Best Debt Funds

The only fund type that offers guaranteed fixed returns, Debt Funds are the kind of funds wherein the majority amount is invested in the fixed-income securities. Therefore, Debt Funds are considered as one of the safest money-making instruments investing mainly in corporate bonds, debentures, government securities, treasury bills, etc. moreover, since the money is invested in fixed earning instruments, an investor can expect low risk along with decent returns at the end compared to Equity Funds. 

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Top Best Debt Funds

Fund Name
Fund Size
NAV
5 Year
7 Year
10 Year
Best Debt Funds Pure Fund
338 Cr
33.59 0.03%
9.02%
11.54%
14.19% Highest Returns
14.19% Highest Returns
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Best Debt Funds Builder
260 Cr
73.99 0.16%
6.92%
9.69% Highest Returns
8.95%
8.95%
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Best Debt Funds Whole Life Income Fund
776 Cr
32.59 0.07%
6.77%
7.75%
8.12% Highest Returns
8.12% Highest Returns
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Best Debt Funds Protector
324 Cr
54.17 0.11%
6.12%
8.12% Highest Returns
7.83%
7.83%
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Best Debt Funds Bond Fund
109 Cr
23.79 0.02%
6.3%
7.99% Highest Returns
7.83%
7.83%
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Best Debt Funds Steady Money Fund
87 Cr
33.05 0.03%
5.92%
7.65%
7.73% Highest Returns
7.73% Highest Returns
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Best Debt Funds Debt Fund
416 Cr
31.13 0.04%
6.73%
8.21% Highest Returns
7.71%
7.71%
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Best Debt Funds Income Advantage
783 Cr
33.79 0.07%
6.53%
8.95% Highest Returns
7.68%
7.68%
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Best Debt Funds Secure Fund
952 Cr
37.56 0.07%
5.66%
7.57%
7.65% Highest Returns
7.65% Highest Returns
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Best Debt Funds Income Fund
10,224 Cr
26.4 0.02%
5.96%
7.78% Highest Returns
7.65%
7.65%
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Best Debt Funds Dynamic Gilt Fund
202 Cr
38.44 0.11%
6.04%
7.2%
7.63% Highest Returns
7.63% Highest Returns
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Best Debt Funds Dynamic Bond Fund
1,607 Cr
41.91 0.07%
6.12%
7.78% Highest Returns
7.59%
7.59%
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Best Debt Funds Assure
293 Cr
38.43 0.02%
6.15%
8.16% Highest Returns
7.29%
7.29%
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Best Debt Funds Whole Life Short-Term Fixed Income Fund
237 Cr
29.15 0.02%
5.8%
6.99% Highest Returns
6.99% Highest Returns
6.99% Highest Returns
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Best Debt Funds Future Income Fund
97 Cr
30.36 0.05%
4.53%
8.07% Highest Returns
6.75%
6.75%
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Best Debt Funds Dynamic Floating Rate Fund
21 Cr
32.38 0.00%
4.7%
6.41%
6.73% Highest Returns
6.73% Highest Returns
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Best Debt Funds Protector II
794 Cr
24.29 0.04%
4.99%
7.14% Highest Returns
6.73%
6.73%
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Best Debt Funds Preserver II
78 Cr
23.61 0.05%
5.46%
6.9% Highest Returns
6.67%
6.67%
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Best Debt Funds Money Market Fund
3,450 Cr
23.7 0.00%
5.16%
6.89% Highest Returns
6.59%
6.59%
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Best Debt Funds Liquid Plus
246 Cr
19.52 0.00%
5.15%
6.48% Highest Returns
6.44%
6.44%
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Best Debt Funds Bond Fund-II
81 Cr
23.03 0.02%
3.54%
6.72% Highest Returns
6.21%
6.21%
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Best Debt Funds Liquid Fund
70 Cr
67.7 0.00%
4.33%
6.67% Highest Returns
5.89%
5.89%
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Best Debt Funds Safe Money Fund
67 Cr
21.26 0.00%
4%
5.82% Highest Returns
5.65%
5.65%
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Best ULIP Funds - Consider the best performing ULIP funds to invest in 2022 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories

Debt securities are highly liquid and hence are considered a better option for people looking for moderate income but a higher guarantee on their returns.

