HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund is a hybrid mutual fund^^ that aims to provide investors with long-term capital appreciation while managing risk through a dynamic asset allocation strategy. It follows a blend of equity and debt investments, making it suitable for investors who seek moderate returns with relatively lower volatility compared to pure equity funds.

Fund in Brief

Parameter

Value

Minimum SIP Amount

₹100

Minimum Investment Amount (One-Time/First-Time)

₹100

Minimum Investment Amount (Additional Purchase)

₹100

Type

Open-Ended Fund

Scheme Asset Size

₹52,079.29 Cr

Expense Ratio

0.88%

Cash Holding

11.97%

Benchmark

NIFTY 50 Hybrid Composite Debt 50:50 Index

	Returns
High Growth Fund Max Life Rating	27.23%	21.27%	18.4% View Plan
Top 200 Fund Tata AIA Rating	31.36%	21.73%	17.46% View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz Rating	24.15%	12.92%	14.99% View Plan
Opportunities Fund HDFC Standard Rating	25.73%	14.99%	15.14% View Plan
Equity II Fund Canara HSBC Oriental Bank Rating	19.44%	10.32%	10.53% View Plan
Grow Money Plus Fund Bharti AXA Rating	20.74%	13.95%	14.2% View Plan
Multiplier Birla Sun Life Rating	26.67%	14.27%	15.83% View Plan
Equity Top 250 Fund Edelwiess Tokio Rating	20.13%	12.14%	11.86% View Plan
Opportunities Fund ICICI Prudential Rating	22.95%	13.36%	12.55% View Plan
Flexi Growth Fund LIC Rating	-	-	- View Plan

Returns

Fund Name

5 Years

7 Years

10 Years

High Growth Fund Max Life

Rating

27.23%

21.27%

18.4%

View Plan

Top 200 Fund Tata AIA

Rating

31.36%

21.73%

17.46%

View Plan

Accelerator Mid-Cap Fund II Bajaj Allianz

Rating

24.15%

12.92%

14.99%

View Plan

Opportunities Fund HDFC Standard

Rating

25.73%

14.99%

15.14%

View Plan

Equity II Fund Canara HSBC Oriental Bank

Rating

19.44%

10.32%

10.53%

View Plan

Grow Money Plus Fund Bharti AXA

Rating

20.74%

13.95%

14.2%

View Plan

Multiplier Birla Sun Life

Rating

26.67%

14.27%

15.83%

View Plan

Equity Top 250 Fund Edelwiess Tokio

Rating

20.13%

12.14%

11.86%

View Plan

Opportunities Fund ICICI Prudential

Rating

22.95%

13.36%

12.55%

View Plan

Flexi Growth Fund LIC

Rating

View Plan

	Returns
Active Fund QUANT	23.92%	31.48%	21.87%
Flexi Cap Fund PARAG PARIKH	20.69%	26.41%	19.28%
Large and Mid-Cap Fund EDELWEISS	22.34%	24.29%	17.94%
Equity Opportunities Fund KOTAK	24.64%	25.01%	19.45%
Large and Midcap Fund MIRAE ASSET	19.74%	24.32%	22.50%
Flexi Cap Fund PGIM INDIA	14.75%	23.39%	-
Flexi Cap Fund DSP	18.41%	22.33%	16.91%
Emerging Equities Fund CANARA ROBECO	20.05%	21.80%	15.92%
Focused fund SUNDARAM	18.27%	18.22%	16.55%

Returns

Fund Name

3 Years

5 Years

10 Years

Active Fund QUANT

23.92%

31.48%

21.87%

Flexi Cap Fund PARAG PARIKH

20.69%

26.41%

19.28%

Large and Mid-Cap Fund EDELWEISS

22.34%

24.29%

17.94%

Equity Opportunities Fund KOTAK

24.64%

25.01%

19.45%

Large and Midcap Fund MIRAE ASSET

19.74%

24.32%

22.50%

Flexi Cap Fund PGIM INDIA

14.75%

23.39%

Flexi Cap Fund DSP

18.41%

22.33%

16.91%

Emerging Equities Fund CANARA ROBECO

20.05%

21.80%

15.92%

Focused fund SUNDARAM

18.27%

18.22%

16.55%

Key Features of HDFC Balanced Advantage Fund

Dynamic Asset Allocation: One of the key features of HDFC Balanced Advantage Fund is its ability to dynamically allocate its assets between equity and debt instruments based on market conditions. This feature allows the fund to take advantage of potential opportunities in the market while managing risks.

Diversification: HDFC Balanced Advantage Fund diversifies its portfolio across different sectors, market capitalizations, and credit ratings to manage risk effectively. This diversification helps in spreading the risk and reducing the impact of volatility in a specific segment or sector, thereby enhancing the stability of the portfolio.

Fund Comparison

HDFC Balanced Advantage Fund is a premier mutual fund with a commendable reputation.

The fund has a prestigious 4-star rating and a substantial size of INR 51,042.46 Crores.

The fund has shown impressive returns with a 12.3% return over the past year and a 29.1% return over the past three years.

The consistent returns are attributed to the fund's astute investment strategies and diligent management by HDFC Asset Management Company Limited.

HDFC Asset Management Company Limited is a leading name in the mutual fund industry.

In Conclusion

The fund's historical performance has been relatively stable, with a track record of delivering competitive returns over the long term, although past performance is not indicative of future results. The fund's ability to switch between asset classes makes it suitable for investors seeking a diversified portfolio with potentially lower volatility compared to pure equity funds.

FAQ's

Q. What is the allocation by market cap of the HDFC Balanced Advantage Fund?

Ans.

Large Cap 46.48%

Mid Cap 14.52%

Small Cap 7.58%

Others 0.14%
Q. What are the tax implications on the HDFC Balanced Advantage Fund?

Ans. If units are sold within the first year of fund allotment, then you will be taxed under the 15% tax slab. Income less than Rs. 1 lac is exempted from tax, but income above that is taxed under the tax slab of 10%.
Q. What is the ideal term duration for investing in HDFC Balanced Advantage Fund?

Ans. As per the experts, the ideal investment horizon for the HDFC Balanced Advantage Fund should be three years.

1Y	3Y	5Y	All
Fund returns (%)	12.3	29.1	13.0	14.2
Category Avg. (%)	3.0	14.9	7.3	-
Rank in category	1	1	-	-

HDFC Balanced Advantage Fund

Best SIP Funds

Fund in Brief

Key Features of HDFC Balanced Advantage Fund

Who Can Invest in This Fund?

Fund Allocation

Fund Annualized Returns

Fund Comparison

Risk Factor

Exit Load

In Conclusion

FAQ's

Q. What is the allocation by market cap of the HDFC Balanced Advantage Fund?

Q. What are the tax implications on the HDFC Balanced Advantage Fund?

Q. What is the ideal term duration for investing in HDFC Balanced Advantage Fund?

Explore the popular searches and stay informed

Large Cap	46.48%
Mid Cap	14.52%
Small Cap	7.58%
Others	0.14%