A home insurance calculator is an online tool that lets homeowners check the premium for a particular home insurance plan. This tool aims to find an estimated home insurance premium for buying a home insurance policy. Moreover, they can compare the premiums payable under various home insurance plans. Thus, the home insurance premium calculator is a tool that allows homeowners to know the amount of premium they are likely to pay to get their house and its contents insured.
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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.
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cover starting just @ ₹9/month*
A property insurance premium calculator is very easy to use. The process involves adherence to a few steps given below to get an estimate of the home insurance policy:
Buying a house is one of the most significant investments you make in your lifetime, for which you might take a home loan or arrange finances. Hence, buying home insurance online will protect your valuable assets from several unforeseen risks. However, before you select a home insurance plan, utilize the benefits of using a property insurance calculator, which is explained below:
In addition, if you have any insurance-related query, you can connect with our insurance experts anytime, anywhere, by calling 18002587202 or dropping an email at home@policybazaar.com.
A property insurance premium calculator requires a few details to find the estimated cost of a home insurance plan. The information required may vary in the case of owned and rented property. Here is a list of information that you need to keep handy while using a home insurance calculator for both owned and leased properties:
Owned Property
Rented Property
Several factors determine the premium of a home insurance policy. Here is a list of all the factors that affect the home insurance premium below:
Ans: If you stay in a rented place, you should buy only content cover. Moreover, you can purchase add-ons like the valuable content cover by paying an extra premium and avail enhanced coverage.
Ans: The cost of a home insurance policy depends on various factors, such as the type of coverage, age of the property, location of the house, coverage amount, etc. You can check the cost of different home insurance plans using a free property insurance calculator at Policybazaar Insurance Brokers Private Limited.
Ans: Following are some of the ways of reducing your home insurance premium: