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Property Tax in Andhra Pradesh

The CDMA (Commissioner & Director of Municipal Administration) in Andhra Pradesh (AP) is the authoritative body responsible for managing property taxes across Urban Local Bodies (ULBs) in the state. Here is a detailed page on CDMA Property Tax in AP (Andhra Pradesh) for you to check, calculate, and pay your taxes online.

Read more

What is the CDMA Property Tax in Andhra Pradesh?

The CDMA (Commissioner & Director of Municipal Administration) is the nodal body responsible for property tax collection in all Urban Local Bodies (ULBs) across Andhra Pradesh. In the state, you must pay property tax annually if you own a house, apartment, commercial building, or vacant land within the specified city limits.

Property taxes are used to fund civic infrastructure in the city, such as:

  • Roads and lighting
  • Drainage and water supply
  • Garbage collection
  • Maintenance of parks and public utilities

Additionally, it keeps you eligible for home-related services and legal ownership documentation.

Who Should Pay Property Tax in AP?

A property tax applies to the following entities:

  • A homeowner (independent house or flat)
  • A commercial property owner
  •  An institutional property holder (schools, hospitals, etc.)
  • The owner of vacant land within urban limits

Even if the property is not occupied or under construction, property tax is still applicable.

How is Property Tax Calculated in AP?

CDMA uses a rationalised formula to calculate property tax in Andhra Pradesh, based on the Annual Rental Value (ARV) or unit area system, depending upon the municipality. Here are the main parameters:

Factor Impact
Location / Zone Properties in commercial or high-value zones attract higher tax
Plinth Area Larger properties have higher taxes
Type of Use Residential vs. commercial usage
Building Type RCC (pucca) buildings vs. kutcha construction
Occupancy Type Owner-occupied properties often get a lower tax than rented ones
Age of Property Older buildings may get small depreciation benefits

How to Pay AP CDMA Property Tax Online?

Paying your property tax online is quick and hassle-free through the official AP CDMA portal by following the steps below:

  • Step 1: Visit the Official CDMA Portal
    Go to the official website of CDMA and open their property tax payment portal.
  • Step 2: Choose Your Local Body
    S
    elect your district and then your municipality/corporation from the drop-down menus.
  • Step 3: Enter Your Assessment Details
    You can search your property using one of these:
    • Assessment Number (preferred)
    • Owner's Name
    • Door Number
    • Click 'Search' to fetch property records.
  • Step 4: Verify Property Details
    Check if the name, property address, and tax amount match your records. If something looks incorrect, contact your municipal office.
  • Step 5: Make Payment
    Click "Make Payment" and choose your preferred payment method:
    • Net Banking
    • Debit/Credit Card
    • UPI or Wallet

Once the payment is successful, you will receive a downloadable receipt instantly.

What to Do Next?

Keep a printout or digital copy of your receipt, as it might be needed for:

  • Home loan or home loan insurance approvals
  • Property insurance claims
  • Resale or mutation purposes

When is the Due Date to Pay AP Property Tax?

Typically, the property tax is paid annually and should ideally be paid before March 31 to avoid late fees or penalties. The financial year runs from April to March. Moreover, some ULBs offer discounts or rebates for early payments, so check your municipality's notifications.

Penalties for Late Payment

2% interest is levied per month on overdue property tax. Any non-payment can lead to legal notices, property sealing, or recovery through auction. That is why it is essential to pay on time to avoid these complications and maintain clean records for property insurance eligibility.

Why Paying Property Tax is Important for Your Home Insurance?

If you plan to buy or renew a home insurance policy, paying your property tax is crucial. Here's how they're connected:

Reason Explanation
Legal Proof A paid property tax receipt proves your ownership. Insurers often ask for this.
Claim Validity During a damage claim (e.g., fire, flood), unpaid tax may cause delays or rejection.
Mortgage Insurance Banks check the tax payment status before approving home loans with insurance coverage.

*Pro Tip: Pay your CDMA property tax before buying or renewing your home insurance. It ensures faster claim approval and credibility.

Helpdesk & Contact Information

If you have issues or errors while paying online, here's what you can do:

  • Visit your municipal ward office
  • Call your local ULB helpline
  • Visit the CDMA website and hover over their contact page

They can help fix wrong assessment details, name or ownership corrections, refunds or double payments, and technical portal issues.

FAQs - CDMA Property Tax in Andhra Pradesh (AP)

Written By: PolicyBazaar - Updated: 12 September 2025
Disclaimer:The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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  • Disclaimers+

    #Savings of 25% are based on the comparison between the highest and lowest premiums for a pucca building with the sum insured of ₹1 crore at Delhi for property age less than 5 years and the policy term of 11 years. #The premium of ₹18/month is for a pucca building with the sum insured of ₹10 Lakh structure at selected locations, for property age less than 40 years and policy term of 10 year. An additional premium is payable for the optional covers, including the contents opted.

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