Care Health Insurance vs IndusInd (Formerly RGI) Health Insurance

Care and IndusInd (Formerly RGI) offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Care offers cashless hospitalization at 11924 network hospitals, IndusInd (Formerly RGI) comes with 10850 network hospitals.

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      Care Health Insurance
      Starting ₹278/month
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      IndusInd (Formerly RGI) Health Insurance
      Starting ₹350/month
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      Average rating
      4.4/5 (86 Reviews)
      4.5/5 (45 Reviews)
      Number of health insurance plans and add-ons
      22 plans
      5 plans
      Sum insured
      Up to ₹100 Cr
      Up to ₹5 Cr
      Network hospitals
      11924+
      10850+
      Claim ratio
      NA
      NA
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category for up to ₹ 10 lakh
      No room rent limit
      Existing illness cover
      Covered after 2 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Covered upto ₹2,500 per year for OPD and ₹2,500 for dental treatment
      Available as an optional cover
      Maternity
      Upto ₹50,000
      Available as an optional cover
      Day care treatment
      All day-care treatments are covered up to the sum insured
      All day-care treatments are covered up to the sum insured
      Wellness benefits
      Upto 10% discount on renewal premium
      5% discount on renewal premium
      Waiting period
      Covered after 2 years
      Covered after 2 years
      Discount on renewal
      Upto 10% discount on renewal premium
      5% discount on renewal premium
      Global coverage
      Covered upto ₹6 Cr per year
      Covered upto ₹1 cr per year
      Top selling plans
      Care, Care Classic, Care Advantage
      Health Gain, Arogya Sanjeevani. Health Wise
      View plans
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      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Care Health vs IndusInd plan comparisons
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