HDFC Mutual Funds

HDFC Mutual Fund is one of the largest Asset Management Company (AMC) in India with Assets under Management (AuM) of over ₹4.8 trillion as of 05 September 2023. It was founded on 10 December 1999 and is a joint venture between HDFC Bank and Standard Life Investments. HDFC Mutual Fund offers a wide range of mutual funds^^, including equity, debt, balanced, and liquid funds. The company has consistently outperformed the market, making it one of the most trusted mutual fund brands in India.

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Top HDFC Mutual Fund in India

Fund Name Risk Category 1 Year Return 5 Year Return Fund Size (in Crores)
Equity Funds
HDFC Mid-Cap Opportunities Fund Very High Risk 32.90% 18.91% ₹45,449
HDFC Focused 30 Fund Very High Risk 22.31% 15.76% ₹5,828
HDFC Flexi Cap Fund Very High Risk 22.36% 16.15% ₹38,266
HDFC Large and Midcap Fund Very High Risk 24.76% 17.09% ₹10,680
HDFC Retirement Savings Fund - Equity Plan Very High Risk 25.99% 19.00% ₹3,570
Debt Funds
HDFC Credit Risk Debt Fund  Moderate Risk 7.37% 5.11% ₹ 8,443
HDFC Medium Term Debt Fund Moderate Risk 6.72% 6.22% ₹ 4,333
HDFC Dynamic Debt Fund Moderate Risk 6.88% 7.29% ₹ 647
HDFC Corporate Bond Fund Moderate Risk 6.64% 7.19% ₹ 26,782
HDFC Short Term Debt Fund Moderate Risk 7.07% 6.74% ₹ 12,400
Hybrid Funds
HDFC Balanced Advantage Fund Very High Risk 12.77% 10.66% ₹ 60,641
HDFC Retirement Savings Fund Very High Risk 11.55% 10.06% ₹ 1,127
HDFC Hybrid Equity Fund Very High Risk 14.89% 12.88% ₹ 21,038
HDFC Dynamic PE Ratio FoF Very High Risk 14.63% 10.76% ₹ 36
HDFC Multi Asset Fund Very High Risk 15.74% 14.47% ₹ 1,913 
Tax Saving Funds
HDFC Tax-Saver Fund Very High Risk 16.9% 14.34% ₹ 11,296

About HDFC Mutual Fund Asset Management Company

Particulars Details
Mutual Fund HDFC Mutual Fund House
Asset Management Company (AMC) HDFC Asset Management Limited Company
Vision To be the most trusted and respected asset manager in the world, known for our commitment to excellence, innovation, and client service.
AMC Incorporated On 10 December 1999
Total AUM ₹4,89,894 crores
Trustee Organisation Name HDFC Trustee Company Ltd.
MD & CEO Navneet Munot
Chief Information Officer (CIO) Prashant Jain
Compliance Officer Yezdi Khariwala
Top Fund Managers
  • Mr Chirag Setalvad
  • Mr Anil Bamboli
  • Mr Vinay R Kulkarni
Funds Offered 108 Mutual Fund Schemes
  • 58 Debt funds
  • 33 Equity-oriented funds
  • 6 Hybrid funds
  • 11 ETFs/ Gold/ FoFs
SIP Investment – You can start investing in HDFC Mutual Fund Schemes with small amount  through Systematic Investment Plan (SIP) strategy
– SIP Frequency: Weekly/ monthly/ half-yearly/ annual frequency



Documents Required for Investing in HDFC Mutual Fund

The documents required for investing in HDFC Mutual Fund are as follows:

Documents Required Details
ID Proof (any one)
  • PAN card
  • Passport
  • Voter ID card
  • Driving license
  • Aadhaar card
  • NREGA job card
Address Proof (any one)
  • Passport
  • Voter ID card
  • Driving license
  • Aadhaar card
  • Bank statement
  • Electricity bill
  • Telephone bill
Mandatory Documents KYC Form (to verify your identity and address)


People Also Read: HDFC Life Flexi Cap Fund

How to Invest in HDFC Mutual Fund?

Follow the steps mentioned below to start investing in HDFC mutual funds:

Step 1: Set Your Investment Goals

Decide your goals, whether you are saving for retirement, a child's education, or a down payment on a house. Once you know your goals, you can start to choose the right mutual funds for you.

Step 2: Choose a Mutual Fund Scheme

There are many different mutual fund schemes available, so it is important to do your research and choose one that is right for your goals and risk tolerance.

Step 3: Complete the KYC Process

This is a one-time process that will verify your identity and address. You can complete the KYC process online or at an HDFC Bank branch.

Step 4: Open an Investment Account

You can open an investment account online or at a HDFC Bank branch.

Step 5: Make an Investment

You can invest in a mutual fund lump sum or through a Systematic Investment Plan (SIP). An SIP is a great way to invest regularly and build your wealth over time.

How to Calculate Your Returns from HDFC Mutual Fund Investments?

To simplify your HDFC mutual fund returns calculation through a Systematic Investment Plan (SIP), you can use the Policybazaar SIP calculator.

To use this calculator, you need to enter the following information:

  • The mutual fund scheme you want to invest in

  • The amount you want to invest each month

  • The number of years you want to invest for

  • The expected rate of return

The SIP calculator will then estimate the total amount of money you will have at the end of the investment period. 

A mutual fund calculator is also a fast and hassle-free tool to estimate your returns from the investments in HDFC Mutual Fund.


  • Is HDFC mutual fund tax-free?

    Not all HDFC mutual funds are tax-free. Some of the HDFC mutual funds i.e. Equity Linked Savings Scheme (ELSS) funds offer tax benefits, which are as follows:
    • HDFC Tax Saver Fund 

    • HDFC Equity & Tax Saving Fund

    • HDFC Long Term Advantage Fund

    The ULIP Funds (Unit Linked Insurance Plan) like HDFC Life Opportunities Fund and HDFC Bluechip Fund also provide several tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, 1961.

  • Which is the best HDFC Mutual Fund?

    The best HDFC Mutual Fund depends on your investment goals and risk appetite. Some of the top-performing HDFC Mutual Funds are as follows:
    • HDFC Mid-Cap Opportunities Fund

    • HDFC Flexi Cap Fund

    • HDFC Balanced Advantage Fund

    • HDFC Index Fund Nifty 50 Plan

    • HDFC Tax-saver Fund

  • Is HDFC Mutual Fund a good investment?

    HDFC Mutual Fund is one of the largest and most trusted mutual fund companies in India. Some of the factors that make HDFC Mutual Fund a good investment option include:
    • Strong track record of performance

    • Wide range of funds to choose from

    • Experienced fund managers

    • Transparent and robust investment process

    • Low fees

  • What is the return of HDFC Mutual Fund for 5 years?

    The 5-year returns of HDFC Mutual Fund vary depending on the fund. Some of the top-performing HDFC Mutual Funds in the past 5 years include:
    • HDFC Mid-Cap Opportunities Fund: 18.91%

    • HDFC Short Term Debt Fund: 6.74%

    • HDFC Retirement Savings Fund - Equity Plan: 19.00%

    • HDFC Dynamic PE Ratio FoF: 10.76%

  • Which type of HDFC MF gives the highest return?

    The type of HDFC Mutual Fund that gives the highest return will vary depending on the market conditions and the time period being considered. However, some of the HDFC Mutual Funds that have consistently delivered good returns over the long term include:
    • HDFC Top 100 Fund

    • HDFC Flexi Cap Fund

    • HDFC Mid-Cap Opportunities Fund

    • HDFC Small Cap Fund

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*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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