Best Debt Funds

Let us explore some of the best Debt Fund options available in the market these days.

Fund Name Fund Size NAV 5 Year 7 Year 10 Year
Ageas Federal Life Insurance Pure Fund Rs. 322 Crores 29.76% 8.18% 10.89% 13.73%
Aditya Birla Capital Builder Rs. 269 Crores 70.53% 6.64% 9.64% 9.02%
Tata AIA Life Insurance Whole Life Income Fund Rs. 800 Crores 31.77% 6.52% 7.81% 8.27%
Edelweiss Tokio Bond Fund Rs. 110 Crores 23.35% 6.34% 8.12% 8.06%
Aditya Birla Capital Protector Rs. 339 Crores 52.4% 5.95% 8.12% 7.93%
Bharti AXA Steady Money Fund Rs. 90 Crores 32.19% 5.72% 7.68% 7.86%
Aditya Birla Capital Income Advantage Rs. 856 Crores 32.96% 6.3% 9.03% 7.83%
ICICI Prudential Income Fund Rs. 10,373 Crores 25.81% 5.82% 7.23% 7.82%
Canara HSBC Debt Fund Rs. 414 Crores 30.27% 6.39% 8.24% 7.80%
Kotak Life Dynamic Bond Fund Rs. 1,669 Crores 40.96% 5.86% 7.82% 7.76%

  1. Ageas Federal Life Insurance Pure Fund

    Following are the main highlights of Ageas Federal Life Insurance Pure Fund:

    • The date of inception of this fund is 1st September 2010.

    • The total fund size is Rs. 322 crores approximately.

    • The current 1 day returns are 0.13%, and the Net Asset Value (NAV) stands at 29.76%.

    • 5 year returns under this fund are 8.18%, 7 years is 10.89%, whereas the highest 10 year returns under the fund are 13.73%.

  2. Tata AIA Life Insurance Whole Life Income Fund

    Tata AIA Life Insurance Whole Life Income Fund is a ULIP (Unit Linked Insurance Plan) fund that principally invests in fixed income instruments in the market. Following are the main highlights of Tata AIA Life Insurance Whole Life Income Fund:

    • The date of inception of this fund is 3rd May 2018.

    • The total fund size is Rs. 800 crores approximately.

    • The Net Asset Value (NAV) stands at 31.77%.

    • 5 year returns under this fund are 6.52%, 7 years is 7.81%, whereas the highest 10 year returns under the fund are 8.27%.

  3. Edelweiss Tokio Bond Fund

    Following are the main highlights of the Edelweiss Tokio Bond Fund:

    • The date of inception of the Edelweiss Tokio Bond Fund is 28th July 2011.

    • The total fund size is Rs. 110 crores approximately.

    • The Net Asset Value (NAV) stands at 23.35%.

    • 5 year returns under this fund are 6.34%, 7 years’ highest return under this fund is 8.12%, whereas the 10 year returns are 8.06%.

  4. ICICI Prudential Income Fund

    Following are the main highlights of ICICI Prudential Income Fund:

    • The date of inception of the ICICI Prudential Income Fund is 23rd December 2009.

    • Total fund size is Rs. 10,373 crores approximately.

    • The Net Asset Value (NAV) stands at 25.81%.

    • 5 year returns under this fund are 5.82%, 7 years is 7.23%, whereas the highest 10 year returns under the fund are 7.82%.

  5. Kotak Life Dynamic Bond Fund

    Kotak Life Dynamic Bond Fund is a fund scheme by Kotak Mahindra with a fund size of approximately Rs. 1,669 crores. Following are the main highlights of Kotak Life Dynamic Bond Fund:

    • The date of inception of Kotak Life Dynamic Bond Fund is 1st January 2013.

    • The Net Asset Value (NAV) stands at 40.96%.

    • 5 year returns under this fund are 5.86%, 7 years’ highest return under this fund is 7.82%, whereas the 10 year returns are 7.76%.

To conclude!

Debt Funds are great investment options for investors looking forward to investing their money in safe money making instruments in the market. Investors generally opt for debt funds for capital appreciation and guaranteed moderate returns. It is extremely crucial to have a market understanding before making any kind of investment.

Happy investing!

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