Best SIP Funds

SIP is a method of investment in any market-linked product, the other being the lump sum or single payment method. A Systematic Investment Plan (SIP) is a method of disciplined investment in market-linked funds offered by fund houses, insurance companies, and other financial institutions. SIP ULIP funds can be broadly categorized under Large cap, Mid cap, Debt, and Hybrid funds.

Read more
Best Investment Plans
  • Guaranteed Tax Savings

    Under sec 80C & 10(10D)
  • ₹ 1 Crore

    Invest 10k Per Month*
  • Zero LTCG Tax

    Unlike 10% in Mutual Funds

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Top performing plans with High Returns*

Invest ₹10K/month & Get ₹1 Crore returns*

+91
View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp

Top Best SIP Funds

Fund Name
Fund Size
NAV
5 Year
7 Year
10 Year
Best SIP Funds Super Select Equity Fund
973 Cr
53.74 -0.32%
12.43%
13.95%
16.54% Highest Returns
16.54% Highest Returns
View Plan
Best SIP Funds Pure Equity
1,289 Cr
48.89 -0.13%
12.92%
16.3%
16.35% Highest Returns
16.35% Highest Returns
View Plan
Best SIP Funds Pure Stock Fund
4,112 Cr
98.57 -0.33%
11.87%
15.23%
15.85% Highest Returns
15.85% Highest Returns
View Plan
Best SIP Funds Large Cap Equity Fund
1,837 Cr
46.54 -0.40%
16.15% Highest Returns
15.54%
15.8%
15.8%
View Plan
Best SIP Funds Equity Top 250 Fund
437 Cr
39.71 -0.32%
9.93%
13.17%
15.19% Highest Returns
15.19% Highest Returns
View Plan
Best SIP Funds Equity Growth Fund II
3,853 Cr
52.11 -0.47%
12.3%
13.9%
15.07% Highest Returns
15.07% Highest Returns
View Plan
Best SIP Funds Whole Life Aggressive Growth Fund
591 Cr
58.86 -0.41%
13.3%
14.31%
14.71% Highest Returns
14.71% Highest Returns
View Plan
Best SIP Funds Equity Large Cap Fund
455 Cr
40.72 -0.37%
10%
13.42%
14.14% Highest Returns
14.14% Highest Returns
View Plan
Best SIP Funds Blue Chip Fund
7,618 Cr
36.16 -0.38%
12.25%
13.19%
14.03% Highest Returns
14.03% Highest Returns
View Plan
Best SIP Funds Top 50 Fund
142 Cr
61.6 -0.59%
13.52%
14.23% Highest Returns
14.02%
14.02%
View Plan
Best SIP Funds Future Apex Fund
73 Cr
37.41 -0.39%
13.48%
13.61%
13.93% Highest Returns
13.93% Highest Returns
View Plan
Best SIP Funds Enhancer Fund-II
694 Cr
40.16 -0.38%
12.06%
13.08%
13.9% Highest Returns
13.9% Highest Returns
View Plan
Best SIP Funds Equity Fund
38,469 Cr
140.75 -1.36%
10.99%
16.14% Highest Returns
13.87%
13.87%
View Plan
Best SIP Funds Super 20
1,546 Cr
47.24 -0.47%
13.52%
13.37%
13.61% Highest Returns
13.61% Highest Returns
View Plan
Best SIP Funds Opportunity Fund
1,995 Cr
38.48 -0.31%
11.67%
11.83%
13.61% Highest Returns
13.61% Highest Returns
View Plan
Best SIP Funds Growth Super Fund
10,642 Cr
56.03 -0.48%
12.46%
13.27%
13.59% Highest Returns
13.59% Highest Returns
View Plan
Best SIP Funds Maximiser
2,415 Cr
47.25 -0.41%
12.3%
13.12%
13.46% Highest Returns
13.46% Highest Returns
View Plan
Best SIP Funds Flexi Cap
1,115 Cr
35.48 -0.33%
11.05%
12.04%
13.36% Highest Returns
13.36% Highest Returns
View Plan
Best SIP Funds Bluechip Equity Fund
806 Cr
31.66 -0.28%
13.47% Highest Returns
13.22%
13.02%
13.02%
View Plan
Best SIP Funds Maximiser Fund V
47,864 Cr
37.23 -0.30%
10.92%
12.65%
12.93% Highest Returns
12.93% Highest Returns
View Plan
Best SIP Funds Magnifier
1,164 Cr
88.99 -0.69%
11.08%
12.85% Highest Returns
12.85% Highest Returns
12.85% Highest Returns
View Plan
Best SIP Funds Bluechip Fund
3,682 Cr
32.79 -0.30%
11.3%
11.9%
12.69% Highest Returns
12.69% Highest Returns
View Plan
Best SIP Funds Future Opportunity Fund
58 Cr
29.12 -0.31%
12.02%
12.43% Highest Returns
12.42%
12.42%
View Plan
Best SIP Funds Value & Momentum
636 Cr
31.42 -0.25%
5.55%
11.51%
12.22% Highest Returns
12.22% Highest Returns
View Plan
Best SIP Funds Future Maximize Fund
86 Cr
38.53 -0.36%
10.93%
11.61%
11.75% Highest Returns
11.75% Highest Returns
View Plan
See more funds
grow your wealth

Grow Your Wealth!

Best ULIP Funds - Consider the best performing ULIP funds to invest in 2022 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories

Here is detailed information about the best SIP Funds based on their categories available at Policybazaar these days.

Best SIP Funds

Here is a list of top SIP funds in the financial market.

Fund Name Fund Size NAV 5 Year 7 Year 10 Year
TATA AIA Super Select Equity Fund - Large Cap Rs. 936 Crore 45.73% 10.02% 12.73% 15.43%
Aditya Birla Capital Pure Equity - Large-cap Rs. 1,120 Crore 40.94% 9.88% 14.73% 15.41%
TATA AIA Life Insurance Whole Life Mid Cap Equity Fund Rs. 8,405 Crore 73.96% 10.80% 13.85% 19.08%
TATA AIA Life Insurance Top 200 Fund - Mid cap Rs. 623 Crore 84.63% 16.18% 17.25% 17.17%
Ageas Federal Life Insurance Pure Fund - Debt Rs. 322 Crores 29.76% 8.18% 10.89% 13.73%
Tata AIA Life Insurance Whole Life Income Fund Rs. 800 Crores 31.77% 6.52% 7.81% 8.27%
TATA AIA Life Insurance Whole Life Stable Growth Fund - Hybrid Rs. 168 Crore 39.92% 9.70% 10.18% 11.43%
Bharti AXA Life Save N Grow Money Fund Rs. 71 Crore 41.80% 8.22% 9.42% 10.60%

Let us know in detail about the top SIP funds.

  1. TATA AIA Super Select Equity Fund

    Following are the main highlights of the TATA AIA Super Select Equity Fund:

    • The date of inception of this fund is 16th October 2009.

    • The total fund size is Rs. 936 crores approximately.

    • The Net Value Asset (NAV) stands at 45.73% currently.

    • The fund falls under the category of India Insurance Multi-cap.

    • The number of equity holdings is 33, whereas other holdings are 2.

    • The number of stock holdings is 45.

    • 5-year returns are 10.02%, 7 years is 12.73%, whereas 10-year returns under the fund are 15.43%.

  2. Aditya Birla Capital Pure Equity

    Following are the main highlights of Aditya Birla Capital Pure Equity:

    • The date of inception of this fund is 9th March 2012.

    • The total fund size is Rs. 1,120 crores approximately.

    • The Net Value Asset (NAV) stands at 40.94% currently.

    • The fund falls under the category of India Insurance Multi-cap.

    • The number of equity holdings is 46, bond holdings are 1, whereas other holdings are 2.

    • The top 10 holding is 46%.

    • 5-year returns are 9.88%, 7 years is 14.73%, whereas 10-year returns under the fund are 15.41%.

  3. Tata AIA Life – Whole Life Mid Cap Equity Fund

    Following are the main highlights of TATA AIA Life Whole Life Mid Cap Equity Fund:

    • The date of inception of this fund is 8th January 2007.

    • The total fund size is Rs. 8,405 crores approximately.

    • The Net Value Asset (NAV) stands at 73.96% currently.

    • 70% is the total assets in stocks.

    • The number of stock holdings is 45.

    • The top 10 holding is 23.56%.

    • 5-year returns are 10.80%, 7 years is 13.85%, whereas 10-year returns under the fund are 19.08%.

  4. TATA AIA Life Insurance Top 200 Fund

    Following are the main highlights of TATA AIA Life Insurance Top 200 Fund:

    • The date of inception of this fund is 12th January 2009.

    • The total fund size is Rs. 2,442 crores approximately.

    • The Net Value Asset (NAV) stands at 48.27% currently.

    • The fund falls under the category of India Insurance Mid-cap.

    • The number of equity holdings is 29, whereas other holdings are 3.

    • The top 10 holding is 33%.

    • 5-year returns are 16.18%, 7 years is 17.25%, whereas 10-year returns under the fund are 17.17%.

  5. Ageas Federal Life Insurance Pure Fund

    Following are the main highlights of Ageas Federal Life Insurance Pure Fund:

    • The date of inception of this fund is 1st September 2010.

    • The total fund size is Rs. 322 crores approximately.

    • The current 1-day returns are 0.13%, and the Net Asset Value (NAV) stands at 29.76%.

    • 5-year returns under this fund are 8.18%, 7 years is 10.89%, whereas the highest 10-year returns under the fund are 13.73%.

  6. Tata AIA Life Insurance Whole Life Income Fund

    Tata AIA Life Insurance Whole Life Income Fund is a ULIP (Unit Linked Insurance Plan) fund that principally invests in market fixed-income instruments. Following are the main highlights of Tata AIA Life Insurance Whole Life Income Fund:

    • The date of inception of this fund is 3rd May 2018.

    • The total fund size is Rs. 800 crores approximately.

    • The Net Asset Value (NAV) stands at 31.77%.

    • 5-year returns under this fund are 6.52%, 7 years is 7.81%, whereas the highest 10-year returns under the fund are 8.27%.

  7. TATA AIA Life Insurance Whole Life Stable Growth Fund

    Following are the main highlights of the TATA AIA Life Insurance Whole Life Stable Growth Fund:

    • The date of inception of this fund is 3rd July 2006.

    • The total fund size is Rs. 168 crores approximately.

    • The Net Value Asset (NAV) stands at 39.92% currently.

    • The fund falls under the category of India Insurance Balanced Allocation.

    • The number of equity holdings is 10, bond holdings are 15, whereas other holdings are 3.

    • The top 10 holding is 48%.

    • 5-year returns are 9.70%, 7 years is 10.18%, whereas 10-year returns under the fund are 11.43%.

  8. Bharti AXA Life Save N Grow Money Fund

    Following are the main highlights of the Bharti AXA Life Save N Grow Money Fund:

    • The date of inception of this fund is 21st August 2006.

    • The total fund size is Rs. 71 crores approximately.

    • The Net Value Asset (NAV) stands at 41.80% currently.

    • The fund falls under the category of India Insurance Balanced Allocation.

    • The number of equity holdings is 64, bond holdings are 25, whereas other holdings are 6.

    • The top 10 holding is 41%.

    • 5-year returns are 8.22%, 7 years is 9.42%, whereas 10-year returns under the fund are 10.60%.

To Sum up!

From large-cap funds to debt funds and from mid-cap to hybrid funds, many SIP funds are available in the market as per the investor's convenience and risk-taking ability. However, all investors should understand the financial market before putting their hard-earned money in any kind of fund.

Happy investing!

FAQ's

  • Q. How are SIP taxed?

    A. SIPs are taxed as per the FIFO rule. The SIPs that you redeem first will be taxed first in FIFO or First in first out. For example, if you redeem part of your investment in one year, then that amount will be taxed in the first year under the 10% tab. Similarly, the investment that you redeem later will be taxed later. 
  • Q. How do I invest in SIP?

    A. You can make an online payment from the fund website through a credit or debit card. 
    You can also make a direct transfer from your bank account. Many banks offer an automated debit option through which money will be debited from your account on the determined date. 
    To avail of this facility, register yourself through the fund house website. Update KYC and your PAN details. You will receive the URN number from the fund house. Log in to your bank account and update the URN number and other details. 
  • Q. Can non-salaried or people with fluctuating salaries invest in SIP?

    A. Yes, you can invest in SIP even though you are a non-salaried individual or if you have a fluctuating salary. The minimum investment amount in SIP is Rs. 500 that is doable for individuals. 
    If you are worried about making timely payments because of your payment structure, you can opt for short-term or ultra-short-term funds. 
  • Q. What is the benefit of rupee cost averaging in SIP?

    A. You do not have to time the market when you invest through SIP. When you invest in a lump sum, you have to time the market. It means that you make an investment when the market is low and sell it when the market is higher. 
    It is not plausible regularly. Investments through SIPs are made irrespective of the market conditions. You purchase more stocks when the market is low and purchase less stock with the same amount when the market is rising. It averages the rupee cost. This helps in maintaining stability in the longer run.
top
  • Zero% commission
  • No hidden charges
  • One click easy refund
  • 100% calls recorded
Invest ₹10k/month Get ₹1Cr
Tax free on maturity*
Mobile +91
*T&C Applied.
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL