Returns
7.83% Highest Returns
View Plan
Best Debt Funds Dynamic Gilt Fund
202 Cr
37.74 0.05%
5.86%
7.31%
7.81% Highest Returns
7.81% Highest Returns
View Plan
Best Debt Funds Secure Fund
920 Cr
36.72 0.04%
5.38%
7.59%
7.8% Highest Returns
7.8% Highest Returns
View Plan
Best Debt Funds Assure
302 Cr
37.84 0.00%
6.36%
8.25% Highest Returns
7.54%
7.54%
View Plan
Best Debt Funds Whole Life Short-Term Fixed Income Fund
232 Cr
28.76 0.00%
5.94%
7.07%
7.25% Highest Returns
7.25% Highest Returns
View Plan
Best Debt Funds Future Income Fund
104 Cr
29.58 0.04%
4.23%
5.9%
7.01% Highest Returns
7.01% Highest Returns
View Plan
Best Debt Funds Protector II
814 Cr
23.79 0.00%
4.78%
7.17% Highest Returns
6.9%
6.9%
View Plan
Best Debt Funds Dynamic Floating Rate Fund
23 Cr
31.85 0.00%
4.81%
6.44%
6.89% Highest Returns
6.89% Highest Returns
View Plan
Best Debt Funds Money Market Fund
3,344 Cr
23.35 -0.01%
5.29%
5.9%
6.78% Highest Returns
6.78% Highest Returns
View Plan
Best Debt Funds Preserver II
80 Cr
23.22 0.02%
5.2%
6.96% Highest Returns
6.71%
6.71%
View Plan
Best Debt Funds Liquid Plus
266 Cr
19.2 0.00%
5.25%
6.55%
6.56% Highest Returns
6.56% Highest Returns
View Plan
Best Debt Funds Bond Fund-II
84 Cr
22.6 0.02%
3.37%
5.34%
6.44% Highest Returns
6.44% Highest Returns
View Plan
Best Debt Funds Liquid Fund
67 Cr
66.9 -0.01%
4.47%
6.73% Highest Returns
6.08%
6.08%
View Plan
Best Debt Funds Safe Money Fund
60 Cr
20.95 -0.01%
4.07%
5.87% Highest Returns
5.79%
5.79%
View Plan
See more funds
grow your wealth

Grow Your Wealth!

Best ULIP Funds - Consider the best performing ULIP funds to invest in 2022 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories

Debt securities are highly liquid and hence are considered a better option for people looking for moderate income but a higher guarantee on their returns.

Best Debt Funds

Let us explore some of the best Debt Fund options available in the market these days.

Fund Name Fund Size NAV 5 Year 7 Year 10 Year
Ageas Federal Life Insurance Pure Fund Rs. 322 Crores 29.76% 8.18% 10.89% 13.73%
Aditya Birla Capital Builder Rs. 269 Crores 70.53% 6.64% 9.64% 9.02%
Tata AIA Life Insurance Whole Life Income Fund Rs. 800 Crores 31.77% 6.52% 7.81% 8.27%
Edelweiss Tokio Bond Fund Rs. 110 Crores 23.35% 6.34% 8.12% 8.06%
Aditya Birla Capital Protector Rs. 339 Crores 52.4% 5.95% 8.12% 7.93%
Bharti AXA Steady Money Fund Rs. 90 Crores 32.19% 5.72% 7.68% 7.86%
Aditya Birla Capital Income Advantage Rs. 856 Crores 32.96% 6.3% 9.03% 7.83%
ICICI Prudential Income Fund Rs. 10,373 Crores 25.81% 5.82% 7.23% 7.82%
Canara HSBC Debt Fund Rs. 414 Crores 30.27% 6.39% 8.24% 7.80%
Kotak Life Dynamic Bond Fund Rs. 1,669 Crores 40.96% 5.86% 7.82% 7.76%

  1. Ageas Federal Life Insurance Pure Fund

    Following are the main highlights of Ageas Federal Life Insurance Pure Fund:

    • The date of inception of this fund is 1st September 2010.

    • The total fund size is Rs. 322 crores approximately.

    • The current 1 day returns are 0.13%, and the Net Asset Value (NAV) stands at 29.76%.

    • 5 year returns under this fund are 8.18%, 7 years is 10.89%, whereas the highest 10 year returns under the fund are 13.73%.

  2. Tata AIA Life Insurance Whole Life Income Fund

    Tata AIA Life Insurance Whole Life Income Fund is a ULIP (Unit Linked Insurance Plan) fund that principally invests in fixed income instruments in the market. Following are the main highlights of Tata AIA Life Insurance Whole Life Income Fund:

    • The date of inception of this fund is 3rd May 2018.

    • The total fund size is Rs. 800 crores approximately.

    • The Net Asset Value (NAV) stands at 31.77%.

    • 5 year returns under this fund are 6.52%, 7 years is 7.81%, whereas the highest 10 year returns under the fund are 8.27%.

  3. Edelweiss Tokio Bond Fund

    Following are the main highlights of the Edelweiss Tokio Bond Fund:

    • The date of inception of the Edelweiss Tokio Bond Fund is 28th July 2011.

    • The total fund size is Rs. 110 crores approximately.

    • The Net Asset Value (NAV) stands at 23.35%.

    • 5 year returns under this fund are 6.34%, 7 years’ highest return under this fund is 8.12%, whereas the 10 year returns are 8.06%.

  4. ICICI Prudential Income Fund

    Following are the main highlights of ICICI Prudential Income Fund:

    • The date of inception of the ICICI Prudential Income Fund is 23rd December 2009.

    • Total fund size is Rs. 10,373 crores approximately.

    • The Net Asset Value (NAV) stands at 25.81%.

    • 5 year returns under this fund are 5.82%, 7 years is 7.23%, whereas the highest 10 year returns under the fund are 7.82%.

  5. Kotak Life Dynamic Bond Fund

    Kotak Life Dynamic Bond Fund is a fund scheme by Kotak Mahindra with a fund size of approximately Rs. 1,669 crores. Following are the main highlights of Kotak Life Dynamic Bond Fund:

    • The date of inception of Kotak Life Dynamic Bond Fund is 1st January 2013.

    • The Net Asset Value (NAV) stands at 40.96%.

    • 5 year returns under this fund are 5.86%, 7 years’ highest return under this fund is 7.82%, whereas the 10 year returns are 7.76%.

To conclude!

Debt Funds are great investment options for investors looking forward to investing their money in safe money making instruments in the market. Investors generally opt for debt funds for capital appreciation and guaranteed moderate returns. It is extremely crucial to have a market understanding before making any kind of investment.

Happy investing!

top
  • Zero% commission
  • No hidden charges
  • One click easy refund
  • 100% calls recorded
Invest ₹10k/month Get ₹1Cr
Tax free on maturity*
Mobile +91
*T&C Applied.
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL